{"id":64028,"date":"2025-08-06T21:02:00","date_gmt":"2025-08-07T01:02:00","guid":{"rendered":"https:\/\/www.chinesepress.com\/?p=64028"},"modified":"2025-08-06T14:14:30","modified_gmt":"2025-08-06T18:14:30","slug":"tfsa%e7%8b%82%e7%bf%bb11%e5%80%8d%ef%bc%81%e5%a4%9a%e5%a4%a7%e5%ad%b8%e7%94%9f%e6%9a%b4%e8%b3%ba110%e8%90%ac","status":"publish","type":"post","link":"https:\/\/www.chinesepress.com\/pre\/archives\/64028","title":{"rendered":"TFSA\u72c2\u7ffb11\u500d\uff01\u591a\u5927\u5b78\u751f\u66b4\u8cfa$110\u842c"},"content":{"rendered":"
\n
\"\"<\/figure>\n<\/div>\n\n
\n
\"\"<\/figure>\n<\/div>\n\n\n

\u4f60\u80fd\u60f3\u8c61\u55ce\uff1f\u4e00\u4f4d\u591a\u502b\u591a\u5927\u5b78\u751f\uff0c\u7adf\u9760\u6295\u8cc7\u7406\u8ca1\uff0c\u628a\u514d\u7a05\u5132\u84c4\u8cec\u6236\uff08TFSA\uff09\u505a\u5230\u4e86\u9a5a\u4eba\u7684110\u842c\u52a0\u5143\uff01<\/p>\n\n\n\n

\u9019\u7a76\u7adf\u662f\u600e\u9ebc\u505a\u5230\u7684\uff1f\u4eca\u5929\u5c31\u4f86\u63ed\u79d8\u9019\u4f4d\u6295\u8cc7\u9ad8\u624b\u5982\u4f55\u6253\u9020\u51fa\u4ee4\u4eba\u7fa8\u6155\u7684\u8ca1\u5bcc\u81ea\u7531\u4e4b\u8def\u3002<\/p>\n\n\n\n

\u767d\u5929\u8b80\u795e\u5b78\uff0c\u665a\u4e0a\u505a\u201c\u80a1\u795e\u201d<\/strong><\/p>\n\n\n\n

Joseph\uff0c\u4eca\u5e7436\u6b72\uff0c\u662f\u591a\u502b\u591a\u4e00\u6240\u5927\u5b78\u795e\u5b78\u5c08\u696d\u7684\u5b78\u751f\u3002\u9592\u6687\u6642\uff0c\u4ed6\u5c08\u6ce8\u65bc\u7406\u8ca1\uff0c\u76ee\u524d\u5176TFSA\u8cec\u6236\u5e02\u503c\u7d04\u70ba110\u842c\u52a0\u5143\u3002<\/p>\n\n\n\n

\u800c\u9019\u9084\u4e0d\u662f\u6700\u6232\u5287\u6027\u7684\u90e8\u5206\u3002\u56e0\u70baJoseph\u6b63\u5728\u8fa6\u7406\u96e2\u5a5a\uff0c\u9019\u7b46\u9ad8\u984d\u8cc7\u7522\u5be6\u969b\u4e0a\u6b78\u5c6c\u5373\u5c07\u6210\u70ba\u4ed6\u201c\u524d\u59bb\u201d\u7684\u4eba\u3002\u4ed6\u81ea\u5df1\u7684TFSA\u540c\u6a23\u589e\u503c\u986f\u8457\uff0c\u4f46\u7565\u905c\u4e00\u7c4c\uff0c\u5118\u7ba1\u5169\u4eba\u6295\u8cc7\u7684\u80a1\u7968\u5e7e\u4e4e\u4e00\u6a21\u4e00\u6a23\u3002<\/p>\n\n\n\n

\u201c\u6211\u5728\u5979\u7684TFSA\u8cec\u6236\u4e0a\u66f4\u2018\u61f6\u2019\u4e00\u4e9b\uff0c\u5c31\u8b93\u5b83\u81ea\u5df1\u8dd1\uff0c\u201d\u4ed6\u89e3\u91cb\u9053\u3002\u4e5f\u8a31\uff0c\u9019\u4e5f\u5370\u8b49\u4e86\u6295\u8cc7\u5927\u5496\u67e5\u7406\u00b7\u8292\u683c\uff08Charlie Munger\uff09\u7684\u91d1\u53e5\uff1a\u201c\u8cfa\u5927\u9322\u4e0d\u662f\u9760\u8cb7\u8ce3\uff0c\u662f\u9760\u7b49\u5f85\u3002\u201d<\/p>\n\n\n\n

\u5169\u500bTFSA\u8cec\u6236\u90fd\u662f\u57282009\u5e74\u958b\u8a2d\u7684\uff0c\u5e74\u4f9b\u6b3e\u57fa\u672c\u6eff\u984d\uff0c\u622a\u81f32025\u5e74\uff0c\u6bcf\u500bTFSA\u8cec\u6236\u7684\u7d2f\u8a08\u4f9b\u6b3e\u984d\u5ea6\u63a5\u8fd110\u842c\u52a0\u5143\u3002\u4ed6\u9084\u6709\u4e00\u500b\u8a3b\u518a\u9000\u4f11\u5132\u84c4\u8a08\u5283\uff08RRSP\uff09\u53ca\u975e\u8a3b\u518a\u8cec\u6236\u3002<\/p>\n\n\n\n

\u5728\u5b78\u751f\u8eab\u4efd\u4e0b\uff0cJoseph\u53ef\u4e0d\u662f\u7406\u8ca1\u65b0\u624b\u3002\u4ed6\u66fe\u5728\u4e00\u5bb6\u5927\u578b\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\u505a\u4e869\u5e74\u52a0\u62ff\u5927\u5927\u76e4\u80a1\u5206\u6790\u5e2b\u3002\u5982\u4eca\uff0c\u4ed6\u5c07\u5c08\u696d\u6280\u80fd\u7528\u5728\u6295\u8cc7\u201c\u5c0f\u76e4\u80a1\u201d\u4e0a\u3002<\/p>\n\n\n\n

Joseph\u8868\u793a\uff0c\u4ed6\u4e4b\u6240\u4ee5\u8f49\u5411\u5c0f\u76e4\u80a1\uff0c\u662f\u56e0\u70ba\u5b83\u5011\u901a\u5e38\u88ab\u5c08\u696d\u548c\u5927\u578b\u6295\u8cc7\u8005\u6240\u5ffd\u7565\uff0c\u4ea4\u6613\u91cf\u8f03\u5c0f\uff0c\u5e02\u5834\u6548\u7387\u8f03\u4f4e\uff0c\u6709\u66f4\u591a\u6a5f\u6703\u627e\u5230\u88ab\u4f4e\u4f30\u7684\u201c\u5bf6\u85cf\u201d\u3002<\/p>\n\n\n\n

\u9451\u65bc\u5c0f\u76e4\u80a1\u516c\u53f8\u901a\u5e38\u8655\u65bc\u767c\u5c55\u7684\u65e9\u671f\u968e\u6bb5\uff0c\u5b83\u5011\u4e5f\u5177\u6709\u66f4\u9ad8\u7684\u589e\u9577\u6f5b\u529b\u3002\u8457\u540d\u8ca1\u7d93\u5b78\u8005\u5c24\u91d1\u00b7\u6cd5\u746a\uff08Eugene Fama\uff09\u548c\u80af\u5c3c\u65af\u00b7\u5f17\u502b\u5947\uff08Kenneth French\uff09\u7684\u4e00\u9805\u7814\u7a76\u8868\u660e\uff0c\u5f9e1926\u5e74\u52302023\u5e74\uff0c\u5c0f\u76e4\u80a1\u7684\u5e74\u5747\u56de\u5831\u7387\u572811%\u523012%\u4e4b\u9593\uff0c\u512a\u65bc\u5927\u76e4\u80a1\u76849%-10%\u3002\u7576\u7136\uff0c\u9019\u7a2e\u6ea2\u50f9\u6709\u6642\u53ef\u80fd\u6703\u6d88\u5931\uff0c\u4f8b\u5982\u5728\u7576\u524d\u7684\u4eba\u5de5\u667a\u80fd\u71b1\u6f6e\u4e2d\u3002<\/p>\n\n\n\n

\u4e0d\u5229\u7684\u4e00\u9762\u662f\uff0c\u5c0f\u76e4\u80a1\u98a8\u96aa\u4e5f\u66f4\u9ad8\uff0c\u5305\u62ec\u4f01\u696d\u5012\u9589\u98a8\u96aa\u548c\u878d\u8cc7\u56f0\u96e3\u7b49\u3002\u6b64\u5916\uff0c\u5c0f\u76e4\u80a1\u5c0d\u7d93\u6fdf\u5468\u671f\u4e5f\u66f4\u70ba\u654f\u611f\uff0c\u56e0\u6b64\u5b83\u5011\u5728\u7d93\u6fdf\u8870\u9000\u671f\u9593\u8868\u73fe\u4e0d\u4f73\uff0c\u5728\u5fa9\u7526\u671f\u9593\u8868\u73fe\u51fa\u8272\u3002<\/p>\n\n\n\n

\u8207\u90a3\u4e9b\u201c\u91cd\u5009\u4e00\u5169\u96bb\u9ed1\u99ac\u80a1\u53d6\u5f97\u5de8\u5927\u6536\u76ca\u201d\u7684\u6295\u8cc7\u8005\u4e0d\u540c\uff0cJoseph\u63a1\u53d6\u8f03\u70ba\u7a69\u5065\u7684\u7b56\u7565\uff0c\u6301\u6709\u4e00\u500b\u753110\u523012\u96bb\u80a1\u7968\u7d44\u6210\u7684\u5206\u6563\u5316\u6295\u8cc7\u7d44\u5408\uff0c\u55ae\u53ea\u80a1\u7968\u6301\u5009\u4e0d\u8d85\u904e30%\u3002<\/p>\n\n\n\n

\u4ed6\u8aaa\uff0c\u4ed6\u6703\u512a\u5148\u9078\u64c7\u90a3\u4e9b\u201c\u8cc7\u7522\u8ca0\u50b5\u8868\u4e0a\u6709\u786c\u8cc7\u7522\u201d\u6216\u8005\u201c\u5177\u6709\u6301\u7e8c\u6536\u5165\u201d\u7684\u516c\u53f8\uff0c\u4ee5\u964d\u4f4e\u4e0b\u884c\u98a8\u96aa\uff0c\u4e26\u91cd\u9ede\u95dc\u6ce8\u201c\u76c8\u5229\u62d0\u9ede\u201d\u2014\u2014\u9019\u53ef\u80fd\u4f86\u81ea\u65b0\u7522\u54c1\u3001\u7ba1\u7406\u8b8a\u9769\u6216\u696d\u52d9\u6539\u5584\u3002<\/p>\n\n\n\n

Joseph\u7684\u8abf\u7814\u65b9\u5f0f\u5305\u62ec\u5305\u62ec\u4ed4\u7d30\u7814\u8b80\u516c\u53f8\u5b98\u65b9\u6587\u4ef6\uff0c\u548c\u4f01\u696d\u9ad8\u7ba1\u4ea4\u6d41\uff0c\u9084\u8207\u5176\u4ed6\u5c0f\u76e4\u80a1\u6295\u8cc7\u8005\u983b\u7e41\u6e9d\u901a\uff0c\u6355\u6349\u6295\u8cc7\u6a5f\u6703\u3002<\/p>\n\n\n\n

\u5e7e\u7b46\u795e\u64cd\u4f5c\uff0c\u6295\u8cc7\u201c\u7ffb\u500d\u738b\u201d<\/strong><\/p>\n\n\n\n

Joseph\u5728\u6295\u8cc7\u6642\uff0c\u5584\u65bc\u6355\u6349\u5e02\u5834\u4f4e\u8ff7\u6642\u7684\u201c\u64bf\u6f0f\u201d\u6a5f\u6703\u3002\u4e0b\u9762\u90195\u7b46\u64cd\u4f5c\uff0c\u582a\u7a31\u6559\u79d1\u66f8\u7d1a\u5225\uff1a<\/p>\n\n\n\n

    \n
  • Solium Capital\uff1a\u9019\u5bb6\u516c\u53f8\u92b7\u552e\u7528\u65bc\u8ffd\u8e64\u54e1\u5de5\u80a1\u6b0a\u734e\u52f5\u7684\u8edf\u4ef6\u3002Joseph\u958b\u8a2dTFSA\u5f8c\u4e0d\u4e45\u4fbf\u8cb7\u5165\u4e86\u8a72\u516c\u53f8\u7684\u80a1\u7968\uff0c\u8a72\u516c\u53f8\u65bc2019\u5e74\u88ab\u6469\u6839\u58eb\u4e39\u5229\uff08Morgan Stanley\uff09\u4ee5\u4ed6\u8cb7\u5165\u50f9\u768410\u500d\u6536\u8cfc\u3002<\/li>\n\n\n\n
  • Cervus Equipment\uff1a\u4e00\u5bb6\u8fb2\u696d\u8a2d\u5099\u7d93\u92b7\u5546\u3002Joseph\u65bc2018\u5e74\u8cb7\u5165\uff0c\u5f8c\u4f86\u8a72\u516c\u53f8\u88ab\u7ba1\u7406\u5c64\u4ee5\u7d043\u500d\u65bc\u4ed6\u8cb7\u5165\u50f9\u7684\u50f9\u683c\u79c1\u6709\u5316\uff0c\u4e26\u65bc2021\u5e74\u51fa\u552e\u7d66Brandt Tractor\u3002<\/li>\n\n\n\n
  • Currency Exchange International\uff1a\u5317\u7f8e\u65c5\u904a\u5916\u5e63\u514c\u63db\u670d\u52d9\u5546\u3002Joseph\u5728\u75ab\u60c5\u671f\u9593\u4f4e\u50f9\u8cb7\u5165\uff0c\u65c5\u904a\u696d\u5fa9\u7526\u6642\u80a1\u50f9\u7ffb\u500d\u3002<\/li>\n\n\n\n
  • McCoy Global\uff1a\u6cb9\u6c23\u4e95\u5efa\u9020\u5de5\u5177\u4f9b\u61c9\u5546\u3002\u5e7e\u5e74\u524d\uff0cJoseph\u4ee5\u5176\u6de8\u904b\u71df\u8cc7\u672c\u7684\u50f9\u683c\u8cb7\u5165\uff0c\u96a8\u7740\u80fd\u6e90\u5fa9\u7526\uff0c\u80a1\u50f9\u63a5\u8fd1\u7ffb4\u500d\uff0c\u516c\u53f8\u6b63\u958b\u767c\u65b0\u6280\u8853\u7522\u54c1\u3002<\/li>\n\n\n\n
  • Magellan Aerospace\uff1a\u822a\u7a7a\u96f6\u4ef6\u4f9b\u61c9\u5546\u3002Joseph\u5728\u75ab\u60c5\u548c\u6ce2\u97f3\u5b89\u5168\u554f\u984c\u885d\u64ca\u4e0b\u8cb7\u5165\u3002\u5728\u5168\u7403\u570b\u9632\u958b\u652f\uff08\u7279\u5225\u662f\u8ecd\u7528\u98db\u6a5f\uff09\u589e\u52a0\u7684\u5e6b\u52a9\u4e0b\uff0c\u8a72\u516c\u53f8\u958b\u59cb\u5fa9\u7526\u3002\u5176\u76ee\u524d\u80a1\u50f9\u5df2\u6bd4\u4ed6\u7684\u8cb7\u5165\u50f9\u9ad8\u51fa\u7d04100%\u3002<\/li>\n<\/ul>\n\n\n\n

    \u8fd1\u671f\u6295\u8cc7\u52d5\u4f5c\uff1a<\/strong><\/p>\n\n\n\n

    Joseph\u6700\u8fd1\u589e\u6301\u4e86Currency Exchange International\uff0c\u56e0\u5176\u95dc\u9589\u52a0\u62ff\u5927\u9280\u884c\u5b50\u516c\u53f8\u5f8c\uff0c\u9810\u8a08\u672a\u4f86\u76c8\u5229\u6539\u5584\u4e14\u7ba1\u7406\u5c64\u66f4\u5c08\u6ce8\u767c\u5c55\uff0c\u4e14\u516c\u53f8\u8cec\u9762\u73fe\u91d1\u5145\u8db3\u7121\u6de8\u8ca0\u50b5\uff0c\u98a8\u96aa\u53ef\u63a7\u3002<\/p>\n\n\n\n

    \u4ed6\u9084\u52a0\u5009\u4e86D-Box Technologies\uff0c\u9019\u5bb6\u516c\u53f8\u64c1\u6709\u5c08\u5229\u52d5\u611f\u5ea7\u6905\uff0c\u5f71\u9662\u63a1\u7528\u7387\u589e\u52a0\uff0c\u8ca1\u52d9\u8868\u73fe\u597d\u8f49\uff0c\u958b\u59cb\u76c8\u5229\u3002<\/p>\n\n\n\n

    \u6b64\u5916\uff0c\u4ed6\u5c0f\u5e45\u8cb7\u5165\u4e86East Side Games\uff0c\u8a72\u516c\u53f8\u958b\u767c\u591a\u6b3e\u57fa\u65bc\u71b1\u9580\u5f71\u8996\u7bc0\u76ee\u7684\u624b\u6a5f\u904a\u6232\u61c9\u7528\uff0c\u4f30\u503c\u4f4e\u4e14CEO\u6301\u80a150%\uff0c\u65b0\u904a\u6232\u9810\u671f\u63a8\u52d5\u71df\u6536\u589e\u9577\u3002<\/p>\n\n\n\n

    \u5c08\u5bb6\u5606\u670d\uff1a\u9019\u5957\u73a9\u6cd5\u4e0d\u7c21\u55ae<\/strong><\/p>\n\n\n\n

    \u6295\u8cc7\u5c08\u5bb6Geoff Saab\u8a8d\u70ba\uff0cJoseph\u7684\u64cd\u4f5c\u548c\u6210\u529f\u4ee4\u4eba\u5370\u8c61\u6df1\u523b\uff0c\u4f46\u96e3\u4ee5\u8907\u88fd\u3002\u5be6\u73fe\u6b64\u985e\u6210\u529f\u9700\u8981\u5c08\u696d\u6280\u8853\u77e5\u8b58\u548c\u5927\u91cf\u6642\u9593\u7814\u7a76\uff0c\u4e0d\u9069\u5408\u6240\u6709\u6295\u8cc7\u8005\u3002<\/p>\n\n\n\n

    \u4ed6\u6307\u51fa\uff0c\u5c0f\u76e4\u80a1\u78ba\u5be6\u662f\u4f4e\u6548\u5e02\u5834\uff0c\u6a5f\u6703\u591a\uff0c\u4f46\u6d41\u52d5\u6027\u5dee\u3001\u6ce2\u52d5\u5927\u3002Joseph\u63a1\u7528\u7684\u4f4e\u98a8\u96aa\u7d44\u5408\u7b56\u7565\u3001\u57fa\u672c\u9762\u7814\u7a76\u65b9\u6cd5\uff0c\u662f\u975e\u5e38\u7a69\u5065\u7684\u6295\u8cc7\u98a8\u683c\u3002<\/p>\n\n\n\n

    \u96a8\u7740TFSA\u8cc7\u7522\u589e\u9577\uff0c\u8f49\u5411\u85cd\u7c4c\u80a1\u964d\u4f4e\u6ce2\u52d5\u662f\u660e\u667a\u4e4b\u8209\u3002\u7279\u5225\u662fJoseph\u59bb\u5b50\u7684\u8cec\u6236\u56e0\u201c\u64cd\u4f5c\u5c11\u201d\u800c\u8dd1\u8d0f\uff0c\u4e5f\u5370\u8b49\u4e86\u201c\u6301\u6709\u512a\u8cea\u8cc7\u7522\uff0c\u5c11\u52d5\u70ba\u8d0f\u201d\u3002<\/p>\n\n\n\n

    \u5f9e\u5927\u5b78\u751f\u5230\u767e\u842c\u8cec\u6236\u6301\u6709\u8005\uff0cJoseph\u7528\u7406\u6027\u548c\u5c08\u696d\u5275\u9020\u4e86TFSA\u8cec\u6236\u7684\u5947\u8e5f\u3002\u4e0d\u662f\u6bcf\u500b\u4eba\u90fd\u80fd\u8b8a\u6210Joseph\uff0c\u4f46\u4ed6\u7684\u7406\u5ff5\u503c\u5f97\u6211\u5011\u5b78\u7fd2\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

    \u4f60\u80fd\u60f3\u8c61\u55ce\uff1f\u4e00\u4f4d\u591a\u502b\u591a\u5927\u5b78\u751f\uff0c\u7adf\u9760\u6295\u8cc7\u7406\u8ca1\uff0c\u628a\u514d\u7a05\u5132\u84c4\u8cec\u6236\uff08TFSA\uff09\u505a\u5230\u4e86\u9a5a\u4eba\u7684110\u842c\u52a0\u5143\uff01 \u9019\u7a76\u7adf\u662f\u600e\u9ebc\u505a\u5230\u7684\uff1f\u4eca\u5929\u5c31\u4f86\u63ed\u79d8\u9019\u4f4d\u6295\u8cc7\u9ad8\u624b\u5982\u4f55\u6253\u9020\u51fa\u4ee4\u4eba\u7fa8\u6155\u7684\u8ca1\u5bcc\u81ea\u7531\u4e4b\u8def\u3002 \u767d\u5929\u8b80\u795e\u5b78\uff0c\u665a\u4e0a\u505a\u201c\u80a1…<\/p>\n","protected":false},"author":2,"featured_media":64029,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[131],"tags":[],"class_list":["post-64028","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-canada"],"_links":{"self":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/64028","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/comments?post=64028"}],"version-history":[{"count":1,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/64028\/revisions"}],"predecessor-version":[{"id":64036,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/64028\/revisions\/64036"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/media\/64029"}],"wp:attachment":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/media?parent=64028"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/categories?post=64028"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/tags?post=64028"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}