{"id":91334,"date":"2025-11-19T20:28:03","date_gmt":"2025-11-20T00:28:03","guid":{"rendered":"https:\/\/www.chinesepress.com\/2025\/11\/19\/%e6%89%8e%e5%bf%83%ef%bc%81%e8%bf%91%e5%8d%8a%e5%8a%a0%e6%8b%bf%e5%a4%a7%e4%ba%ba%e8%a2%ab%e8%bf%ab%e6%8f%90%e5%89%8d%e9%80%80%e4%bc%91%ef%bc%8c%e4%b8%8d%e6%98%af%e5%9b%a0%e4%b8%ba%e9%92%b1%e5%ad%98\/"},"modified":"2025-11-19T20:28:03","modified_gmt":"2025-11-20T00:28:03","slug":"%e6%89%8e%e5%bf%83%ef%bc%81%e8%bf%91%e5%8d%8a%e5%8a%a0%e6%8b%bf%e5%a4%a7%e4%ba%ba%e8%a2%ab%e8%bf%ab%e6%8f%90%e5%89%8d%e9%80%80%e4%bc%91%ef%bc%8c%e4%b8%8d%e6%98%af%e5%9b%a0%e4%b8%ba%e9%92%b1%e5%ad%98","status":"publish","type":"post","link":"https:\/\/www.chinesepress.com\/pre\/archives\/91334","title":{"rendered":"\u624e\u5fc3\uff01\u8fd1\u534a\u52a0\u62ff\u5927\u4eba\u88ab\u8feb\u63d0\u524d\u9000\u4f11\uff0c\u4e0d\u662f\u56e0\u4e3a\u94b1\u5b58\u591f\u4e86"},"content":{"rendered":"<p>\u6839\u636eManulife Group Retirement\u6700\u65b0\u53d1\u5e03\u7684\u4e00\u4efd\u62a5\u544a\uff0c\u51e0\u4e4e\u4e00\u534a\u7684\u52a0\u62ff\u5927\u8005\uff0c\u4ed6\u4eec\u63d0\u524d\u79bb\u5f00\u804c\u573a\u5e76\u975e\u56e0\u4e3a\u201c\u8d22\u52a1\u81ea\u7531\u201d\uff0c\u800c\u662f\u56e0\u4e3a\u4e2a\u4eba\u95ee\u9898\u6216\u7167\u62a4\u5bb6\u4eba\u7684\u9700\u6c42\u800c\u8feb\u4f7f\u4ed6\u4eec\u9000\u51fa\u3002<\/p>\n<figure class=\"image\" data-attachment-id=\"6157964\" data-aspect-ratio=\"3.1561\" data-width=\"647\" data-height=\"205\">\n<img decoding=\"async\" src=\"https:\/\/p0.51img.ca\/i\/691c98980c683.jpeg\"><\/figure>\n<figure class=\"image\" data-attachment-id=\"6157965\" data-aspect-ratio=\"1.6672\" data-width=\"1017\" data-height=\"610\">\n<img decoding=\"async\" src=\"https:\/\/p0.51img.ca\/i\/691c98bebc53e.jpeg\"><\/figure>\n<p>\u5468\u4e8c\u53d1\u5e03\u7684\u8c03\u67e5\u663e\u793a\uff0c\u4ec5\u670915%\u7684\u63d0\u524d\u9000\u4f11\u8005\u662f\u56e0\u4e3a\u201c\u5b58\u591f\u4e86\u94b1\u201d\u800c\u9009\u62e9\u9000\u4f11\uff0c\u8fd9\u4e5f\u8bf4\u660e\uff0c\u63d0\u524d\u9000\u4f11\u5728\u7edd\u5927\u591a\u6570\u60c5\u51b5\u4e0b\u5e76\u4e0d\u662f\u4e00\u79cd\u4e3b\u52a8\u9009\u62e9\u3002<\/p>\n<p>\u62a5\u544a\u6307\u51fa\uff0c\u4eba\u4eec\u79bb\u5f00\u804c\u573a\u7684\u539f\u56e0\uff0c\u5bf9\u5176\u957f\u671f\u8d22\u52a1\u5b89\u5168\u7684\u5f71\u54cd\u5de8\u5927\u3002<\/p>\n<p>\u5b8f\u5229\u8d22\u5bcc\u4e0e\u8d44\u4ea7\u7ba1\u7406\uff08Manulife Wealth &amp; Asset Management\uff09\u5168\u7403\u9000\u4f11\u4e0e\u8d22\u5bcc\u8d1f\u8d23\u4ebaAimee DeCamillo\u8868\u793a\uff0c\u8bb8\u591a\u52a0\u62ff\u5927\u4eba\u8bef\u4ee5\u4e3a\u63d0\u524d\u9000\u4f11\u662f\u4e00\u79cd\u201c\u5962\u4f88\u201d\uff0c\u5c24\u5176\u5728 FIRE\uff08\u8d22\u52a1\u72ec\u7acb\u3001\u63d0\u524d\u9000\u4f11\uff09\u7406\u5ff5\u6d41\u884c\u4e4b\u540e\u3002\u7136\u800c\u6570\u636e\u663e\u793a\uff0c\u60c5\u51b5\u5f80\u5f80\u6070\u6070\u76f8\u53cd\u3002<\/p>\n<p>\u5979\u8bf4\uff1a\u201c<strong>\u5f88\u591a\u4eba\u6ca1\u610f\u8bc6\u5230\uff0c\u4f60\u968f\u65f6\u53ef\u80fd\u88ab\u8feb\u6bd4\u9884\u671f\u66f4\u65e9\u3001\u66f4\u6ca1\u6709\u51c6\u5907\u5730\u63d0\u524d\u9000\u4f11\u3002\u9000\u4f11\u53ef\u80fd\u6bd4\u4f60\u60f3\u7684\u8981\u6765\u5f97\u66f4\u5feb<\/strong>\u3002\u201d<\/p>\n<p>\u62a5\u544a\u663e\u793a\uff0c\u5728\u90a3\u4e9b\u6bd4\u8ba1\u5212\u66f4\u65e9\u9000\u4f11\u7684\u4eba\u5f53\u4e2d\uff1a<\/p>\n<ul>\n<li>33% \u56e0\u5065\u5eb7\u95ee\u9898\u88ab\u8feb\u9000\u4f11<\/li>\n<li>13% \u56e0\u9700\u8981\u7167\u987e\u4eb2\u4eba\u800c\u79bb\u804c<\/li>\n<li>10% \u56e0\u88ab\u88c1\u5458\u3001\u4e14\u65e0\u6cd5\u627e\u5230\u65b0\u5de5\u4f5c<\/li>\n<\/ul>\n<p>\u672c\u6b21\u8c03\u67e5\u5bf9514\u540d\u5df2\u9000\u4f11\u7684\u52a0\u62ff\u5927\u4eba\u8fdb\u884c\u95ee\u5377\uff0c\u65f6\u95f4\u4e3a2025\u5e745\u67081\u65e5\u81f35\u670816\u65e5\u3002<\/p>\n<p>DeCamillo\u6307\u51fa\uff0c\u63d0\u524d\u79bb\u5f00\u804c\u573a\u4f1a\u663e\u8457\u589e\u52a0\u201c\u5750\u5403\u5c71\u7a7a\u201d\u7684\u98ce\u9669\uff0c\u201c\u6700\u5927\u7684\u98ce\u9669\u662f\u4f60\u8981\u9760\u81ea\u5df1\u7684\u79ef\u84c4\u652f\u6491\u66f4\u957f\u7684\u9000\u4f11\u65f6\u95f4\uff0c\u53ef\u80fd\u8fdc\u8d85\u4f60\u539f\u672c\u8ba1\u5212\u7684\u5e74\u9650\u3002\u201d<\/p>\n<p>Peter Baker\u7684\u4eba\u751f\u57282021\u5e7410\u6708\u53d1\u751f\u4e86\u5de8\u5927\u53d8\u5316\u3002<\/p>\n<p>\u4ed6\u662f\u65b0\u65af\u79d1\u820d\u7701Lunenburg\u7684\u4e00\u540d\u5e02\u653f\u516c\u5171\u5de5\u7a0b\u4e3b\u7ba1\uff0c\u56e0\u7ec6\u83cc\u611f\u67d3\u53d1\u5c55\u6210\u8113\u6bd2\u6027\u4f11\u514b\uff0c\u968f\u540e\u53c8\u7ecf\u5386\u8111\u90e8\u611f\u67d3\u548c\u5f00\u80f8\u5fc3\u810f\u624b\u672f\u300261\u5c81\u65f6\uff0c\u4ed6\u88ab\u8feb\u56e0\u5065\u5eb7\u539f\u56e0\u9000\u4f11\u3002<\/p>\n<p>\u4eca\u5e7465\u5c81\u7684\u4ed6\u539f\u672c\u8ba1\u5212\u5de5\u4f5c\u523070 \u5c81\u3002\u4ed6\u8bf4\uff1a\u201c\u8fd9\u5b8c\u5168\u51fa\u4e4e\u610f\u6599\uff0c\u8ba9\u751f\u6d3b\u53d1\u751f\u4e86\u5de8\u5927\u7684\u53d8\u5316\u3002\u201d<\/p>\n<p>\u4ed6\u66fe\u9886\u53d6\u8fc7\u4e00\u6bb5\u65f6\u95f4\u7684\u957f\u671f\u4f24\u6b8b\u798f\u5229\uff08LTD\uff09\uff0c\u4f46\u6700\u8fd1\u798f\u5229\u5df2\u7ec8\u6b62\u3002\u201c\u4e00\u65e6\u8fd9\u4e9b\u798f\u5229\u505c\u6389\uff0c\u52a0\u62ff\u5927\u517b\u8001\u91d1\u8ba1\u5212\uff08CPP\uff09\u548c\u8001\u4eba\u91d1\uff08OAS\uff09\u6839\u672c\u4e0d\u8db3\u4ee5\u652f\u6491\u751f\u6d3b\u3002\u201d<\/p>\n<p>\u597d\u5728\u4ed6\u6709\u5de5\u4f5c\u573a\u6240\u517b\u8001\u91d1\uff0c\u4f46\u4ed6\u8bf4\uff0c\u4ed6\u548c\u59bb\u5b50\u539f\u672c\u5e76\u6ca1\u6709\u8ba1\u5212\u63d0\u524d\u9000\u4f11\uff0c\u56e0\u6b64\u73b0\u5728\u5fc5\u987b\u7cbe\u6253\u7ec6\u7b97\u3002\u201c\u8fd9\u662f\u4e00\u79cd\u72ec\u7acb\u6027\u7684\u4e27\u5931\u3002\u201d<\/p>\n<p>\u540c\u6837\u7ecf\u5386\u5de8\u5927\u8f6c\u6298\u7684\u8fd8\u6709Michael Cummings\u3002\u4ed6\u5728\u4e1c\u5b89\u7701\u9ad8\u6821\u5de5\u4f5c\u591a\u5e74\u540e\uff0c\u56e0\u4e3a\u5fc3\u7406\u5065\u5eb7\u95ee\u9898\u572849\u5c81\u63d0\u524d\u9000\u4f11\uff0c\u800c\u539f\u672c\u8ba1\u5212\u9000\u4f11\u5e74\u9f84\u662f65\u5c81\u3002<\/p>\n<p>\u4ed6\u5e86\u5e78\u81ea\u5df1\u6709\u957f\u671f\u4f24\u6b8b\u4fdd\u9669\uff0c\u4f46\u7ed9\u4ed8\u91d1\u989d\u662f\u6839\u636e\u5341\u591a\u5e74\u524d\u7684\u85aa\u8d44\u8ba1\u7b97\u7684\uff0c\u4e5f\u5c31\u662f\u8bf4\uff0c\u4ed6\u5982\u4eca\u7684\u6536\u5165\u76f8\u5f53\u4e8e2008\u5e74\u7684\u5de5\u8d44\u6c34\u5e73\u3002<\/p>\n<p>\u5982\u4eca60\u5c81\u3001\u9760\u56fa\u5b9a\u6536\u5165\u751f\u6d3b\u7684\u4ed6\uff0c\u5927\u5e45\u51cf\u5c11\u4e86\u65c5\u884c\uff0c\u4e5f\u653e\u5f03\u4e86\u8bb8\u591a\u4eba\u751f\u8ba1\u5212\u3002<\/p>\n<p>\u4ed6\u8bf4\uff1a\u201c\u751f\u6d3b\u4e0e\u6211\u66fe\u7ecf\u671f\u671b\u7684\u5b8c\u5168\u4e0d\u540c\u3002\u8bb8\u591a\u62b1\u8d1f\u90fd\u53ea\u80fd\u6401\u7f6e\u3002\u201d<\/p>\n<figure class=\"vote\"><\/figure>\n<p>\u5b89\u7701\u5965\u514b\u7ef4\u5c14Watson Investments\u7684\u8ba4\u8bc1\u89c4\u5212\u5e08Jennifer Watson\u8bf4\uff0c\u5c06\u201c\u9884\u6599\u4e4b\u5916\u201d\u7eb3\u5165\u9000\u4f11\u89c4\u5212\u81f3\u5173\u91cd\u8981\u3002\u201c\u6bcf\u4e2a\u4eba\u90fd\u5e94\u8be5\u5047\u8bbe\u81ea\u5df1\u53ef\u80fd\u9700\u8981\u63d0\u524d\u9000\u4f11\u3002\u201d\u4f46\u5927\u591a\u6570\u4eba\u5e76\u4e0d\u4f1a\u90a3\u4e48\u89c4\u5212\u3002<\/p>\n<p>\u300a2025\u5bcc\u8fbe\u9000\u4f11\u62a5\u544a\u300b\u663e\u793a\uff0c\u4ec522%\u7684\u51c6\u9000\u4f11\u4eba\u58eb\u62e5\u6709\u4e66\u9762\u8d22\u52a1\u8ba1\u5212\uff0c\u800c\u5176\u4e2d\u53ea\u670960%\u8003\u8651\u5230\u672a\u6765\u7684\u5065\u5eb7\u652f\u51fa\u3002<\/p>\n<p>Watson\u5efa\u8bae\u804c\u573a\u4eba\u58eb\u5173\u6ce8\u96c7\u4e3b\u798f\u5229\uff0c\u4f8b\u5982\u957f\u671f\u4f24\u6b8b\u4fdd\u9669\uff0c\u5e76\u5728\u80fd\u529b\u8303\u56f4\u5185\u8865\u8db3\u4fdd\u969c\u3002\u5979\u4e5f\u5f3a\u8c03\uff0c\u90a3\u4e9b\u6ca1\u6709\u51c6\u5907\u5c31\u63d0\u524d\u9000\u4f11\u7684\u4eba\uff0c\u9700\u8981\u5728\u8d22\u52a1\u4e0a\u66f4\u5177\u521b\u9020\u6027\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6839\u636eManulife Group Retirement\u6700\u65b0\u53d1\u5e03\u7684\u4e00\u4efd\u62a5\u544a\uff0c\u51e0\u4e4e\u4e00\u534a\u7684\u52a0\u62ff\u5927\u8005\uff0c\u4ed6\u4eec\u63d0\u524d\u79bb\u5f00\u804c\u573a\u5e76\u975e\u56e0\u4e3a\u201c\u8d22\u52a1\u81ea\u7531\u201d\uff0c\u800c\u662f\u56e0\u4e3a\u4e2a\u4eba\u95ee\u9898\u6216\u7167\u62a4\u5bb6\u4eba\u7684\u9700\u6c42\u800c\u8feb\u4f7f\u4ed6\u4eec\u9000\u51fa\u3002 \u5468\u4e8c\u53d1\u5e03\u7684\u8c03\u67e5\u663e\u793a&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[131],"tags":[],"class_list":["post-91334","post","type-post","status-publish","format-standard","hentry","category-canada"],"_links":{"self":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/91334","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/comments?post=91334"}],"version-history":[{"count":0,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/91334\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/media?parent=91334"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/categories?post=91334"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/tags?post=91334"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}