{"id":60720,"date":"2025-07-25T14:42:01","date_gmt":"2025-07-25T18:42:01","guid":{"rendered":"https:\/\/www.chinesepress.com\/2025\/07\/25\/%e5%a6%82%e6%9e%9c%e4%bd%a0%e5%9c%a8%e5%8a%a0%e6%8b%bf%e5%a4%a7%e8%a2%ab%e9%aa%97%e4%ba%86%ef%bc%8c%e4%bd%a0%e7%9a%84%e9%93%b6%e8%a1%8c%e9%9c%80%e8%a6%81%e8%b5%94%e5%81%bf%e6%8d%9f%e5%a4%b1%e5%90%97\/"},"modified":"2025-07-25T14:42:01","modified_gmt":"2025-07-25T18:42:01","slug":"%e5%a6%82%e6%9e%9c%e4%bd%a0%e5%9c%a8%e5%8a%a0%e6%8b%bf%e5%a4%a7%e8%a2%ab%e9%aa%97%e4%ba%86%ef%bc%8c%e4%bd%a0%e7%9a%84%e9%93%b6%e8%a1%8c%e9%9c%80%e8%a6%81%e8%b5%94%e5%81%bf%e6%8d%9f%e5%a4%b1%e5%90%97","status":"publish","type":"post","link":"https:\/\/www.chinesepress.com\/pre\/archives\/60720","title":{"rendered":"\u5982\u679c\u4f60\u5728\u52a0\u62ff\u5927\u88ab\u9a97\u4e86\uff0c\u4f60\u7684\u94f6\u884c\u9700\u8981\u8d54\u507f\u635f\u5931\u5417\uff1f"},"content":{"rendered":"

\u52a0\u62ff\u5927\u5973\u4f5c\u5bb6Crystal Quast\u521a\u521a\u5b8c\u6210\u5979\u7684\u60ac\u7591\u5c0f\u8bf4\u521b\u4f5c\uff0c\u5374\u4e0d\u5e78\u5377\u5165\u4e00\u573a\u771f\u5b9e\u7684\u201c\u8bc8\u9a97\u60ac\u6848\u201d\u3002<\/p>\n

\u8fd9\u4f4d\u6765\u81ea\u5b89\u7701\u6ed1\u94c1\u5362\u3001\u4ece\u4e8b\u4f01\u4e1a\u4f20\u64ad\u5de5\u4f5c\u7684\u5973\u58eb\uff0c\u539f\u8ba1\u5212\u901a\u8fc7\u4e9a\u9a6c\u900a\u81ea\u52a9\u51fa\u7248\u5979\u7684\u5c0f\u8bf4\u3002\u5979\u6536\u5230\u7684\u6536\u636e\u4e0a\u5370\u6709\u4e9a\u9a6c\u900a\u6807\u5fd7\uff0c\u901a\u8bdd\u663e\u793a\u201cAmazon publishing\u201d\uff0c\u4e00\u5207\u770b\u8d77\u6765\u90fd\u5f88\u6b63\u89c4\u3002<\/p>\n

\n<\/figure>\n

\u4f46\u5979\u9010\u6e10\u5bdf\u89c9\u4e0d\u5bf9\u52b2\uff1a\u8fd9\u5bb6\u201c\u51fa\u7248\u793e\u201d\u6536\u53d6\u4e862,500\u52a0\u5143\u7684\u51fa\u7248\u670d\u52a1\u8d39\uff0c\u5305\u62ec\u7f16\u8f91\u670d\u52a1\uff0c\u5374\u51e0\u4e4e\u672a\u63d0\u4f9b\u4efb\u4f55\u5b9e\u8d28\u5185\u5bb9\u3002\u5979\u8054\u7cfb\u4e86\u4e9a\u9a6c\u900a\u5185\u90e8\u7684\u670b\u53cb\uff0c\u624d\u5f97\u77e5\u81ea\u5df1\u906d\u9047\u4e86\u5192\u724c\u8bc8\u9a97\u3002<\/p>\n

Crystal Quast\u8bf4\uff0c\u201c\u6211\u975e\u5e38\u9707\u60ca\u2026\u2026\u6211\u4ece\u6ca1\u60f3\u8fc7\u81ea\u5df1\u4f1a\u88ab\u9a97\u3002\u201d<\/p>\n

Crystal\u53ea\u662f\u65e5\u76ca\u589e\u52a0\u7684\u53d7\u5bb3\u8005\u4e4b\u4e00\u3002\u52a0\u62ff\u5927\u53cd\u8bc8\u9a97\u4e2d\u5fc3\u6570\u636e\u663e\u793a\uff0c2024\u5e74\u52a0\u62ff\u5927\u5168\u56fd\u8bc8\u9a97\u635f\u5931\u603b\u989d\u9ad8\u8fbe6.47\u4ebf\u52a0\u5143\uff0c\u6bd42023\u5e74\u76845.77\u4ebf\u52a0\u5143\u8fd8\u591a\uff0c\u800c\u771f\u6b63\u62a5\u544a\u7684\u8bc8\u9a97\u6848\u4ef6\u4e0d\u52305%\uff08\u4f30\u7b97\u9ad8\u8fbe90-95%\u7684\u6848\u4ef6\u672a\u88ab\u62a5\u6848\uff09\u3002<\/p>\n

\u8bc8\u9a97\u624b\u6bb5\u4e5f\u5728\u6f14\u53d8\uff0c\u5e26\u6765\u65b0\u7684\u6cd5\u5f8b\u4e0e\u91d1\u878d\u8d23\u4efb\u95ee\u9898\u3002<\/p>\n

\u7687\u5bb6\u94f6\u884c\uff08RBC\uff09\u6b3a\u8bc8\u6218\u7565\u9ad8\u7ea7\u603b\u76d1Geoff Morton\u8868\u793a\uff0c\u65e9\u671f\u8bc8\u9a97\u4e3b\u8981\u662f\u201c\u672a\u7ecf\u6388\u6743\u7684\u6b3a\u8bc8\u201d\uff08\u5982\u9ed1\u5ba2\u7a83\u53d6\u8d26\u6237\u5e76\u8f6c\u8d26\uff09\u3002\u4e3a\u6b64\uff0c\u5404\u5927\u94f6\u884c\u6295\u5165\u5927\u91cf\u8d44\u6e90\uff0c\u5efa\u7acb\u4e86\u66f4\u5f3a\u5927\u7684\u9a8c\u8bc1\u7cfb\u7edf\u548c\u9632\u706b\u5899\u3002<\/p>\n

\u4f46\u5982\u4eca\uff0c\u9a97\u5b50\u7684\u7b56\u7565\u8f6c\u5411\u4e86\u201c\u7ecf\u6388\u6743\u7684\u6b3a\u8bc8\u201d\uff1a\u4e0d\u518d\u5077\u5077\u76d7\u7528\u8d26\u6237\uff0c\u800c\u662f\u4e3b\u52a8\u4e0e\u53d7\u5bb3\u8005\u6c9f\u901a\uff0c\u8bf1\u5bfc\u4ed6\u4eec\u81ea\u5df1\u8f6c\u8d26\u3002<\/p>\n

\u201c\u6295\u8d44\u9a97\u5c40\u3001\u604b\u7231\u8bc8\u9a97\u2026\u2026\u9a97\u5b50\u8ba9\u4f60\u81ea\u5df1\u6253\u94b1\u7ed9\u4ed6\u4eec\u3002\u201d<\/p>\n

\u5728\u8fd9\u79cd\u65b0\u578b\u9a97\u5c40\u4e2d\uff0c\u4f20\u7edf\u7684\u6b3a\u8bc8\u68c0\u6d4b\u673a\u5236\uff08\u5982\u5f02\u5730\u767b\u5f55\u3001\u964c\u751f\u8bbe\u5907\u7b49\uff09\u5931\u6548\u3002\u94f6\u884c\u5fc5\u987b\u76d1\u6d4b\u201c\u4e0d\u7b26\u5408\u5ba2\u6237\u8fc7\u5f80\u884c\u4e3a\u6a21\u5f0f\u201d\u7684\u4ea4\u6613\u3002<\/p>\n

\u8bb8\u591a\u5ba2\u6237\u751a\u81f3\u88ab\u9a97\u5b50\u6559\u5bfc\u5982\u4f55\u56de\u7b54\u94f6\u884c\u6838\u5b9e\u7535\u8bdd\uff0c\u4ee5\u4fdd\u8bc1\u8f6c\u8d26\u987a\u5229\u901a\u8fc7\u3002<\/p>\n

RBC\u900f\u9732\uff0c\u5373\u4f7f\u94f6\u884c\u8bc6\u522b\u51fa\u4ea4\u6613\u53ef\u80fd\u6709\u95ee\u9898\u5e76\u52a0\u4ee5\u963b\u6b62\uff0c\u8bb8\u591a\u5ba2\u6237\u4ecd\u575a\u6301\u8fd9\u662f\u201c\u81ea\u5df1\u6388\u6743\u201d\u7684\u8f6c\u8d26\u3002<\/p>\n

Geoff Morton\u8bf4\uff0c\u201c\u4f60\u5f97\u8bbe\u6cd5\u6253\u7834\u5ba2\u6237\u53d7\u9a97\u65f6\u7684\u2018\u5fc3\u7406\u50ac\u7720\u2019\u3002\u201d<\/p>\n

\u6709\u4e9b\u94f6\u884c\u751a\u81f3\u6548\u4eff\u82f1\u56fd\u7684Revolut\uff0c\u8ba9\u5ba2\u6237\u624b\u6301\u5199\u6709\u201c\u94f6\u884c\u5df2\u8b66\u544a\u6211\u4e0d\u8981\u8fdb\u884c\u8be5\u7b14\u4ea4\u6613\u201d\u7684\u7eb8\u5f20\u81ea\u62cd\uff0c\u624d\u653e\u884c\u8f6c\u8d26\u3002<\/p>\n

\n<\/figure>\n

\u52a0\u62ff\u5927\u76ee\u524d\u5728\u201c\u6388\u6743\u6b3a\u8bc8\u201d\u8d54\u507f\u95ee\u9898\u4e0a\u7f3a\u4e4f\u5168\u56fd\u7edf\u4e00\u6cd5\u5f8b\u6807\u51c6\u3002<\/p>\n

\u4fe1\u7528\u5361\u6b3a\u8bc8\uff1a\u5728\u300a\u94f6\u884c\u6cd5\u300b\u4e0b\uff0c\u6d88\u8d39\u8005\u8d23\u4efb\u4e0a\u9650\u4e3a50\u52a0\u5143\uff0c\u524d\u63d0\u662f\u4e0d\u5b58\u5728\u91cd\u5927\u758f\u5ffd\u3002<\/p>\n

\u5176\u4ed6\u652f\u4ed8\u65b9\u5f0f\uff1a\u65e0\u660e\u6587\u6cd5\u5f8b\u4fdd\u62a4\uff0c\u9700\u6839\u636e\u6c11\u4e8b\u8d23\u4efb\u89c4\u5219\u6216\u4e0e\u94f6\u884c\u4e4b\u95f4\u7684\u5408\u540c\u6761\u6b3e\u5224\u65ad\u3002<\/p>\n

\u6d88\u8d39\u8005\u6743\u76ca\u7ec4\u7ec7Option consommateurs\u7684\u6cd5\u5f8b\u5206\u6790\u5e08Sara Eve Levac\u6307\u51fa\uff0c\u5f88\u591a\u60c5\u51b5\u4e0b\u94f6\u884c\u4f1a\u8ba4\u4e3a\u53d7\u5bb3\u8005\u201c\u81ea\u613f\u201d\u8f6c\u8d26\uff0c\u5373\u4fbf\u4ed6\u4eec\u662f\u88ab\u9a97\u7684\u3002<\/p>\n

\u82f1\u56fd\u91c7\u7528\u201c\u5171\u540c\u8d23\u4efb\u201d\u6a21\u5f0f\uff1a\u82e5\u53d1\u751f\u201c\u6388\u6743\u63a8\u9001\u652f\u4ed8\u9a97\u5c40\u201d\uff08\u5373\u88ab\u9a97\u8005\u4e3b\u52a8\u6253\u6b3e\u7ed9\u5192\u5145\u6536\u6b3e\u4eba\u7684\u9a97\u5b50\uff09\uff0c\u53d1\u9001\u884c\u548c\u63a5\u6536\u884c\u5404\u627f\u62c550%\u7684\u8d54\u507f\u8d23\u4efb\u3002<\/p>\n

\u65b0\u52a0\u5761\u5b9e\u884c\u201c\u8d23\u4efb\u9012\u8fdb\u5236\u201d\uff1a\u5148\u7531\u94f6\u884c\u8d1f\u8d23\uff0c\u82e5\u94f6\u884c\u5c65\u884c\u4e86\u4e49\u52a1\uff0c\u8d23\u4efb\u518d\u8f6c\u81f3\u7535\u4fe1\u516c\u53f8\uff0c\u6700\u540e\u624d\u662f\u5ba2\u6237\u81ea\u5df1\u3002<\/p>\n

Equifax\u52a0\u62ff\u5927\u53cd\u6b3a\u8bc8\u4e3b\u7ba1 Carl Davies\u8bf4\uff0c\u201c\u5171\u540c\u8d23\u4efb\u6a21\u5f0f\u81f3\u5c11\u80fd\u8ba9\u6240\u6709\u53c2\u4e0e\u65b9\u90fd\u6709\u52a8\u529b\u53bb\u9632\u8bc8\u9a97\u3002\u201d<\/p>\n

Option consommateurs\u547c\u5401\u4fee\u8ba2\u300a\u94f6\u884c\u6cd5\u300b\uff0c\u5efa\u7acb\u7edf\u4e00\u6cd5\u5f8b\u6846\u67b6\uff0c\u5e76\u660e\u786e\uff1a\u5982\u6d88\u8d39\u8005\u662f\u5728\u6b3a\u8bc8\u8bf1\u5bfc\u4e0b\u63d0\u4f9b\u8d26\u6237\u4fe1\u606f\uff0c\u8be5\u4ea4\u6613\u4e0d\u5e94\u88ab\u89c6\u4e3a\u201c\u6388\u6743\u201d\u3002<\/p>\n

\n<\/figure>\n

\u9b41\u7701\u4e5f\u5728\u63a8\u8fdb\u7acb\u6cd5\uff0c\u8ba1\u5212\u5c06\u672a\u7ecf\u6388\u6743\u7684\u501f\u8bb0\u5361\u4ea4\u6613\u7684\u6d88\u8d39\u8005\u8d23\u4efb\u9650\u5236\u4e3a50\u52a0\u5143\uff0c\u4e0e\u4fe1\u7528\u5361\u89c4\u5219\u770b\u9f50\u3002<\/p>\n

\u52a0\u62ff\u5927\u94f6\u884c\u5bb6\u534f\u4f1a\uff08CBA\uff09\u5df2\u53ec\u96c6\u884c\u4e1a\u5706\u684c\u4f1a\u8bae\uff0c\u63a8\u52a8\u6210\u7acb\u201c\u52a0\u62ff\u5927\u53cd\u8bc8\u9a97\u8054\u76df\u201d\u3002\u53d1\u8a00\u4ebaNathalie Bergeron\u8868\u793a\uff1a\u201c\u94f6\u884c\u53ea\u662f\u9632\u7ebf\u4e4b\u4e00\uff0c\u5ba2\u6237\u4e5f\u9700\u59a5\u5584\u4fdd\u7ba1\u5bc6\u7801\u3001PIN\u7801\u3002\u201d<\/p>\n

\u4e00\u4efd\u6765\u81ea\u534e\u76db\u987f\u94f6\u884c\u653f\u7b56\u7814\u7a76\u6240\u7684\u62a5\u544a\u547c\u5401\uff1a\u79d1\u6280\u3001\u793e\u4ea4\u5a92\u4f53\u548c\u7535\u4fe1\u516c\u53f8\u4e5f\u5e94\u53c2\u4e0e\u53cd\u8bc8\u9a97\u6218\u6597\uff0c\u4e0d\u80fd\u628a\u8d23\u4efb\u5168\u538b\u5728\u94f6\u884c\u8eab\u4e0a\u3002<\/p>\n

Crystal Quast\u7528\u4e24\u5f20\u4fe1\u7528\u5361\u652f\u4ed8\u4e86\u5047\u5192\u201c\u4e9a\u9a6c\u900a\u51fa\u7248\u793e\u201d\u7684\u8d39\u7528\uff1a<\/p>\n

\u52a0\u62ff\u5927\u4e30\u4e1a\u94f6\u884c\uff08Scotiabank\uff09\u5df2\u7ecf\u9000\u8fd8\u4e86\u5176\u4e2d\u4e00\u7b14\uff1b<\/p>\n

\u9053\u660e\u94f6\u884c\uff08TD\uff09\u5219\u5728\u5979\u957f\u65f6\u95f4\u4ea4\u6d89\u540e\u6700\u7ec8\u4e5f\u9000\u8fd8\u4e86\u4ed8\u6b3e\u3002<\/p>\n

\u5979\u6700\u7ec8\u901a\u8fc7\u771f\u6b63\u7684\u4e9a\u9a6c\u900a\u51fa\u7248\u5e73\u53f0\u6210\u529f\u51fa\u7248\u4e86\u81ea\u5df1\u7684\u5c0f\u8bf4\uff0c\u4e66\u4e2d\u6070\u5de7\u4e5f\u5199\u5230\u4e00\u4e2a\u201c\u4e9a\u9a6c\u900a\u9493\u9c7c\u8bc8\u9a97\u201d\u7684\u60c5\u8282\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u52a0\u62ff\u5927\u5973\u4f5c\u5bb6Crystal Quast\u521a\u521a\u5b8c\u6210\u5979\u7684\u60ac\u7591\u5c0f\u8bf4\u521b\u4f5c\uff0c\u5374\u4e0d\u5e78\u5377\u5165\u4e00\u573a\u771f\u5b9e\u7684\u201c\u8bc8\u9a97\u60ac\u6848\u201d\u3002 \u8fd9\u4f4d\u6765\u81ea\u5b89\u7701\u6ed1\u94c1\u5362\u3001\u4ece\u4e8b\u4f01\u4e1a\u4f20\u64ad\u5de5\u4f5c\u7684\u5973\u58eb\uff0c\u539f\u8ba1\u5212\u901a\u8fc7\u4e9a\u9a6c\u900a\u81ea\u52a9\u51fa\u7248\u5979\u7684\u5c0f\u8bf4\u3002\u5979\u6536\u5230\u7684\u6536\u636e\u4e0a\u5370\u6709\u4e9a\u9a6c…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[131],"tags":[],"class_list":["post-60720","post","type-post","status-publish","format-standard","hentry","category-canada"],"_links":{"self":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/60720","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/comments?post=60720"}],"version-history":[{"count":0,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/60720\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/media?parent=60720"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/categories?post=60720"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/tags?post=60720"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}