{"id":71771,"date":"2025-09-04T14:14:03","date_gmt":"2025-09-04T18:14:03","guid":{"rendered":"https:\/\/www.chinesepress.com\/2025\/09\/04\/%e5%ae%89%e7%9c%81%e5%a5%b3%e5%ad%90%e9%81%ad%e9%81%87%e8%bd%a6%e7%a5%b8%e5%af%b9%e6%96%b9%e8%82%87%e4%ba%8b%e9%80%83%e9%80%b8%e4%bf%9d%e9%99%a9%e6%8b%92%e8%b5%94%ef%bc%8c%e5%8e%9f%e5%9b%a0%e6%98%af\/"},"modified":"2025-09-04T14:14:03","modified_gmt":"2025-09-04T18:14:03","slug":"%e5%ae%89%e7%9c%81%e5%a5%b3%e5%ad%90%e9%81%ad%e9%81%87%e8%bd%a6%e7%a5%b8%e5%af%b9%e6%96%b9%e8%82%87%e4%ba%8b%e9%80%83%e9%80%b8%e4%bf%9d%e9%99%a9%e6%8b%92%e8%b5%94%ef%bc%8c%e5%8e%9f%e5%9b%a0%e6%98%af","status":"publish","type":"post","link":"https:\/\/www.chinesepress.com\/pre\/archives\/71771","title":{"rendered":"\u5b89\u7701\u5973\u5b50\u906d\u9047\u8f66\u7978\u5bf9\u65b9\u8087\u4e8b\u9003\u9038\u4fdd\u9669\u62d2\u8d54\uff0c\u539f\u56e0\u662f\u5ffd\u7565\u4e00\u4e8b"},"content":{"rendered":"<p>\u5b89\u7701\u4e00\u540d\u5973\u5927\u5b66\u751f\u5728\u5f00\u8f66\u56de\u5bb6\u9014\u4e2d\u906d\u9047\u201c\u8087\u4e8b\u9003\u9038\u201d\uff0c\u5979\u9707\u60ca\u5730\u53d1\u73b0\u81ea\u5df1\u5fc5\u987b\u81ea\u638f\u8170\u5305\u66f4\u6362\u5f7b\u5e95\u62a5\u5e9f\u7684\u8f66\u8f86\u3002\u5c3d\u7ba1\u5979\u6709\u4fdd\u9669\uff0c\u4f46\u5979\u6ca1\u6709\u5355\u72ec\u8d2d\u4e70\u78b0\u649e\u9669\uff0c\u56e0\u6b64\u4e0d\u5728\u7406\u8d54\u8303\u56f4\u5185\u3002<\/p>\n<figure class=\"image\" data-attachment-id=\"6032248\" data-aspect-ratio=\"1.7098\" data-width=\"990\" data-height=\"579\">\n<img decoding=\"async\" src=\"https:\/\/p0.51img.ca\/i\/68b97aa165dd9.png\"><\/figure>\n<p>20\u5c81\u7684\u5927\u5b66\u751f\u3001\u5bbe\u987f\u5c45\u6c11Makayah 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src=\"https:\/\/p0.51img.ca\/i\/68b97aac6e4e3.png\"><\/figure>\n<p>Donaldson\u8bf4\uff0c\u201c\u4ed6\u649e\u4e0a\u6211\u540e\u6839\u672c\u6ca1\u505c\u4e0b\uff0c\u6211\u5f53\u65f6\u5f00\u7684\u662f30\u516c\u91cc\/\u5c0f\u65f6\uff0c\u4ed6\u662f100\u516c\u91cc\/\u5c0f\u65f6\uff0c\u6240\u4ee5\u649e\u5f97\u975e\u5e38\u4e25\u91cd\uff0c\u56e0\u4e3a\u4ed6\u5f00\u5f97\u592a\u5feb\u4e86\u3002\u201d<\/p>\n<p>\u8b66\u65b9\u63a5\u5230\u62a5\u6848\uff0cDonaldson\u8bf4\u5979\u88ab\u9001\u5f80\u533b\u9662\u6cbb\u7597\u53d7\u4f24\uff0c\u4f46\u5979\u544a\u8bc9CTV\u65b0\u95fb\uff0c\u5979\u65e0\u6cd5\u786e\u8ba4\u649e\u5979\u7684\u76ae\u5361\u53f8\u673a\u8eab\u4efd\u3002<\/p>\n<p>Donaldson\u5f53\u65f6\u9a7e\u9a76\u7684\u662f\u4e00\u8f86\u4ef7\u503c\u7ea66,500\u5143\u76842008\u5e74\u6b3e\u65e5\u4ea7Versa\u3002\u867d\u7136\u5979\u7684\u4fdd\u9669\u516c\u53f8\u627f\u8ba4\u5979\u6ca1\u6709\u8d23\u4efb\uff0c\u4f46\u7531\u4e8e\u8087\u4e8b\u53f8\u673a\u9003\u9038\uff0cDonaldson\u88ab\u544a\u77e5\u5979\u6ca1\u6709\u8d2d\u4e70\u78b0\u649e\u9669\uff08\uff08Collision 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src=\"https:\/\/p0.51img.ca\/i\/68b97ab869b08.png\"><\/figure>\n<p>Donaldson\u8bf4\uff0c\u201c\u4ed6\u4eec\u8bf4\u56e0\u4e3a\u6211\u6ca1\u80fd\u8bb0\u4e0b\u8f66\u724c\u53f7\uff0c\u6240\u4ee5\u62d2\u8d54\uff0c\u4f46\u90a3\u4e2a\u4eba\u6839\u672c\u6ca1\u505c\u4e0b\uff0c\u6211\u6839\u672c\u6ca1\u6709\u673a\u4f1a\u8bb0\u4e0b\u8f66\u724c\u3002\u73b0\u5728\uff0c\u62d6\u8f66\u8d39\u3001\u65b0\u8f66\u7684\u94b1\u90fd\u5f97\u6211\u81ea\u5df1\u627f\u62c5\uff0c\u5c3d\u7ba1\u6211\u5b8c\u5168\u6ca1\u9519\uff0c\u8fd9\u6839\u672c\u4e0d\u662f\u6211\u7684\u8d23\u4efb\u3002\u201d<\/p>\n<p>CTV\u65b0\u95fb\u4ee3\u8868Donaldson\u8054\u7cfb\u4e86\u5979\u7684\u4fdd\u9669\u516c\u53f8Belairdirect\uff0c\u8be5\u516c\u53f8\u53d1\u8a00\u4eba\u5728\u4e00\u4efd\u58f0\u660e\u4e2d\u8868\u793a\uff1a\u201c\u5728\u5236\u5b9a\u4fdd\u5355\u65f6\uff0c\u6211\u4eec\u4f1a\u4e0e\u5ba2\u6237\u4e00\u8d77\u5ba1\u67e5\u548c\u89e3\u91ca\u53ef\u9009\u7684\u4fdd\u9669\u8303\u56f4\u3002\u8fd9\u5305\u62ec\u78b0\u649e\u9669\u3001\u7efc\u5408\u9669\u4ee5\u53ca\u79df\u8f66\u9669\u7b49\u5177\u4f53\u5185\u5bb9\u3002\u201d<\/p>\n<p>\u201c\u5982\u679c\u53d1\u751f\u4e8b\u6545\uff0c\u800c\u5ba2\u6237\u6ca1\u6709\u9009\u62e9\u78b0\u649e\u9669\uff0c\u90a3\u4e48\u8d54\u507f\u8303\u56f4\u5c31\u4f1a\u6309\u7167\u4fdd\u5355\u6761\u6b3e\u6267\u884c\u3002\u867d\u7136\u6211\u4eec\u786e\u5b9e\u4f1a\u82b1\u65f6\u95f4\u89e3\u91ca\u6240\u6709\u4fdd\u9669\u9009\u9879\uff0c\u4f46\u6700\u7ec8\u9009\u62e9\u6743\u5728\u5ba2\u6237\u81ea\u5df1\u3002\u201d<\/p>\n<figure class=\"image\" data-attachment-id=\"6032251\" data-aspect-ratio=\"1.78\" data-width=\"1052\" data-height=\"591\">\n<img decoding=\"async\" src=\"https:\/\/p0.51img.ca\/i\/68b97ac9390f3.png\"><\/figure>\n<p>\u6839\u636e\u52a0\u62ff\u5927\u4fdd\u9669\u5c40\uff08IBC\uff09\u7684\u8bf4\u6cd5\uff0c\u906d\u9047\u8087\u4e8b\u9003\u9038\u5fc5\u987b\u6709\u78b0\u649e\u9669\uff0c\u624d\u80fd\u4fee\u8f66\u6216\u6362\u8f66\u3002<\/p>\n<p>IBC\u7684Anne Marie Thomas\u8bf4\uff0c\u201c\u7531\u4e8e\u53e6\u4e00\u540d\u53f8\u673a\u8eab\u4efd\u4e0d\u660e\uff0c\u2018\u65e0\u8fc7\u9519\u8d54\u507f\u2019\u673a\u5236\u4e0d\u9002\u7528\u3002\u56e0\u4e3a\u5f53\u4e8b\u4eba\u6ca1\u6709\u8d2d\u4e70\u78b0\u649e\u9669\uff0c\u4fdd\u9669\u516c\u53f8\u65e0\u6cd5\u652f\u4ed8\u7ef4\u4fee\u8d39\u7528\uff0c\u56e0\u4e3a\u6ca1\u6709\u53ef\u7528\u7684\u4fdd\u9669\u8986\u76d6\u8303\u56f4\u3002\u201d<\/p>\n<p>Donaldson\u89c9\u5f97\u5bfb\u627e\u8087\u4e8b\u53f8\u673a\u7684\u52aa\u529b\u5fae\u4e4e\u5176\u5fae\uff0c\u5e76\u8ba4\u4e3a\u81ea\u5df1\u7406\u5e94\u83b7\u5f97\u8d54\u507f\u3002<\/p>\n<figure class=\"image\" data-attachment-id=\"6032252\" data-aspect-ratio=\"0.651\" data-width=\"373\" data-height=\"573\">\n<img decoding=\"async\" src=\"https:\/\/p0.51img.ca\/i\/68b97ae7359c1.png\"><\/figure>\n<p>\u5979\u8bf4\uff0c\u201c\u8fd9\u771f\u7684\u975e\u5e38\u975e\u5e38\u4ee4\u4eba\u6cae\u4e27\uff0c\u4eba\u4eec\u5fc5\u987b\u63a5\u53d7\u8fd9\u6837\u4e00\u4e2a\u4e8b\u5b9e\uff1a\u5373\u4f7f\u81ea\u5df1\u6ca1\u6709\u9519\uff0c\u4e5f\u5f97\u4e0d\u5230\u8d54\u507f\u3002\u201d<\/p>\n<p>\u636e\u4ecb\u7ecd\uff0c\u5728\u52a0\u62ff\u5927\uff0c\u78b0\u649e\u9669\uff08Collision Coverage\uff09\u4e0d\u662f\u5f3a\u5236\u6027\u7684\uff0c\u800c\u662f\u53ef\u9009\u7684\u9644\u52a0\u9669\u79cd\u3002<\/p>\n<p>\u901a\u5e38\u6765\u8bf4\uff1a<\/p>\n<p>\u5f3a\u5236\u4fdd\u9669\uff1a\u6240\u6709\u8f66\u4e3b\u5fc5\u987b\u8d2d\u4e70\u7684\uff0c\u662f\u8d23\u4efb\u9669\uff08Liability Coverage\uff09\uff0c\u7528\u6765\u8d54\u507f\u4f60\u649e\u5230\u522b\u4eba\u65f6\u5bf9\u65b9\u7684\u8f66\u8f86\u635f\u5931\u6216\u4eba\u8eab\u4f24\u5bb3\u3002<\/p>\n<p>\u78b0\u649e\u9669\uff08Collision Coverage\uff09\uff1a\u8d54\u4ed8\u4f60\u81ea\u5df1\u8f66\u8f86\u5728\u4e8b\u6545\u4e2d\u7684\u635f\u574f\uff0c\u4e0d\u8bba\u662f\u5426\u662f\u4f60\u7684\u8fc7\u9519\u3002\u5c24\u5176\u662f\u5728\u201c\u8087\u4e8b\u9003\u9038\u201d\u201c\u5355\u65b9\u4e8b\u6545\uff08\u6bd4\u5982\u649e\u6811\u3001\u649e\u67f1\u5b50\uff09\u201d\u60c5\u51b5\u4e0b\uff0c\u5982\u679c\u6ca1\u6709\u78b0\u649e\u9669\uff0c\u4fdd\u9669\u516c\u53f8\u4e0d\u4f1a\u8d54\u507f\u4f60\u7684\u8f66\u635f\u3002<\/p>\n<p>\u7efc\u5408\u9669\uff08Comprehensive Coverage\uff09\uff1a\u4fdd\u969c\u975e\u4ea4\u901a\u4e8b\u6545\u5bfc\u81f4\u7684\u635f\u5931\uff0c\u6bd4\u5982\u76d7\u7a83\u3001\u706b\u707e\u3001\u73bb\u7483\u7834\u788e\u3001\u81ea\u7136\u707e\u5bb3\u3001\u52a8\u7269\u649e\u51fb\u7b49\u3002<\/p>\n<figure class=\"vote\"><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u5b89\u7701\u4e00\u540d\u5973\u5927\u5b66\u751f\u5728\u5f00\u8f66\u56de\u5bb6\u9014\u4e2d\u906d\u9047\u201c\u8087\u4e8b\u9003\u9038\u201d\uff0c\u5979\u9707\u60ca\u5730\u53d1\u73b0\u81ea\u5df1\u5fc5\u987b\u81ea\u638f\u8170\u5305\u66f4\u6362\u5f7b\u5e95\u62a5\u5e9f\u7684\u8f66\u8f86\u3002\u5c3d\u7ba1\u5979\u6709\u4fdd\u9669\uff0c\u4f46\u5979\u6ca1\u6709\u5355\u72ec\u8d2d\u4e70\u78b0\u649e\u9669\uff0c\u56e0\u6b64\u4e0d\u5728\u7406\u8d54\u8303\u56f4\u5185\u3002 20\u5c81\u7684\u5927\u5b66\u751f\u3001\u5bbe\u987f\u5c45\u6c11Makayah 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