{"id":67206,"date":"2025-08-17T11:14:03","date_gmt":"2025-08-17T15:14:03","guid":{"rendered":"https:\/\/www.chinesepress.com\/2025\/08\/17\/%e5%8e%8b%e5%8a%9b%e5%b1%b1%e5%a4%a7%ef%bc%81%e5%8a%a0%e6%8b%bf%e5%a4%a7%e8%81%94%e9%82%a6%e9%a2%84%e7%ae%97%e8%b6%8520%e4%bb%98%e4%ba%86%e5%85%bb%e8%80%81%e9%87%91\/"},"modified":"2025-08-17T11:14:03","modified_gmt":"2025-08-17T15:14:03","slug":"%e5%8e%8b%e5%8a%9b%e5%b1%b1%e5%a4%a7%ef%bc%81%e5%8a%a0%e6%8b%bf%e5%a4%a7%e8%81%94%e9%82%a6%e9%a2%84%e7%ae%97%e8%b6%8520%e4%bb%98%e4%ba%86%e5%85%bb%e8%80%81%e9%87%91","status":"publish","type":"post","link":"https:\/\/www.chinesepress.com\/pre\/archives\/67206","title":{"rendered":"\u538b\u529b\u5c71\u5927\uff01\u52a0\u62ff\u5927\u8054\u90a6\u9884\u7b97\u8d8520%\u4ed8\u4e86\u517b\u8001\u91d1"},"content":{"rendered":"

\u636e\u52a0\u901a\u793e\u62a5\u9053\uff0c\u65e5\u524d\u9000\u4f11\u91d1\u8ba1\u5212\u6295\u8d44\u59d4\u5458\u4f1a\uff08Canada Pension Plan Investments\uff09\u8868\u793a\uff0c\u5176\u7b2c\u4e00\u5b63\u5ea6\u7684\u51c0\u56de\u62a5\u7387\u4e3a1%\u3002<\/p>\n

\n<\/figure>\n

CPP Investments\u9996\u5e2d\u6267\u884c\u5b98John Graham\u8868\u793a\uff0c\u672c\u5b63\u5ea6\u5168\u7403\u5e02\u573a\u56e0\u8d38\u6613\u683c\u5c40\u53d8\u5316\u4ee5\u53ca\u66f4\u5e7f\u6cdb\u7684\u5730\u7f18\u653f\u6cbb\u4e0d\u786e\u5b9a\u6027\u800c\u51fa\u73b0\u65b0\u7684\u6ce2\u52a8\u3002<\/p>\n

Graham\u5468\u56db(8\u670814\u65e5\uff09\u5728\u65b0\u95fb\u7a3f\u4e2d\u8bf4\uff1a\u201c\u5728\u8fd9\u4e9b\u4e8b\u4ef6\u4e2d\uff0c\u57fa\u91d1\u4f9d\u7136\u4fdd\u6301\u97e7\u6027\uff0c\u8fd9\u5f97\u76ca\u4e8e\u6211\u4eec\u591a\u5143\u5316\u7684\u6295\u8d44\u7b56\u7565\uff0c\u5305\u62ec\u5e7f\u6cdb\u7684\u5730\u57df\u5e03\u5c40\uff0c\u8fd9\u6709\u52a9\u4e8e\u62b5\u6d88\u5c31\u4e1a\u3001\u5de5\u8d44\u548c\u4eba\u53e3\u8d8b\u52bf\u53d8\u5316\u5bf9CPP\u7f34\u8d39\u7684\u5f71\u54cd\u3002\u6211\u4eec\u5c06\u7ee7\u7eed\u4e13\u6ce8\u4e8e\u4e3aCPP\u7f34\u8d39\u4eba\u548c\u53d7\u76ca\u4eba\u521b\u9020\u957f\u671f\u4ef7\u503c\u3002\u201d<\/p>\n

\u8be5\u57fa\u91d1\u6307\u51fa\uff0c\u5c3d\u7ba1\u5728\u672c\u5b63\u5ea6\u521d\u5e02\u573a\u6709\u6240\u4e0b\u8dcc\uff0c\u4f46\u516c\u5f00\u5e02\u573a\u7684\u80a1\u7968\u5728\u5b63\u5ea6\u672b\u53cd\u5f39\uff0c\u63a8\u52a8\u4e86\u6574\u4f53\u4e1a\u7ee9\u7684\u63d0\u5347\u3002<\/p>\n

\n<\/figure>\n

\u6b64\u5916\uff0c\u80fd\u6e90\u8d44\u4ea7\u4ee5\u53ca\u5916\u90e8\u7ba1\u7406\u8ba1\u5212\u7684\u5f3a\u52b2\u8868\u73b0\u4e5f\u4e3a\u56de\u62a5\u505a\u51fa\u4e86\u8d21\u732e\uff0c\u4f46\u5728\u5173\u7a0e\u76f8\u5173\u4e0d\u786e\u5b9a\u6027\u4e0b\uff0c\u52a0\u5143\u5151\u7f8e\u5143\u8d70\u5f3a\u5bf9\u5176\u6784\u6210\u4e86\u4e0d\u5229\u5f71\u54cd\u3002<\/p>\n

\u8be5\u6295\u8d44\u7ba1\u7406\u673a\u6784\u79f0\uff0c\u622a\u81f36\u670830\u65e5\uff0c\u5176\u51c0\u8d44\u4ea7\u4e3a$7,317\u4ebf\u5143\uff0c\u9ad8\u4e8e\u4e0a\u4e00\u5b63\u5ea6\u672b\u7684$7,144\u4ebf\u5143\u3002<\/p>\n

\u8fd9\u4e00\u589e\u957f\u5305\u62ec$75\u4ebf\u5143\u7684\u51c0\u6536\u5165\u4ee5\u53ca\u6765\u81eaCPP\u7684$98\u4ebf\u5143\u51c0\u8f6c\u5165\u8d44\u91d1\u3002<\/p>\n

\u8be5\u57fa\u91d1\u6307\u51fa\uff0c\u6bcf\u4e2a\u65e5\u5386\u5e74\u7684\u524d\u51e0\u4e2a\u6708\uff0c\u5b83\u901a\u5e38\u6536\u5230\u7684CPP\u7f34\u8d39\u591a\u4e8e\u5f53\u671f\u652f\u4ed8\u7684\u798f\u5229\u91d1\uff0c\u4f46\u5728\u5e74\u672b\u7684\u51e0\u4e2a\u6708\u91cc\uff0c\u798f\u5229\u652f\u4ed8\u4f1a\u8d85\u8fc7\u7f34\u8d39\u6536\u5165\uff0c\u4ece\u800c\u90e8\u5206\u62b5\u6d88\u524d\u671f\u7684\u76c8\u4f59\u3002<\/p>\n

\u8be5\u57fa\u91d110\u5e74\u7684\u5e74\u5316\u51c0\u56de\u62a5\u7387\u4e3a8.4%\u3002<\/p>\n

\n<\/figure>\n

\u4ece\u4ee5\u4e0a\u6570\u636e\u6765\u770b\uff0cCPP\u57fa\u91d1\u7684\u6295\u8d44\u56de\u62a5\u7a33\u5b9a\u589e\u957f\uff0c\u5728\u652f\u4ed8\u4e0a\u5e94\u8be5\u662f\u6ca1\u4ec0\u4e48\u538b\u529b\uff1b\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u8054\u90a6\u653f\u5e9c\u5728\u652f\u4ed8\u8001\u5e74\u4fdd\u969c\u91d1OAS\uff08Old Age Security\uff09\u4e0a\u5374\u8d8a\u6765\u8d8a\u529b\u4e0d\u4ece\u5fc3\u3002<\/p>\n

\u5728\u52a0\u62ff\u5927\uff0c\u653f\u5e9c\u7ed9\u8001\u5e74\u4eba\u53d1\u653e\u7684\u517b\u8001\u91d1\u4e3b\u8981\u7531\u4e09\u5757\u6784\u6210\uff1a\u52a0\u62ff\u5927\u9000\u4f11\u91d1\u8ba1\u5212CPP\uff08Canada Pension Plan\uff09\u3001\u8001\u5e74\u4fdd\u969c\u91d1OAS\uff08Old Age Security\uff09\u548c\u4fdd\u969c\u6536\u5165\u8865\u52a9GIS\uff08Guaranteed Income Supplement \uff09\u3002<\/p>\n

\n<\/figure>\n

CPP\u4ec5\u9002\u7528\u4e8e\u5df2\u7f34\u8d39\u7684\u52a0\u62ff\u5927\u4eba\uff0c\u652f\u4ed8\u7387\u56e0\u4eba\u800c\u5f02\uff0c\u53d6\u51b3\u4e8e\u5de5\u4f5c\u5e74\u9650\u4ee5\u53ca\u5f00\u59cb\u9886\u53d6\u7684\u65f6\u95f4\u3002<\/p>\n

\u4e0eCPP\u4e0d\u540c\uff0c\u6240\u670965\u5c81\u4ee5\u4e0a\u7684\u52a0\u62ff\u5927\u4eba\u5747\u53ef\u9886\u53d6OAS\uff0c\u4e0e\u5de5\u4f5c\u7f34\u8d39\u65e0\u5173\u3002\u5982\u679c\u60a8\u662f\u9886\u53d6OAS\u7684\u4f4e\u6536\u5165\u8001\u5e74\u4eba\uff0c\u8fd8\u53ef\u4ee5\u9886\u53d6GIS\u3002<\/p>\n

OAS\u7684\u8d44\u91d1\u6765\u81ea\u4e8e\u8054\u90a6\u653f\u5e9c\u7684\u76f4\u63a5\u8d22\u653f\u652f\u51fa\u3002<\/p>\n

\u76ee\u524d\uff0cOAS\u6bcf\u6708\u541165\u81f374\u5c81\u7684\u8001\u4eba\u652f\u4ed8\u6700\u9ad8$727.67\u5143\uff0c\u5982\u679c\u4ed6\u4eec2024\u5e74\u7684\u5e74\u6536\u5165\u4f4e\u4e8e$148,451\u5143\u3002\u5bf9\u4e8e75\u5c81\u53ca\u4ee5\u4e0a\u7684\u8001\u4eba\uff0c\u6536\u5165\u4e0a\u9650\u63d0\u9ad8\u81f3$154,196\u5143\uff0c\u6708\u652f\u4ed8\u989d\u63d0\u5347\u81f3$800.44\u5143\u3002<\/p>\n

\u5982\u679c\u4e2a\u4eba\u5e74\u6536\u5165\u8d85\u8fc7\u4e0a\u9650\uff0c\u5c06\u4e0d\u518d\u83b7\u5f97OAS\u3002\u5982\u679c2024\u5e74\u4e2a\u4eba\u5e74\u6536\u5165\u8d85\u8fc7$90,997\u5143\uff08\u592b\u59bb\u7ea6$18\u4e07\u5143\uff09\u4f46\u4ecd\u4f4e\u4e8e\u4e0a\u9650\uff0cOAS\u4f1a\u524a\u51cf\u3002<\/p>\n

\n<\/figure>\n

\u636eGlobal News\u62a5\u9053\uff0c\u8054\u90a6\u9996\u5e2d\u7cbe\u7b97\u5e08\u529e\u516c\u5ba4\uff08Office of the Chief Actuary\uff09\u7684\u6570\u636e\u663e\u793a\uff0cOAS\u8ba1\u5212\u7684\u6210\u672c\u5c06\u5728\u672a\u676540\u5e74\u6025\u5267\u4e0a\u5347\uff0c\u4ece2023\u5e74\u7684778\u4ebf\u5143\u589e\u81f32035\u5e74\u7684$1,366\u4ebf\u5143\uff0c\u5e76\u57282060\u5e74\u8fbe\u5230$2,765\u4ebf\u5143\u3002<\/p>\n

\u8fd9\u5bf9\u653f\u5e9c\u6765\u8bf4\u662f\u7b14\u4e0d\u5c0f\u7684\u8d1f\u62c5\uff0c\u5c24\u5176\u662f\u5728\u8054\u90a6\u8d22\u653f\u8d64\u5b57\u8282\u8282\u6500\u5347\u7684\u60c5\u51b5\u4e0b\u3002<\/p>\n

\u4e3a\u6b64\uff0c\u52a0\u62ff\u5927\u975e\u8425\u5229\u667a\u5e93Generation Squeeze\u547c\u5401\u8054\u90a6\u653f\u5e9c\u6539\u9769OAS\u8ba1\u5212\uff0c\u6566\u4fc3\u653f\u5e9c\u52a8\u5200\uff0c\u8c03\u6574\u8fd9\u4e00\u9000\u4f11\u798f\u5229\u3002<\/p>\n

\n<\/figure>\n

Generation Squeeze \u521b\u529e\u4eba\u3001UBC\u5927\u5b66\u6559\u6388Paul Kershaw\u8868\u793a\uff1a\u201cOAS\u662f\u8054\u90a6\u9884\u7b97\u4e2d\u589e\u957f\u6700\u5feb\u7684\u5355\u4e00\u652f\u51fa\u9879\u76ee\uff0c\u5176\u4e2d\u6709\u4e00\u90e8\u5206\u662f\u5411\u5e74\u6536\u5165\uff08\u5408\u8ba1\uff09\u8fbe$18\u4e07\u5143\u7684\u9000\u4f11\u5bb6\u5ead\u63d0\u4f9b\u7684\u5927\u989d\u8865\u8d34\u3002<\/p>\n

\u53bb\u5e74\u79cb\u5b63\u7ecf\u6d4e\u62a5\u544a\u9884\u8ba12025\u5e74\u653f\u5e9c\u8d64\u5b57\u4e3a$420\u4ebf\u5143\uff0c\u4f46\u7531\u4e8e\u51cf\u7a0e\u548c\u65b0\u7684\u5317\u7ea6\u627f\u8bfa\uff0c\u8fd9\u4e2a\u6570\u5b57\u73b0\u5728\u5c06\u4f1a\u66f4\u9ad8\u3002<\/p>\n

\u4f60\u73b0\u5728\u5c31\u53ef\u4ee5\u7528OAS\u8fd9\u7b14\u94b1\u505a\u5176\u4ed6\u4e8b\uff0c\u5b9e\u73b0\u5176\u4ed6\u76ee\u6807\uff0c\u800c\u4e0d\u7528\u52a0\u7a0e\u3002\u4f8b\u5982\uff0c\u53ef\u4ee5\u8ba9\u8d22\u52a1\u72b6\u51b5\u8f83\u597d\u7684\u9000\u4f11\u8005\u5c11\u62ff\u4e00\u70b9\u3002\u201d<\/p>\n

\u636e\u6089\uff0c\u5c06\u4e8e\u4eca\u5e74\u79cb\u5929\u53d1\u5e03\u76842025\u5e74\u8054\u90a6\u8d22\u653f\u9884\u7b97\u6848\u6b63\u5728\u5f81\u6c42\u5404\u65b9\u9762\u7684\u610f\u89c1\uff0cGeneration Squeeze\u5df2\u5728\u8be5\u7ec4\u7ec7\u63d0\u4ea4\u7684\u9884\u7b97\u78cb\u5546\u610f\u89c1\u4e66\u4e2d\u63d0\u51fa\u4e86\u8fd9\u4e00\u5efa\u8bae\u3002<\/p>\n

\n<\/figure>\n

Generation Squeeze\u7684\u4f7f\u547d\u662f\u201c\u5021\u5bfc\u4e16\u4ee3\u516c\u5e73\u201d\u3002<\/p>\n

\u8be5\u7ec4\u7ec7\u8868\u793a\uff0c\u524a\u51cf\u90e8\u5206OAS\u53d1\u653e\u91d1\u989d\uff0c\u4e0d\u4ec5\u6709\u52a9\u4e8e\u507f\u8fd8\u8d64\u5b57\uff0c\u8fd8\u80fd\u5c06\u8d44\u91d1\u6295\u5165\u5230\u7ecf\u6d4e\u652f\u6301\u4e0a\uff0c\u5e2e\u52a9\u8bb8\u591a\u751f\u6d3b\u5728\u8d2b\u56f0\u4e2d\u7684\u52a0\u62ff\u5927\u4eba\u2014\u2014\u5c24\u5176\u662f\u5728\u751f\u6d3b\u6210\u672c\u4e0a\u5347\u5bfc\u81f4\u4e2a\u4eba\u503a\u52a1\u589e\u52a0\u7684\u60c5\u51b5\u4e0b\uff0c\u8fd9\u5176\u4e2d\u53d7\u5f71\u54cd\u6700\u4e25\u91cd\u7684\u5305\u62ec\u5e74\u8f7b\u4eba\u548c\u4f4e\u6536\u5165\u9000\u4f11\u8005\u3002<\/p>\n

\u8fd9\u53ef\u80fd\u610f\u5473\u7740\uff0c\u5bf9\u5bcc\u88d5\u9000\u4f11\u8005\u51cf\u5c11\u53d1\u653e\u91d1\u989d\uff0c\u4ee5\u4fbf\u8ba9\u66f4\u591a\u5e74\u8f7b\u4eba\u548c\/\u6216\u4f4e\u6536\u5165\u52a0\u62ff\u5927\u4eba\u83b7\u5f97\u989d\u5916\u8d44\u91d1\u548c\u793e\u4f1a\u652f\u6301\u3002<\/p>\n

Generation Squeeze\u5728\u610f\u89c1\u4e66\u4e2d\u79f0\uff0c\u6574\u4e2aOAS\u8ba1\u5212\u65e9\u5c31\u8be5\u6539\u9769\u4e86,\u201c\u52a0\u62ff\u5927\u7684OAS\u8ba1\u5212\u8feb\u5207\u9700\u8981\u5927\u4fee\u3002\u81ea1952\u5e74\u521b\u7acb\u4ee5\u6765\uff0c\u5b83\u5c31\u6ca1\u6709\u66f4\u65b0\u8fc7\uff0c\u5373\u4fbf\u5b83\u5982\u4eca\u5df2\u5360\u8054\u90a6\u9884\u7b97\u7684\u7ea6\u4e94\u5206\u4e4b\u4e00\u3002\u201d<\/p>\n

\u52a0\u62ff\u5927\u5ba1\u8ba1\u603b\u957f\u57282024\u5e74\u4e5f\u5bf9\u5305\u62ecOAS\u5728\u5185\u7684\u8001\u5e74\u63f4\u52a9\u9879\u76ee\u542f\u52a8\u4e86\u5ba1\u67e5\uff0c\u5e76\u6307\u51fa\u8fd9\u4e9b\u9879\u76ee\u57282020\u5e74\u82b1\u8d39\u4e86\u8054\u90a6\u653f\u5e9c\u8d85\u8fc7$600\u4ebf\u5143\u3002<\/p>\n

\n<\/figure>\n

\u5ba1\u8ba1\u957f\u7684\u62a5\u544a\u79f0\uff1a\u201cOAS\u7684\u652f\u51fa\u548c\u6210\u672c\u9884\u8ba1\u52302045\u5e74\u5c06\u589e\u52a0\u4e09\u500d\uff0c\u8fd9\u4e0d\u4ec5\u662f\u56e0\u4e3a\u8001\u5e74\u4eba\u53e3\u589e\u52a0\uff0c\u8fd8\u53d7\u5230\u901a\u80c0\u538b\u529b\u7684\u63a8\u52a8\u3002\u201d<\/p>\n

Generation Squeeze\u8ba4\u4e3a\uff0c\u5982\u679c\u5e74\u6536\u5165\u8d85\u8fc7$10\u4e07\u5143\u7684\u9000\u4f11\u592b\u59bb\u6bcf\u5e74\u5f97\u5230\u7684OAS\u51cf\u5c11\u7ea6$3200\u5143\uff0c\u90a3\u4e48\u4e94\u5e74\u5185\u53ef\u8282\u7701$360\u4ebf\u5143\u3002<\/p>\n

\u4ed6\u4eec\u5e0c\u671b\u8054\u90a6\u653f\u5e9c\u5c06\u8fd9\u4e9b\u8282\u7701\u8d44\u91d1\u7528\u4e8e\u4f4e\u6536\u5165\u8001\u4eba\u3001\u53ef\u8d1f\u62c5\u4f4f\u623f\u3001\u9ad8\u7b49\u6559\u80b2\u3001\u5c06\u53ef\u8d1f\u62c5\u6258\u513f\u7684\u6295\u8d44\u589e\u52a050%\uff0c\u4ee5\u53ca\u507f\u8fd8\u56fd\u503a\u3002<\/p>\n

\u8be5\u7ec4\u7ec7\u8865\u5145\u8bf4\uff0c\u8fd9\u662f\u4e00\u4e2a\u201c\u4e09\u8d62\u201d\u8ba1\u5212\u2014\u2014\u65e2\u80fd\u5e2e\u52a9\u52a0\u62ff\u5927\u5e73\u8861\u8d26\u76ee\uff0c\u53c8\u80fd\u5728\u5e94\u5bf9\u5173\u7a0e\u7b49\u201c\u5a01\u80c1\u201d\u65f6\u652f\u6301\u56fd\u6c11\u3002<\/p>\n

\n<\/figure>\n

\u4e0d\u8fc7\uff0c\u8054\u90a6\u653f\u5e9c\u4f1a\u4e0d\u4f1a\u91c7\u7eb3Generation Squeeze\u7684\u610f\u89c1\u8fd8\u672a\u53ef\u77e5\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u636e\u52a0\u901a\u793e\u62a5\u9053\uff0c\u65e5\u524d\u9000\u4f11\u91d1\u8ba1\u5212\u6295\u8d44\u59d4\u5458\u4f1a\uff08Canada Pension Plan Investments\uff09\u8868\u793a\uff0c\u5176\u7b2c\u4e00\u5b63\u5ea6\u7684\u51c0\u56de\u62a5\u7387\u4e3a1%\u3002 CPP Investments\u9996\u5e2d\u6267\u884c\u5b98John Graha…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[131],"tags":[],"class_list":["post-67206","post","type-post","status-publish","format-standard","hentry","category-canada"],"_links":{"self":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/67206","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/comments?post=67206"}],"version-history":[{"count":0,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/67206\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/media?parent=67206"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/categories?post=67206"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/tags?post=67206"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}