{"id":62436,"date":"2025-07-31T22:00:00","date_gmt":"2025-08-01T02:00:00","guid":{"rendered":"https:\/\/www.chinesepress.com\/?p=62436"},"modified":"2025-07-31T21:31:07","modified_gmt":"2025-08-01T01:31:07","slug":"%e5%85%8d%e7%a8%85%e5%84%b2%e8%93%84%e8%b3%ac%e6%88%b6%e6%93%8d%e4%bd%9c%e7%bf%bb%e8%bb%8a-%e5%ad%98%e6%ac%be%e8%99%a7%e5%85%89%e9%82%84%e8%a2%ab%e7%a8%85%e5%b1%80%e7%bd%b07-2%e8%90%ac","status":"publish","type":"post","link":"https:\/\/www.chinesepress.com\/pre\/archives\/62436","title":{"rendered":"\u514d\u7a05\u5132\u84c4\u8cec\u6236\u64cd\u4f5c\u7ffb\u8eca \u5b58\u6b3e\u8667\u5149\u9084\u88ab\u7a05\u5c40\u7f70$7.2\u842c"},"content":{"rendered":"
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\"\"<\/figure>\n<\/div>\n\n\n

\u5982\u679c\u4f60\u4e0d\u5c0f\u5fc3\u5f80\u514d\u7a05\u5132\u84c4\u8cec\u6236(TFSA)\u8d85\u984d\u4f9b\u6b3e\uff0c\u5c07\u9762\u81e8\u4ee4\u4eba\u982d\u75bc\u7684\u8d85\u984d\u4f9b\u6b3e\u7f70\u6b3e\u7a05\u2014\u2014\u6bcf\u500b\u6708\u8d85\u51fa\u984d\u5ea6\u7684\u9322\u90fd\u8981\u88ab\u7f701%\u3002<\/p>\n\n\n\n

\u4e0d\u904e\uff0c\u4f60\u53ef\u4ee5\u5411\u52a0\u62ff\u5927\u7a05\u52d9\u5c40(CRA)\u8acb\u6c42\u8c41\u514d\u6216\u53d6\u6d88\u9019\u7b46\u7f70\u6b3e\uff0cCRA\u4e5f\u6709\u6b0a\u9019\u6a23\u505a\uff0c\u4f46\u689d\u4ef6\u662f\u5fc5\u9808\u8b49\u660e\u7f70\u6b3e\u662f\u56e0\u201c\u5408\u7406\u932f\u8aa4\u800c\u7522\u751f\u7684\u201d\uff0c\u4e26\u4e14\u8d85\u984d\u4f9b\u6b3e\u5df2\u201c\u7acb\u5373\u201d\u5f9eTFSA\u8cec\u6236\u4e2d\u53d6\u51fa\u3002<\/p>\n\n\n\n

\u4f46\u554f\u984c\u4f86\u4e86\uff1a\u842c\u4e00\u4f60\u767c\u73fe\u8d85\u984d\u7684\u6642\u5019\uff0c\u8cec\u6236\u91cc\u7684\u6295\u8cc7\u50f9\u503c\u5df2\u7d93\u8dcc\u5f97\u7a00\u5df4\u721b\uff0c\u9023\u8d85\u51fa\u984d\u5ea6\u7684\u9322\u90fd\u53d6\u4e0d\u51fa\u4f86\uff0c\u90a3\u7f70\u6b3e\u6703\u4e0d\u6703\u4e00\u76f4\u6efe\u4e0b\u53bb?<\/p>\n\n\n\n

\u6700\u8fd1\uff0c\u6709\u500b\u771f\u5be6\u6848\u4f8b\u5c31\u78b0\u4e0a\u4e86\u9019\u6a23\u7684\u201c\u9677\u9631\u201d\u3002\u806f\u90a6\u6cd5\u5b98\u4e5f\u627f\u8a8d\uff0c\u9019\u662f\u201c\u6c38\u7121\u6b62\u5883\u7684\u7a05\u52d9\u9677\u9631\u201d\uff0c\u4e0d\u7b26\u5408\u7576\u521d\u7acb\u6cd5\u7684\u521d\u8877\u3002\u4e0b\u9762\u54b1\u5011\u4e00\u8d77\u770b\u770b\u9019\u500b\u6545\u4e8b\u5427\u3002<\/p>\n\n\n\n

\u6545\u4e8b\u958b\u59cb\u65bc2017\u5e7412\u6708\uff0c\u9019\u4f4d\u7d0d\u7a05\u4eba\u5728\u7db2\u4e0a\u5238\u5546Qtrade\u958b\u8a2d\u4e86TFSA\u8cec\u6236\uff0c\u4e3b\u8981\u8cb7\u4e00\u4e9b\u9ad8\u98a8\u96aa\u4fbf\u58eb\u80a1\u7968(penny stocks)\u3002<\/p>\n\n\n\n

2018\u5e74\uff0c\u4ed6\u53c8\u5728Sun Life Financial Inc.\u958b\u8a2d\u4e86\u53e6\u4e00\u500bTFSA\u8cec\u6236\u3002\u7d50\u679c\uff0c\u4ed6\u7d2f\u8a08\u5411TFSA\u8cec\u6236\u4f9b\u6b3e18.3\u842c\u52a0\u5e63\uff0c\u8d85\u4e8613\u842c\u591a\u3002<\/p>\n\n\n\n

2019\u5e747\u6708\uff0cCRA\u5411\u8a72\u7d0d\u7a05\u4eba\u767c\u4e86\u4e00\u5c01\u8a55\u7a05\u901a\u77e5\u66f8(NOA)\uff0c\u8aaa\u4ed62018\u5e74\u8d85\u984d\u4e86\uff0c\u8981\u6c42\u7e73\u7d0d6.424\u52a0\u5143\u7684\u7a05\u6b3e\u3001\u5229\u606f\u548c\u7f70\u6b3e\u3002\u7d0d\u7a05\u4eba\u8072\u7a31\u4ed6\u8aa4\u89e3\u4e86\u5176\u5167\u5bb9\uff0c\u4ee5\u70ba\u662f\u95dc\u65bc\u672a\u4ed8\u7684\u5e38\u898f\u6240\u5f97\u7a05\uff0c\u56e0\u6b64\u5c31\u76f4\u63a5\u652f\u4ed8\u4e86\u3002<\/p>\n\n\n\n

2019\u5e74\uff0c\u8a72\u7d0d\u7a05\u4eba\u53c8\u5411TFSA\u8cec\u6236\u8ffd\u52a0\u4f9b\u6b3e70.562\u52a0\u5143\uff0c\u800c\u4ed6\u7576\u5e74\u50c5\u67096.000\u52a0\u5143\u7684\u65b0\u984d\u5ea6\u3002\u56e0\u6b64\uff0c\u52302019\u5e74\u5e95\uff0c\u8d85\u984d\u7684\u90e8\u5206\u98c6\u5347\u5230\u4e86\u8fd120\u842c\u3002<\/p>\n\n\n\n

2020\u5e747\u6708\uff0cCRA\u53c8\u767c\u4fe1\u7f70\u4e86\u4ed62\u842c\u591a\uff0c\u4ed6\u9084\u662f\u8aa4\u4ee5\u70ba\u662f\u666e\u901a\u7a05\uff0c\u6c92\u6709\u5728\u610f\u3002<\/p>\n\n\n\n

2020\u5e74\uff0c\u4ed6\u7e7c\u7e8c\u5411TFSA\u8ffd\u52a033.894\u52a0\u5143\uff0c\u7e3d\u5171\u8d85\u984d224.175\u52a0\u5143\u30022021\u5e74CRA\u4f86\u4e86\u5c01\u4fe1\uff0c\u7f70\u6b3e26.522\u52a0\u5143\uff0c\u52a0\u4e0a\u820a\u8cec\uff0c\u7e3d\u5171\u9700\u652f\u4ed844.114\u52a0\u5143\u3002<\/p>\n\n\n\n

\u8a72\u7d0d\u7a05\u4eba\u7a31\uff0c\u76f4\u52302021\u5e747\u6708\u6536\u52302020\u5e74\u7684NOA\u5f8c\uff0c\u4ed6\u7d42\u65bc\u77e5\u9053\u81ea\u5df1\u8d85\u984d\u4e86\u3002\u4f46\u7576\u6642Qtrade\u8cec\u6236\u91cc\u7684\u9322\u5df2\u7d93\u7e2e\u6c34\u5f97\u53b2\u5bb3\uff0c\u6839\u672c\u53d6\u4e0d\u51fa\u9019\u9ebc\u591a\u9322\u3002<\/p>\n\n\n\n

\u53ef\u4ed6\u9084\u662f\u6c92\u505c\u624b\uff0c\u7d0d\u7a05\u4eba\u4ecd\u57282021\u5e74\u7e7c\u7e8c\u5411TFSA\u8cec\u6236\u4f9b\u6b3e\uff0c\u751a\u81f3\u9084\u57287\u6708\u65b0\u958b\u4e86\u4e00\u500bIndustrial Alliance (IA) Financial Group\u7684TFSA\u8cec\u6236(\u4ed6\u7a31\u4ed6\u672c\u610f\u662f\u60f3\u958b\u4e00\u500bRRSP\u8cec\u6236)\uff0c\u4e26\u4e14\u7e7c\u7e8c\u5411Sun Life\u7684TFSA\u8cec\u6236\u52a0\u9322\u3002<\/p>\n\n\n\n

2022\u5e74\u7a05\u52d9\u5c40\u53c8\u4f86\u4e86\u5c01\u4fe1\uff1a\u52a0\u4e0a\u5229\u606f\u3001\u7f70\u6b3e\u53ca\u4e4b\u524d\u6b20\u6b3e\uff0c\u7d2f\u8a08\u6b20\u6b3e\u9054\u523072.552\u52a0\u5143\u3002<\/p>\n\n\n\n

2023\u5e741\u6708\uff0c\u8a72\u7d0d\u7a05\u4eba\u7d42\u65bc\u95dc\u9589\u4e86Qtrade\u8cec\u6236\uff0c\u628a\u5269\u4e0b\u7684\u9322\u8f49\u5230\u4e86\u975e\u514d\u7a05\u8cec\u6236\u3002\u96d6\u7136\u4ed6\u591a\u5e74\u4f86\u7d2f\u8a08\u5411TFSA\u8cec\u6236\u5b58\u4e86288.500\u52a0\u5143\uff0c\u4f46\u73fe\u5728\u8cec\u6236\u50f9\u503c\u53ea\u526921.810\u52a0\u5143\u3002<\/p>\n\n\n\n

2024\u5e742\u6708\uff0c\u4ed6\u6703\u898b\u6703\u8a08\u5e2b\u5f8c\u5f97\u77e5IA\u8cec\u6236\u4e5f\u662fTFSA\u5f8c\uff0c\u8d95\u7dca\u95dc\u4e86\u3002<\/p>\n\n\n\n

\u7d0d\u7a05\u4eba\u5411CRA\u8acb\u6c42\u8c41\u514d\u4e26\u53d6\u6d88\u56e0\u5176\u8d85\u984d\u4f9b\u6b3e\u800c\u61c9\u4ed8\u7684\u6240\u6709\u7a05\u6b3e\u3001\u5229\u606f\u548c\u7f70\u6b3e\uff0c\u7a31\u9019\u4e9b\u90fd\u662f\u201c\u7121\u610f\u70ba\u4e4b\u201d\uff0c\u56e0\u70ba\u4ed6\u958b\u8a2dQtrade\u8cec\u6236\u6642\u672c\u610f\u662f\u958b\u8a2d\u4e00\u500b\u5e38\u898f\u4ea4\u6613\u8cec\u6236\uff0c\u672a\u610f\u8b58\u5230\u90a3\u662fTFSA\u8cec\u6236\u3002<\/p>\n\n\n\n

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\u4ed6\u8a8d\u70ba\uff1a\u73fe\u5728\u8b93\u4ed6\u7acb\u523b\u88dc\u9f4a\u4e0d\u73fe\u5be6\uff0c\u9019\u6a23\u7f70\u4ed6\u5e7e\u5341\u5e74\u592a\u4e0d\u516c\u5e73\u4e86!<\/p>\n\n\n\n

CRA\u99c1\u56de\u4e86\u9019\u4e9b\u8ad6\u9ede\uff0c\u6b64\u6848\u56e0\u6b64\u8a34\u8af8\u6cd5\u5ead\u3002<\/p>\n\n\n\n

\u6cd5\u5b98\u5728\u4ed4\u7d30\u5be9\u67e5\u6240\u6709\u8b49\u64da\u5f8c\uff0c\u88c1\u5b9aCRA\u62d2\u7d55\u8c41\u514d\u7f70\u6b3e\u7684\u6c7a\u5b9a\u662f\u5408\u7406\u7684\u3002<\/p>\n\n\n\n

\u6cd5\u5b98\u8a8d\u70ba\uff0c\u7d0d\u7a05\u4eba\u61c9\u7576\u80fd\u5920\u5f9eNOA\u901a\u77e5\u4e2d\u6e05\u695a\u5bdf\u89ba\u8d85\u984d\u4f9b\u6b3e\u554f\u984c\uff0c\u56e0\u70baNOA\u9996\u9801\u660e\u78ba\u6a19\u8a3b\u201cTFSA NOA\u201d\uff0c\u7b2c\u4e8c\u9801\u9084\u5beb\u660e\u201c\u60a8\u5411TFSA\u4f9b\u6b3e\u904e\u591a\u201d\u3002\u6b64\u5916\uff0c\u7d0d\u7a05\u4eba\u81ea2017\u5e7412\u6708\u4ee5\u4f86\u6bcf\u6708\u6536\u5230\u7684Qtrade\u8cec\u6236\u8cec\u55ae\u4e2d\u4e5f\u660e\u78ba\u986f\u793a\u8cec\u6236\u985e\u578b\u70ba\u201cTFSA\u201d\u3002<\/p>\n\n\n\n

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