{"id":67956,"date":"2025-08-19T21:02:00","date_gmt":"2025-08-20T01:02:00","guid":{"rendered":"https:\/\/www.chinesepress.com\/?p=67956"},"modified":"2025-08-19T20:13:44","modified_gmt":"2025-08-20T00:13:44","slug":"%e6%8e%99%e6%89%8e%e5%82%b5%e5%8b%99%e7%9a%8436%e6%ad%b2%e4%bb%a5%e4%b8%8b%e5%8a%a0%e6%8b%bf%e5%a4%a7%e4%ba%ba%e6%9c%80%e6%85%98","status":"publish","type":"post","link":"https:\/\/www.chinesepress.com\/pre\/archives\/67956","title":{"rendered":"\u6399\u624e\u50b5\u52d9\u768436\u6b72\u4ee5\u4e0b\u52a0\u62ff\u5927\u4eba\u6700\u6158"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"400\" height=\"300\" src=\"https:\/\/www.chinesepress.com\/wp-content\/uploads\/2025\/08\/20250819_17556352417851-400x300.jpg\" alt=\"\" class=\"wp-image-67957\" srcset=\"https:\/\/www.chinesepress.com\/pre\/wp-content\/uploads\/2025\/08\/20250819_17556352417851-400x300.jpg 400w, https:\/\/www.chinesepress.com\/pre\/wp-content\/uploads\/2025\/08\/20250819_17556352417851-200x150.jpg 200w, https:\/\/www.chinesepress.com\/pre\/wp-content\/uploads\/2025\/08\/20250819_17556352417851.jpg 650w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/figure>\n<\/div>\n\n\n<p>\u9084\u8a18\u5f97\u90a3\u4e9b\u95dc\u65bc\u52a0\u62ff\u5927\u4eba\u5c07\u5f9e\u201c\u623f\u8cb8\u61f8\u5d16\u201d\u8dcc\u843d\u7684\u8b66\u544a\u55ce\uff1f\u610f\u601d\u662f\u8aaa\uff0c\u75ab\u60c5\u671f\u9593\u8d85\u4f4e\u5229\u7387\u4e0b\u7684\u8cb8\u6b3e\u5728\u7e8c\u7d04\u6642\u5c07\u9762\u81e8\u66f4\u9ad8\u5229\u7387\u3002<\/p>\n\n\n\n<p>\u6b63\u5982\u4e00\u4f4d\u89c0\u5bdf\u4eba\u58eb\u6240\u8aaa\uff0c\u7d50\u679c\u4e8b\u5be6\u8b49\u660e\uff0c\u9019\u500b\u201c\u61f8\u5d16\u201d\u66f4\u50cf\u662f\u500b\u201c\u5c0f\u8def\u6cbf\u201d\u3002\u6839\u64da\u6700\u65b0\u8abf\u67e5\uff0c\u5982\u4eca\u6700\u96e3\u4ee5\u511f\u9084\u50b5\u52d9\u7684\u52a0\u62ff\u5927\u4eba\uff0c\u5f88\u591a\u751a\u81f3\u6839\u672c\u6c92\u6709\u623f\u8cb8\u3002<\/p>\n\n\n\n<p>Equifax Canada \u672c\u5468\u767c\u5e03\u7684\u4e00\u4efd\u5831\u544a\u986f\u793a\uff0c\u7b2c\u4e8c\u5b63\u5ea6\u5927\u7d04\u6709140\u842c\u52a0\u62ff\u5927\u4eba\u932f\u904e\u4e86\u4e00\u6b21\u4fe1\u7528\u652f\u4ed8\u3002\u96d6\u7136\u6bd4\u7b2c\u4e00\u5b63\u5ea6\u7565\u6709\u4e0b\u964d\uff0c\u4f46\u4ecd\u6bd4\u53bb\u5e74\u540c\u671f\u591a\u51fa11.8\u842c\u3002<\/p>\n\n\n\n<p>\u7136\u800c\uff0c\u932f\u904e\u9084\u6b3e\u7684\u7fa4\u9ad4\u4e2d\uff0c\u6c92\u6709\u623f\u8cb8\u7684\u4eba\u6578\u5e7e\u4e4e\u662f\u6709\u623f\u8cb8\u8005\u7684\u5169\u500d\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\u96d6\u7136\u6574\u9ad4\u62d6\u6b20\u7387\u4f3c\u4e4e\u8da8\u65bc\u5e73\u7a69\uff0c\u4f46\u80cc\u5f8c\u7684\u60c5\u6cc1\u8981\u8907\u96dc\u5f97\u591a\uff0c\u201d Equifax Canada \u9ad8\u7d1a\u5206\u6790\u526f\u7e3d\u88c1 Rebecca Oakes \u8aaa\u3002<\/p>\n\n\n\n<p>\u201c\u6211\u5011\u7e7c\u7e8c\u770b\u5230\u623f\u8cb8\u7fa4\u9ad4\u548c\u975e\u623f\u8cb8\u7fa4\u9ad4\u4e4b\u9593\u7684\u9d3b\u6e9d\u5728\u64f4\u5927\u2014\u2014\u5e74\u8f15\u52a0\u62ff\u5927\u4eba\u7684\u8ca1\u52d9\u58d3\u529b\u6301\u7e8c\u4e0a\u5347\uff0c\u4ed6\u5011\u6b63\u9762\u81e8\u5c31\u696d\u5e02\u5834\u653e\u7de9\u548c\u6210\u672c\u6500\u5347\u3002\u201d<\/p>\n<\/blockquote>\n\n\n\n<p>36\u6b72\u4ee5\u4e0b\u7684\u52a0\u62ff\u5927\u4eba\u4f3c\u4e4e\u6b63\u627f\u53d7\u7740\u6700\u56b4\u91cd\u7684\u8ca1\u52d9\u56f0\u96e3\u3002\u8a72\u5e74\u9f61\u6bb5\u7684\u903e\u671f\u7387\u6bd4\u53bb\u5e74\u589e\u9577\u4e86\u8fd120%\uff0c\u800c\u4eba\u5747\u975e\u623f\u8cb8\u50b5\u52d9\u589e\u52a0\u81f314,304\u52a0\u5143\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\u9019\u500b\u7fa4\u9ad4\u76ee\u524d\u5728\u4fe1\u7528\u5361\u548c\u6c7d\u8eca\u8cb8\u6b3e\u7684\u62d6\u6b20\u6c34\u5e73\u4e0a\u90fd\u8655\u65bc\u6700\u9ad8\u4e4b\u4e00\uff0c\u201d \u5831\u544a\u6307\u51fa\u3002<\/p>\n<\/blockquote>\n\n\n\n<p>Equifax \u9084\u8868\u793a\uff0c\u6c92\u6709\u623f\u8cb8\u7684\u4eba\u7fa4\u6d88\u8cbb\u6c34\u5e73\u4e0a\u5347\uff0c\u800c\u623f\u4e3b\u5011\u5728\u4fe1\u7528\u5361\u4e0a\u7684\u652f\u51fa\u5247\u6e1b\u5c11\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"542\" height=\"300\" src=\"https:\/\/www.chinesepress.com\/wp-content\/uploads\/2025\/08\/20250819_17556352584843-542x300.jpg\" alt=\"\" class=\"wp-image-67958\" srcset=\"https:\/\/www.chinesepress.com\/pre\/wp-content\/uploads\/2025\/08\/20250819_17556352584843-542x300.jpg 542w, https:\/\/www.chinesepress.com\/pre\/wp-content\/uploads\/2025\/08\/20250819_17556352584843-400x222.jpg 400w, https:\/\/www.chinesepress.com\/pre\/wp-content\/uploads\/2025\/08\/20250819_17556352584843.jpg 650w\" sizes=\"(max-width: 542px) 100vw, 542px\" \/><\/figure>\n<\/div>\n\n\n<p>\u6839\u64da\u52a0\u62ff\u5927\u7d71\u8a08\u5c40\u6628\u65e5\u767c\u5e03\u7684\u6578\u64da\uff0c\u4fe1\u7528\u5361\u9918\u984d\u57286\u6708\u5275\u4e0b1133\u5104\u52a0\u5143\u7684\u6b77\u53f2\u65b0\u9ad8\uff0c\u975e\u623f\u8cb8\u985e\u7e3d\u8ca0\u50b5\u9054\u52307930\u5104\u52a0\u5143\uff0c\u6bd4\u53bb\u5e74\u589e\u52a0290\u5104\u3002<\/p>\n\n\n\n<p>\u52a0\u62ff\u5927\u4fe1\u7528\u8aee\u8a62\u5354\u6703\uff08Credit Counselling Society\uff09\u8868\u793a\uff0c\u5c0b\u6c42\u5e6b\u52a9\u7684\u52a0\u62ff\u5927\u4eba\u5982\u4eca\u8ca0\u50b5\u898f\u6a21\u66f4\u5927\uff0c\u5e73\u5747\u7121\u62b5\u62bc\u50b5\u52d9\u57286\u6708\u5347\u81f334,400\u52a0\u5143\uff0c\u6bd4\u53bb\u5e74\u589e\u52a014%\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\u751f\u6d3b\u8ca0\u64d4\u5371\u6a5f\u4f3c\u4e4e\u5c0d\u5e74\u8f15\u6d88\u8cbb\u8005\u6253\u64ca\u6700\u56b4\u91cd\uff0c\u201d Oakes \u8aaa\u3002<\/p>\n\n\n\n<p>\u201c\u5728\u6210\u672c\u4e0a\u5347\u3001\u5c31\u696d\u4e0d\u78ba\u5b9a\u6027\u548c\u7f3a\u4e4f\u53ef\u8ca0\u64d4\u4fe1\u8cb8\u7684\u60c5\u6cc1\u4e0b\uff0c\u8a31\u591a\u4eba\u52c9\u5f37\u7dad\u6301\u751f\u8a08\u3002\u201d<\/p>\n<\/blockquote>\n\n\n\n<p>\u5b89\u5927\u7565\u7701\uff0c\u7279\u5225\u662f\u5927\u591a\u502b\u591a\u5730\u5340\u548c\u54c8\u5bc6\u723e\u9813\uff0c\u51fa\u73fe\u4e86\u5168\u570b\u6700\u660e\u986f\u7684\u903e\u671f\u589e\u9577\u3002Equifax \u6307\u51fa\uff0c\u9019\u53cd\u6620\u4e86\u9019\u4e9b\u5730\u5340\u7684\u9ad8\u751f\u6d3b\u6210\u672c\uff0c\u4ee5\u53ca\u53d7\u7f8e\u570b\u95dc\u7a05\u6253\u64ca\u7684\u6c7d\u8eca\u548c\u92fc\u9435\u7522\u696d\u7684\u885d\u64ca\u3002<\/p>\n\n\n\n<p>Oakes \u88dc\u5145\u8aaa\uff0c\u963f\u723e\u4f2f\u5854\u7701\u7684\u903e\u671f\u7387\u4e5f\u5728\u4e0a\u5347\uff0c\u7576\u5730\u6c92\u6709\u623f\u8cb8\u7684\u4eba\u7fa4\u8868\u73fe\u51fa\u6bd4\u6709\u623f\u8cb8\u8005\u66f4\u5927\u7684\u8ca1\u52d9\u58d3\u529b\u3002<\/p>\n\n\n\n<p>Equifax \u9810\u8a08\uff0c\u4fe1\u8cb8\u8868\u73fe\u554f\u984c\u5c07\u5728\u4eca\u5e74\u4e0b\u534a\u5e74\u6301\u7e8c\u6210\u70ba\u5e74\u8f15\u6d88\u8cbb\u8005\u9762\u81e8\u7684\u95dc\u9375\u6311\u6230\u3002<\/p>\n\n\n\n<p><strong>\u6700\u65b0\u901a\u8139\u964d\u81f31.7%\uff0c\u52a0\u62ff\u5927\u592e\u884c\u4ecd\u5c07\u89c0\u671b<\/strong><\/p>\n\n\n\n<p>\u52a0\u62ff\u59277\u6708\u7684\u901a\u8139\u7387\u653e\u7de9\u81f31.7%\uff0c\u4f46\u7d93\u6fdf\u5b78\u5bb6\u5011\u5728\u5229\u7387\u8d70\u5411\u4e0a\u4ecd\u4fdd\u6301\u201c\u89c0\u671b\u201d\u614b\u5ea6\u3002<\/p>\n\n\n\n<p>\u52a0\u62ff\u5927\u7d71\u8a08\u5c40\u4eca\u5929\uff088\u670819\u65e5\uff09\u8868\u793a\uff0c\u52a0\u62ff\u5927\u6d88\u8cbb\u8005\u7269\u50f9\u6307\u6578\uff08CPI\uff09\u6bd46\u6708\u4e0b\u964d0.2\u500b\u767e\u5206\u9ede\uff0c\u4e3b\u8981\u539f\u56e0\u662f\u6c7d\u6cb9\u50f9\u683c\u4e0b\u8dcc\uff0c\u74b0\u6bd4\u4e0b\u964d0.7%\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u662f\u7d93\u6fdf\u5b78\u5bb6\u5011\u5c0d\u6700\u65b0\u901a\u8139\u6578\u64da\u7684\u770b\u6cd5\uff1a<\/p>\n\n\n\n<p><strong>CIBC\uff1a\u201c\u9081\u904e\u4e00\u500b\u969c\u7919\u201d<\/strong><\/p>\n\n\n\n<p>CIBC\u8cc7\u672c\u5e02\u5834\u9ad8\u7d1a\u7d93\u6fdf\u5b78\u5bb6Andrew Grantham\u8868\u793a\uff0c7\u6708\u7684\u901a\u8139\u6578\u64da\u8868\u660e\uff0c\u52a0\u62ff\u5927\u7d93\u6fdf\u5411\u518d\u6b21\u964d\u606f\u53c8\u9081\u9032\u4e86\u4e00\u6b65\u3002<\/p>\n\n\n\n<p>\u201c\u6211\u5011\u5df2\u7d93\u6210\u529f\u6e05\u9664\u4e86\u901a\u5f809\u6708\u53ef\u80fd\u964d\u606f\u9053\u8def\u4e0a\u7684\u4e00\u500b\u969c\u7919\u3002\u201d\u4ed6\u8aaa\u3002<\/p>\n\n\n\n<p>\u201c\u5118\u7ba1\u5f9e\u73fe\u5728\u52309\u6708\u4e2d\u65ec\uff08\u592e\u884c\u8b70\u606f\u6703\u8b70\uff09\u4e4b\u9593\u9084\u6709\u5f88\u591a\u6578\u64da\u8981\u516c\u5e03\uff08\u5305\u62ec\u53e6\u4e00\u4efdCPI\u6578\u64da\uff09\uff0c\u4f46\u4eca\u5929\u7684\u6578\u64da\u652f\u6301\u6211\u5011\u7576\u524d\u5c0d9\u6708\u964d\u606f25\u500b\u57fa\u9ede\u7684\u9810\u6e2c\u3002\u201d<\/p>\n\n\n\n<p><strong>RBC\uff1a\u901a\u8139\u7de9\u89e3\u662f\u201c\u5229\u597d\u201d<\/strong><\/p>\n\n\n\n<p>\u52a0\u62ff\u5927\u7687\u5bb6\u9280\u884c\u9ad8\u7d1a\u7d93\u6fdf\u5b78\u5bb6Claire Fan\u8868\u793a\uff0c\u6700\u65b0\u7684\u901a\u8139\u6578\u64da\u5c0d\u592e\u884c\u4f86\u8aaa\u662f\u201c\u53d7\u6b61\u8fce\u7684\u6d88\u606f\u201d\uff0c\u4f469\u6708\u7684\u8b70\u606f\u6703\u8b70\u4e0a\u964d\u606f\u53ef\u80fd\u6027\u4e0d\u5927\uff0c\u56e0\u70ba\u6838\u5fc3\u6578\u64da\u4ecd\u504f\u9ad8\uff0c\u800c\u4e14\u9084\u6709\u5176\u4ed6\u7d93\u6fdf\u6578\u64da\u9700\u8981\u8003\u616e\u3002<\/p>\n\n\n\n<p>\u201c\u55ae\u4e00\u6578\u64da\u4e26\u4e0d\u80fd\u69cb\u6210\u8da8\u52e2\uff0c\u6211\u5011\u8a08\u7b97\u7684\u64f4\u6563\u6307\u6578\u4ecd\u986f\u793a7\u6708\u6d88\u8cbb\u8005\u652f\u51fa\u7c43\u5b50\u4e2d\u7684\u901a\u8139\u58d3\u529b\u76f8\u5c0d\u5ee3\u6cdb\u3002\u201d\u5979\u6307\u51fa\u3002<\/p>\n\n\n\n<p>\u201c\u5c55\u671b\u672a\u4f86\uff0c\u6211\u5011\u4e0d\u8a8d\u70ba\u52a0\u62ff\u5927\u592e\u884c\u6703\u5728\u672c\u8f2a\u5468\u671f\u4e2d\u518d\u6b21\u964d\u606f\u3002\u201d<\/p>\n\n\n\n<p><strong>\u725b\u6d25\u7d93\u6fdf\u7814\u7a76\u9662\uff1a\u901a\u8139\u4ecd\u201c\u904e\u4e8e\u5805\u633a\u201d<\/strong><\/p>\n\n\n\n<p>\u725b\u6d25\u7d93\u6fdf\u7814\u7a76\u9662\uff08Oxford Economics\uff09\u7684\u52a0\u62ff\u5927\u9ad8\u7d1a\u7d93\u6fdf\u5b78\u5bb6Michael Davenport\u8a8d\u70ba\uff0c\u5118\u7ba1\u901a\u8139\u8f036\u6708\u6709\u6240\u4e0b\u964d\uff0c\u4f46\u4e26\u4e0d\u8db3\u4ee5\u63a8\u52d5\u8fd1\u671f\u964d\u606f\u3002<\/p>\n\n\n\n<p>\u201c\u5927\u591a\u6578\u6838\u5fc3\u901a\u8139\u6307\u6a19\u4e0a\u6708\u4e5f\u6709\u6240\u56de\u843d\uff0c\u4f46\u6f5b\u5728\u901a\u8139\u53ef\u80fd\u4ecd\u7136\u904e\u9ad8\uff0c\u4f7f\u592e\u884c\u7121\u6cd5\u57289\u6708\u5b89\u5fc3\u964d\u606f\u3002\u201d\u4ed6\u8aaa\u3002<\/p>\n\n\n\n<p>\u201c\u7531\u65bc\u8cbf\u6613\u653f\u7b56\u7684\u4e0d\u78ba\u5b9a\u6027\u4f9d\u7136\u9ad8\u4f01\uff0c\u52a0\u4e4b\u6f5b\u5728\u901a\u8139\u6c34\u5e73\u8d85\u51fa\u592e\u884c\u7684\u5bb9\u5fcd\u5ea6\uff0c\u6211\u5011\u9810\u8a08\u592e\u884c\u5c07\u57289\u670817\u65e5\u7e7c\u7e8c\u5c07\u653f\u7b56\u5229\u7387\u7dad\u6301\u57282.75%\u4e0d\u8b8a\u3002\u201d<\/p>\n\n\n\n<p>Davenport \u9084\u9810\u6e2c\uff0c\u52a0\u62ff\u5927\u7684\u901a\u8139\u7de9\u89e3\u53ef\u80fd\u662f\u77ed\u66ab\u7684\uff0c\u56e0\u70ba\u7f8e\u570b\u95dc\u7a05\u7684\u5f71\u97ff\u5c07\u9010\u6b65\u986f\u73fe\u3002<\/p>\n\n\n\n<p>\u201c\u6211\u5011\u9810\u8a08\uff0c\u7121\u8ad6\u662f\u6574\u9ad4CPI\u9084\u662f\u6838\u5fc3CPI\u901a\u8139\uff0c\u5728\u672a\u4f86\u90fd\u6703\u7e7c\u7e8c\u7de9\u6162\u4e0a\u5347\uff0c\u56e0\u70ba\u8cbf\u6613\u6230\u6210\u672c\u53ca\u52a0\u62ff\u5927\u53cd\u5236\u95dc\u7a05\u7684\u5f71\u97ff\u5c07\u9010\u6b65\u50b3\u5c0e\u81f3\u96f6\u552e\u50f9\u683c\uff0c\u5c24\u5176\u662f\u5728\u5927\u591a\u6578\u81e8\u6642\u53cd\u5236\u95dc\u7a05\u6e1b\u514d\u65bc10\u6708\u4e2d\u65ec\u7d50\u675f\u4e4b\u5f8c\u3002\u201d\u4ed6\u8aaa\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"539\" height=\"300\" src=\"https:\/\/www.chinesepress.com\/wp-content\/uploads\/2025\/08\/20250819_17556353017901-539x300.jpg\" 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