{"id":77405,"date":"2025-09-26T18:42:02","date_gmt":"2025-09-26T22:42:02","guid":{"rendered":"https:\/\/www.chinesepress.com\/2025\/09\/26\/%e5%88%a9%e7%8e%87%e5%9b%ba%e5%ae%9a%e8%bf%98%e6%98%af%e6%b5%ae%e5%8a%a8%ef%bc%9f%e5%85%b6%e5%ae%9e%e5%8a%a0%e6%8b%bf%e5%a4%a7%e6%88%bf%e8%b4%b7%e8%bf%98%e6%9c%89%e4%b8%80%e5%8d%8a%e6%b5%ae%e5%8a%a8\/"},"modified":"2025-09-26T18:42:02","modified_gmt":"2025-09-26T22:42:02","slug":"%e5%88%a9%e7%8e%87%e5%9b%ba%e5%ae%9a%e8%bf%98%e6%98%af%e6%b5%ae%e5%8a%a8%ef%bc%9f%e5%85%b6%e5%ae%9e%e5%8a%a0%e6%8b%bf%e5%a4%a7%e6%88%bf%e8%b4%b7%e8%bf%98%e6%9c%89%e4%b8%80%e5%8d%8a%e6%b5%ae%e5%8a%a8","status":"publish","type":"post","link":"https:\/\/www.chinesepress.com\/pre\/archives\/77405","title":{"rendered":"\u5229\u7387\u56fa\u5b9a\u8fd8\u662f\u6d6e\u52a8\uff1f\u5176\u5b9e\u52a0\u62ff\u5927\u623f\u8d37\u8fd8\u6709\u4e00\u534a\u6d6e\u52a8\u3001\u4e00\u534a\u56fa\u5b9a"},"content":{"rendered":"

\u6bcf\u4e00\u6b21\u52a0\u62ff\u5927\u592e\u884c\u8c03\u6574\u5229\u7387\uff0c\u90fd\u4f1a\u5f15\u53d1\u4e00\u4e2a\u5173\u4e4e\u751f\u6b7b\u7684\u623f\u8d37\u95ee\u9898\uff1a\u662f\u9009\u56fa\u5b9a\u5229\u7387\u8fd8\u662f\u6d6e\u52a8\u5229\u7387\uff1f\u4f46\u5982\u679c\u4f60\u6839\u672c\u4e0d\u7528\u8d39\u529b\u4e8c\u9009\u4e00\u4f1a\u600e\u4e48\u6837\u5462\uff1f\u5176\u5b9e\u52a0\u62ff\u5927\u623f\u8d37\u8fd8\u6709\u201c\u7b2c\u4e09\u6761\u8def\u201d\u53ef\u8d70\uff0c\u53ea\u662f\u8fd9\u6761\u8def\u51e0\u4e4e\u6ca1\u4eba\u77e5\u9053\uff0c\u9009\u62e9\u7684\u4eba\u5c31\u66f4\u5c11\uff0c\u90a3\u5c31\u662f\u5229\u7387\u4e00\u534a\u6d6e\u52a8\u3001\u4e00\u534a\u56fa\u5b9a\u3002<\/p>\n

\n<\/figure>\n

\u503a\u52a1\u591a\u5143\u5316\u51e0\u4e4e\u4ece\u4e0d\u88ab\u8ba8\u8bba\u3002\u4f60\u8981\u4e48\u5168\u62bc\uff0c\u8981\u4e48\u5168\u9000\u3002<\/p>\n

\u8fd9\u548c\u4eba\u4eec\u5bf9\u8d44\u4ea7\u7684\u770b\u6cd5\u5b8c\u5168\u76f8\u53cd\u3002\u60f3\u8c61\u4e00\u4e0b\uff0c\u4e00\u5bb6\u4e0a\u5e02\u516c\u53f8\u5982\u679c\u6240\u6709\u503a\u52a1\u90fd\u5728\u540c\u4e00\u5e74\u5230\u671f\uff0c\u6211\u4eec\u4f1a\u600e\u4e48\u770b\uff1f\u5927\u591a\u6570\u516c\u53f8\u90fd\u4f1a\u9009\u62e9\u201c\u9519\u5f00\u201d\u503a\u52a1\u671f\u9650\u3002\u5982\u679c\u4f60\u628a\u9000\u4f11\u91d1\u6295\u8d44\u4e8eGIC\uff0c\u4f60\u4e5f\u4f1a\u201c\u9519\u5f00\u201d\u5230\u671f\u65f6\u95f4\u3002<\/p>\n

\u4f46\u623f\u8d37\u5374\u4e0d\u4e00\u6837\u3002<\/p>\n

Butler Mortgage\u7684\u7ecf\u7eaa\u4ebaRon Butler\u8bf4\uff1a\u201c\u94f6\u884c\u5176\u5b9e\u90fd\u6709\u63d0\u4f9b\u8fd9\u79cd\u6df7\u5408\u578b\u623f\u8d37\uff0c\u4f46\u6ca1\u4eba\u8981\u3002\u201d\u4ed6\u8bf4\uff0c\u6df7\u5408\u578b\u623f\u8d37\u6bd410\u5e74\u671f\u623f\u8d37\u8fd8\u4e0d\u53d7\u6b22\u8fce\uff0c\u800c\u9009\u62e910\u5e74\u671f\u623f\u8d37\u7684\u623f\u4e3b\u672c\u6765\u5c31\u53ea\u5360\u7ea63%\u3002<\/p>\n

\u52a0\u62ff\u5927\u4eba\u592a\u4e60\u60ef\u4e8e\u67d0\u79cd\u505a\u6cd5\u4e86\u3002\u5373\u4fbf\u57282021\u5e74\uff0c\u4e94\u5e74\u671f\u623f\u8d37\u5229\u7387\u964d\u52301.59%\uff0c\u800c10\u5e74\u671f\u623f\u8d37\u5229\u7387\u662f2.29%\uff0c\u4e5f\u51e0\u4e4e\u4e5f\u6ca1\u4eba\u611f\u5174\u8da3\u3002\u4eca\u5929\u60f3\u60f3\u770b\u5982\u679c\u90a3\u65f6\u5019\u4eba\u4eec\u9501\u5b9a10\u5e74\u671f\u623f\u8d37\u5229\u7387\u4f1a\u662f\u4e00\u4ef6\u591a\u4e48\u5e78\u8fd0\u7684\u4e8b\u3002<\/p>\n

Butler\u8bf4\uff1a\u201c\u6ca1\u4eba\u60f3\u898110\u5e74\u671f\u623f\u8d37\u7684\u539f\u56e0\u662f\u5b83\u603b\u662f\u66f4\u8d35\u3002\u6df7\u5408\u578b\u623f\u8d37\u7684\u95ee\u9898\u5728\u4e8e\u4f60\u603b\u4f1a\u6709\u4e00\u534a\u662f\u9519\u7684\u3002\u4eba\u4eec\u5c31\u662f\u8981\u2018\u8d4c\u4e00\u628a\u2019\u3002\u201d<\/p>\n

\u5982\u4eca\u4eba\u4eec\u6700\u5728\u610f\u7684\u95ee\u9898\u662f\u6708\u4f9b\u91d1\u989d\u3002\u90e8\u5206\u4eba\u4f1a\u770b\u5229\u7387\uff0c\u4f46\u8d8a\u6765\u8d8a\u5c11\u6709\u4eba\u5173\u6ce8\u644a\u8fd8\u671f\uff0c\u4e5f\u5c31\u662f\u4ed6\u4eec\u6700\u7ec8\u8981\u82b1\u591a\u957f\u65f6\u95f4\u624d\u80fd\u8fd8\u6e05\u503a\u52a1\u3002<\/p>\n

\u4e94\u5e74\u524d\u8d37\u6b3e\u7684\u5ba2\u6237\uff0c\u4eca\u5929\u53ef\u80fd\u8fd8\u80fd\u62ff\u5230\u7c7b\u4f3c\u7684\u6708\u4f9b\uff0c\u4f46\u4ed6\u4eec\u73b0\u5728\u6700\u597d\u7684\u4e94\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u662f3.89%\uff0c\u6700\u597d\u7684\u6d6e\u52a8\u5229\u7387\u662f\u6bd4\u57fa\u51c6\u5229\u7387\u4f4e95\u4e2a\u57fa\u70b9\uff0c\u7ea63.75%\u3002<\/p>\n

\n<\/figure>\n

Butler\u786e\u4fe1\uff0c\u5982\u679c\u592e\u884c\u518d\u6b21\u4e0b\u8c03\u9694\u591c\u5229\u7387\uff0c\u5c06\u4f1a\u6709\u7ea635%\u7684\u4eba\u9009\u62e9\u6d6e\u52a8\u5229\u7387\u4ea7\u54c1\u3002<\/p>\n

\u4ed6\u8bf4\uff1a\u201c\u4eba\u4eec\u8981\u7684\u662f\u6700\u4f4e\u5229\u7387\uff0c\u56e0\u4e3a\u4ed6\u4eec\u8981\u7684\u662f\u6700\u4f4e\u6708\u4f9b\uff0c\u4f46\u4ed6\u4eec\u4e0d\u5728\u4e4e\u644a\u8fd8\u671f\u3002\u4ed6\u4eec\u613f\u610f\u900950\u5e74\u7684\u644a\u8fd8\u671f\uff0c\u53ea\u662f\u94f6\u884c\u6700\u591a\u53ea\u7ed930\u5e74\u3002\u201d<\/p>\n

\u5bf9\u503a\u52a1\uff0c\u52a0\u62ff\u5927\u4eba\u613f\u610f\u201c\u63a8\u5230\u672a\u6765\u201d\u3002\u5982\u679c\u662f\u8fd9\u79cd\u6001\u5ea6\uff0c\u90a3\u5728\u5229\u7387\u4e0a\u5206\u6563\u98ce\u9669\u4e5f\u662f\u5408\u7406\u7684\u3002<\/p>\n

\u7ea6\u514b\u5927\u5b66Schulich\u5546\u5b66\u9662\u7684\u91d1\u878d\u5b66\u6559\u6388Moshe Milevsky\uff0c\u66fe\u505a\u8fc7\u4e00\u9879\u56fa\u5b9a\u4e0e\u6d6e\u52a8\u623f\u8d37\u7684\u957f\u671f\u6bd4\u8f83\u8c03\u67e5\uff0c\u7ed3\u679c\u663e\u793a\uff0c\u5728\u5927\u7ea650\u5e74\u7684\u65f6\u95f4\u91cc\uff0c\u6d6e\u52a8\u5229\u7387\u8868\u73b0\u66f4\u597d\u5360\u4e8688%\u3002\u4e0d\u8fc7\u4ed6\u8fd1\u4e94\u5e74\u6ca1\u518d\u66f4\u65b0\u7814\u7a76\u3002<\/p>\n

Milevsky\u8bf4\uff1a\u201c\u6211\u4e0d\u66f4\u65b0\u7684\u539f\u56e0\u662f\u73b0\u5728\u73af\u5883\u590d\u6742\u5f97\u591a\uff0c\u9009\u62e9\u4e5f\u66f4\u591a\u3002\u4f60\u4e0d\u80fd\u518d\u7528\u2018\u957fvs\u77ed\u2019\u6765\u603b\u7ed3\u3002\u8fd9\u5c31\u662f\u4e89\u8bba\u4e2d\u4e22\u5931\u7684\u90e8\u5206\u3002\u73b0\u5728\u623f\u8d37\u4e0d\u4ec5\u4ec5\u662f\u5229\u7387\u95ee\u9898\u3002\u201d<\/p>\n

\u5173\u952e\u8fd8\u5305\u62ec\uff1a\u5982\u679c\u4f60\u7684\u623f\u5b50\u201c\u8d1f\u8d44\u4ea7\u201d\uff0c\u4f60\u662f\u5426\u9700\u8981\u91cd\u65b0\u8c08\u5224\u623f\u8d37\uff1f\u4ed6\u8bf4\uff1a\u201c\u4f60\u6839\u672c\u642c\u4e0d\u4e86\u5bb6\u3002\u201d<\/p>\n

Milevsky\u6307\u51fa\uff0c\u5f88\u591a\u4eba\u6839\u672c\u4e0d\u77e5\u9053\u81ea\u5df1\u62ff\u7684\u662f\u6d6e\u52a8\u623f\u8d37\uff0c\u56e0\u4e3a\u4ed6\u4eec\u53ea\u76ef\u7740\u6708\u4f9b\u3002\u201c\u4ed6\u4eec\u4f1a\u8bf4\uff1a\u4f46\u6211\u7684\u6708\u4f9b\u662f\u56fa\u5b9a\u7684\u3002\u201d\u4ed6\u8bf4\u3002\u201c\u5373\u4fbf\u6d6e\u52a8\u5229\u7387\u603b\u4f53\u8868\u73b0\u6bd4\u56fa\u5b9a\u5229\u7387\u597d\uff0c\u8fd9\u4e5f\u65e0\u5173\u7d27\u8981\u3002\u91cd\u8981\u7684\u662f\u5b83\u662f\u5426\u9002\u5408\u4f60\u7684\u8d1f\u503a\u60c5\u51b5\u3002\u201d<\/p>\n

\n<\/figure>\n

\u5982\u679c\u4f60\u6709\u7a33\u5b9a\u7684\u5de5\u4f5c\uff0c\u6bd4\u5982\u653f\u5e9c\u76f8\u5173\u5c97\u4f4d\uff0c\u4f60\u53ef\u4ee5\u9009\u62e9\u6d6e\u52a8\u3002\u5982\u679c\u4f60\u5728\u53d7\u5173\u7a0e\u5f71\u54cd\u7684\u884c\u4e1a\u5de5\u4f5c\uff0c\u4ed6\u8bf4\uff1a\u201c\u5c3d\u91cf\u9501\u5b9a\u56fa\u5b9a\u5229\u7387\u3002\u201d\u8fd9\u6837\u81f3\u5c11\u80fd\u5c11\u4e00\u4ef6\u70e6\u5fc3\u4e8b\u3002<\/p>\n

\u4ed6\u8fd8\u8bf4\uff0c\u623f\u8d37\u51b3\u7b56\u73b0\u5728\u66f4\u591a\u662f\u884c\u4e3a\u5c42\u9762\u7684\uff0c\u800c\u4e0d\u4ec5\u4ec5\u662f\u6570\u5b66\u95ee\u9898\u3002\u201c\u4eba\u4eec\u88ab\u8bef\u5bfc\uff0c\u4ee5\u4e3a25\u4e2a\u57fa\u70b9\u7684\u964d\u606f\u5c31\u610f\u5473\u7740\u623f\u5b50\u53d8\u5f97\u8d1f\u62c5\u5f97\u8d77\u3002\u201d<\/p>\n

\u81f3\u4e8e\u503a\u52a1\u591a\u5143\u5316\uff0c\u4ed6\u8bf4\u4eba\u4eec\u5176\u5b9e\u6709\u5728\u505a\uff0c\u4f46\u4e0d\u4e00\u5b9a\u4f53\u73b0\u5728\u623f\u8d37\u672c\u8eab\u3002\u4f8b\u5982\uff1a\u56fa\u5b9a\u5229\u7387\u623f\u8d37+\u6d6e\u52a8\u5229\u7387\u6302\u94a9\u7684\u4fe1\u8d37\u989d\u5ea6\uff0c\u672c\u8d28\u4e0a\u5c31\u662f\u4e00\u79cd\u5206\u6563\u65b9\u5f0f\u3002<\/p>\n

\u201c\u53e6\u4e00\u4e2a\u95ee\u9898\u662f\u7e41\u7410\u7684\u624b\u7eed\u2014\u2014\u623f\u8d37\u6ce8\u518c\u3001\u6ce8\u9500\u3001\u91ca\u653e\u2014\u2014\u8fd9\u4e9b\u8ba9\u64cd\u4f5c\u53d8\u5f97\u590d\u6742\u3002\u60f3\u8c61\u4e00\u4e0b\uff0c\u6709\u4eba\u8bf4\u4ed6\u623f\u5b50\u4e0a\u6709\u4e03\u4e2a\u623f\u8d37\uff0c\u5927\u5bb6\u53ea\u4f1a\u8bf4\u4ed6\u2018\u6b20\u4e86\u4e00\u5806\u503a\u2019\uff0c\u6ca1\u4eba\u4f1a\u89c9\u5f97\u90a3\u662f\u2018\u5206\u6563\u2019\u3002\u201d<\/p>\n

Meridian Credit Union\u6d88\u8d39\u4fe1\u8d37\u526f\u603b\u88c1Allison van Rooijen\u8868\u793a\uff0c\u623f\u8d37\u6ca1\u6709\u4e00\u5200\u5207\u7684\u201c\u6700\u4f73\u65b9\u6848\u201d\u3002<\/p>\n

\u5979\u5f3a\u8c03\uff0c\u5efa\u8bae\u5fc5\u987b\u662f\u6574\u4f53\u6027\u7684\uff0c\u56e0\u4e3a\u503a\u52a1\u4f1a\u5f71\u54cd\u5230\u4eba\u7684\u6574\u4f53\u5e78\u798f\u611f\u3002<\/p>\n

\u5979\u8bf4\uff0c\u6d6e\u52a8\u5229\u7387\u7684\u8bf1\u60d1\u786e\u5b9e\u5f88\u5927\uff0c\u4f46\u4e3a\u4e86\u533a\u533a5\u4e2a\u57fa\u70b9\u7684\u5dee\u5f02\u800c\u7761\u4e0d\u5b89\u7a33\uff0c\u4e0d\u503c\u5f97\u3002<\/p>\n

Rooijen\u8bf4\uff0c\u201c\u6b63\u5982\u6ca1\u6709\u4e24\u4e2a\u501f\u6b3e\u4eba\u662f\u4e00\u6837\u7684\uff0c\u4f60\u7684\u623f\u8d37\u5efa\u8bae\u4e5f\u4e0d\u8be5\u4e00\u6a21\u4e00\u6837\u3002\u8981\u627e\u4e00\u5bb6\u80fd\u7ed9\u4f60\u91cf\u8eab\u5b9a\u5236\u89e3\u51b3\u65b9\u6848\u7684\u8d37\u6b3e\u673a\u6784\u3002\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"

\u6bcf\u4e00\u6b21\u52a0\u62ff\u5927\u592e\u884c\u8c03\u6574\u5229\u7387\uff0c\u90fd\u4f1a\u5f15\u53d1\u4e00\u4e2a\u5173\u4e4e\u751f\u6b7b\u7684\u623f\u8d37\u95ee\u9898\uff1a\u662f\u9009\u56fa\u5b9a\u5229\u7387\u8fd8\u662f\u6d6e\u52a8\u5229\u7387\uff1f\u4f46\u5982\u679c\u4f60\u6839\u672c\u4e0d\u7528\u8d39\u529b\u4e8c\u9009\u4e00\u4f1a\u600e\u4e48\u6837\u5462\uff1f\u5176\u5b9e\u52a0\u62ff\u5927\u623f\u8d37\u8fd8\u6709\u201c\u7b2c\u4e09\u6761\u8def\u201d\u53ef\u8d70\uff0c\u53ea\u662f\u8fd9\u6761\u8def\u51e0\u4e4e\u6ca1\u4eba\u77e5\u9053\uff0c\u9009\u62e9\u7684\u4eba\u5c31\u66f4\u5c11\uff0c\u90a3…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[131],"tags":[],"class_list":["post-77405","post","type-post","status-publish","format-standard","hentry","category-canada"],"_links":{"self":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/77405","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/comments?post=77405"}],"version-history":[{"count":0,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/77405\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/media?parent=77405"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/categories?post=77405"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/tags?post=77405"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}