{"id":60678,"date":"2025-07-25T21:01:00","date_gmt":"2025-07-26T01:01:00","guid":{"rendered":"https:\/\/www.chinesepress.com\/?p=60678"},"modified":"2025-07-25T13:55:27","modified_gmt":"2025-07-25T17:55:27","slug":"%e5%a6%82%e6%9e%9c%e4%bd%a0%e5%9c%a8%e5%8a%a0%e6%8b%bf%e5%a4%a7%e8%a2%ab%e9%a8%99%e4%ba%86%ef%bc%8c%e8%aa%b0%e6%87%89%e8%a9%b2%e6%89%bf%e6%93%94%e6%90%8d%e5%a4%b1","status":"publish","type":"post","link":"https:\/\/www.chinesepress.com\/pre\/archives\/60678","title":{"rendered":"\u5982\u679c\u4f60\u5728\u52a0\u62ff\u5927\u88ab\u9a19\u4e86\uff0c\u8ab0\u61c9\u8a72\u627f\u64d4\u640d\u5931?"},"content":{"rendered":"
\n
\"\"<\/figure>\n<\/div>\n\n\n

\u52a0\u62ff\u5927\u5973\u4f5c\u5bb6Crystal Quast\u525b\u525b\u5b8c\u6210\u5979\u7684\u61f8\u7591\u5c0f\u8aaa\u5275\u4f5c\uff0c\u537b\u4e0d\u5e78\u6372\u5165\u4e00\u5834\u771f\u5be6\u7684\u201c\u8a50\u9a19\u61f8\u6848\u201d\u3002<\/p>\n\n\n\n

\u9019\u4f4d\u4f86\u81ea\u5b89\u7701\u6ed1\u9435\u76e7\u3001\u5f9e\u4e8b\u4f01\u696d\u50b3\u64ad\u5de5\u4f5c\u7684\u5973\u58eb\uff0c\u539f\u8a08\u5283\u901a\u904e\u4e9e\u99ac\u905c\u81ea\u52a9\u51fa\u7248\u5979\u7684\u5c0f\u8aaa\u3002\u5979\u6536\u5230\u7684\u6536\u64da\u4e0a\u5370\u6709\u4e9e\u99ac\u905c\u6a19\u8a8c\uff0c\u901a\u8a71\u986f\u793a\u201cAmazon publishing\u201d\uff0c\u4e00\u5207\u770b\u8d77\u4f86\u90fd\u5f88\u6b63\u898f\u3002<\/p>\n\n\n\n

\u4f46\u5979\u9010\u6f38\u5bdf\u89ba\u4e0d\u5c0d\u52c1\uff1a\u9019\u5bb6\u201c\u51fa\u7248\u793e\u201d\u6536\u53d6\u4e862.500\u52a0\u5143\u7684\u51fa\u7248\u670d\u52d9\u8cbb\uff0c\u5305\u62ec\u7de8\u8f2f\u670d\u52d9\uff0c\u537b\u5e7e\u4e4e\u672a\u63d0\u4f9b\u4efb\u4f55\u5be6\u8cea\u5167\u5bb9\u3002\u5979\u806f\u7e6b\u4e86\u4e9e\u99ac\u905c\u5167\u90e8\u7684\u670b\u53cb\uff0c\u624d\u5f97\u77e5\u81ea\u5df1\u906d\u9047\u4e86\u5192\u724c\u8a50\u9a19\u3002<\/p>\n\n\n\n

Crystal Quast\u8aaa\uff0c\u201c\u6211\u975e\u5e38\u9707\u9a5a\u2026\u2026\u6211\u5f9e\u6c92\u60f3\u904e\u81ea\u5df1\u6703\u88ab\u9a19\u3002\u201d<\/p>\n\n\n\n

\u9a19\u5c40\u6fc0\u589e\uff0c\u8ab0\u61c9\u8a72\u627f\u64d4\u640d\u5931?<\/strong><\/p>\n\n\n\n

Crystal\u53ea\u662f\u65e5\u76ca\u589e\u52a0\u7684\u53d7\u5bb3\u8005\u4e4b\u4e00\u3002\u52a0\u62ff\u5927\u53cd\u8a50\u9a19\u4e2d\u5fc3\u6578\u64da\u986f\u793a\uff0c2024\u5e74\u52a0\u62ff\u5927\u5168\u570b\u8a50\u9a19\u640d\u5931\u7e3d\u984d\u9ad8\u90546.47\u5104\u52a0\u5143\uff0c\u6bd42023\u5e74\u76845.77\u5104\u52a0\u5143\u9084\u591a\uff0c\u800c\u771f\u6b63\u5831\u544a\u7684\u8a50\u9a19\u6848\u4ef6\u4e0d\u52305%(\u4f30\u7b97\u9ad8\u905490-95%\u7684\u6848\u4ef6\u672a\u88ab\u5831\u6848)\u3002<\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>\n\n\n

\u8a50\u9a19\u624b\u6bb5\u4e5f\u5728\u6f14\u8b8a\uff0c\u5e36\u4f86\u65b0\u7684\u6cd5\u5f8b\u8207\u91d1\u878d\u8cac\u4efb\u554f\u984c\u3002<\/p>\n\n\n\n

\u9280\u884c\u9632\u4f4f\u201c\u9ed1\u5ba2\u201d\uff0c\u537b\u64cb\u4e0d\u4f4f\u201c\u81ea\u9858\u8f49\u8cec\u201d<\/strong><\/p>\n\n\n\n

\u7687\u5bb6\u9280\u884c(RBC)\u6b3a\u8a50\u6230\u7565\u9ad8\u7d1a\u7e3d\u76e3Geoff Morton\u8868\u793a\uff0c\u65e9\u671f\u8a50\u9a19\u4e3b\u8981\u662f\u201c\u672a\u7d93\u6388\u6b0a\u7684\u6b3a\u8a50\u201d(\u5982\u9ed1\u5ba2\u7aca\u53d6\u8cec\u6236\u4e26\u8f49\u8cec)\u3002\u70ba\u6b64\uff0c\u5404\u5927\u9280\u884c\u6295\u5165\u5927\u91cf\u8cc7\u6e90\uff0c\u5efa\u7acb\u4e86\u66f4\u5f37\u5927\u7684\u9a57\u8b49\u7cfb\u7d71\u548c\u9632\u706b\u7246\u3002<\/p>\n\n\n\n

\u4f46\u5982\u4eca\uff0c\u9a19\u5b50\u7684\u7b56\u7565\u8f49\u5411\u4e86\u201c\u7d93\u6388\u6b0a\u7684\u6b3a\u8a50\u201d\uff1a\u4e0d\u518d\u5077\u5077\u76dc\u7528\u8cec\u6236\uff0c\u800c\u662f\u4e3b\u52d5\u8207\u53d7\u5bb3\u8005\u6e9d\u901a\uff0c\u8a98\u5c0e\u4ed6\u5011\u81ea\u5df1\u8f49\u8cec\u3002<\/p>\n\n\n\n

\u201c\u6295\u8cc7\u9a19\u5c40\u3001\u6200\u611b\u8a50\u9a19\u2026\u2026\u9a19\u5b50\u8b93\u4f60\u81ea\u5df1\u6253\u9322\u7d66\u4ed6\u5011\u3002\u201d<\/p>\n\n\n\n

\u5728\u9019\u7a2e\u65b0\u578b\u9a19\u5c40\u4e2d\uff0c\u50b3\u7d71\u7684\u6b3a\u8a50\u6aa2\u6e2c\u6a5f\u5236(\u5982\u7570\u5730\u767b\u9304\u3001\u964c\u751f\u8a2d\u5099\u7b49)\u5931\u6548\u3002\u9280\u884c\u5fc5\u9808\u76e3\u6e2c\u201c\u4e0d\u7b26\u5408\u5ba2\u6236\u904e\u5f80\u884c\u70ba\u6a21\u5f0f\u201d\u7684\u4ea4\u6613\u3002<\/p>\n\n\n\n

\u8a31\u591a\u5ba2\u6236\u751a\u81f3\u88ab\u9a19\u5b50\u6559\u5c0e\u5982\u4f55\u56de\u7b54\u9280\u884c\u6838\u5be6\u96fb\u8a71\uff0c\u4ee5\u4fdd\u8b49\u8f49\u8cec\u9806\u5229\u901a\u904e\u3002<\/p>\n\n\n\n

\u9280\u884c\uff1a\u963b\u6b62\u8a50\u9a19\u4ea4\u6613\u4e0d\u6613\uff0c\u5ba2\u6236\u5e38\u5e38\u4e0d\u807d\u52f8<\/strong><\/p>\n\n\n\n

RBC\u900f\u9732\uff0c\u5373\u4f7f\u9280\u884c\u8b58\u5225\u51fa\u4ea4\u6613\u53ef\u80fd\u6709\u554f\u984c\u4e26\u52a0\u4ee5\u963b\u6b62\uff0c\u8a31\u591a\u5ba2\u6236\u4ecd\u5805\u6301\u9019\u662f\u201c\u81ea\u5df1\u6388\u6b0a\u201d\u7684\u8f49\u8cec\u3002<\/p>\n\n\n\n

Geoff Morton\u8aaa\uff0c\u201c\u4f60\u5f97\u8a2d\u6cd5\u6253\u7834\u5ba2\u6236\u53d7\u9a19\u6642\u7684\u2018\u5fc3\u7406\u50ac\u7720\u2019\u3002\u201d<\/p>\n\n\n\n

\u6709\u4e9b\u9280\u884c\u751a\u81f3\u6548\u4eff\u82f1\u570b\u7684Revolut\uff0c\u8b93\u5ba2\u6236\u624b\u6301\u5beb\u6709\u201c\u9280\u884c\u5df2\u8b66\u544a\u6211\u4e0d\u8981\u9032\u884c\u8a72\u7b46\u4ea4\u6613\u201d\u7684\u7d19\u5f35\u81ea\u62cd\uff0c\u624d\u653e\u884c\u8f49\u8cec\u3002<\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>\n\n\n

\u6cd5\u5f8b\u8cac\u4efb\u6a21\u7cca\uff0c\u52a0\u62ff\u5927\u5c1a\u672a\u7d71\u4e00\u6a19\u6e96<\/strong><\/p>\n\n\n\n

\u52a0\u62ff\u5927\u76ee\u524d\u5728\u201c\u6388\u6b0a\u6b3a\u8a50\u201d\u8ce0\u511f\u554f\u984c\u4e0a\u7f3a\u4e4f\u5168\u570b\u7d71\u4e00\u6cd5\u5f8b\u6a19\u6e96\u3002<\/p>\n\n\n\n

\u4fe1\u7528\u5361\u6b3a\u8a50\uff1a\u5728\u300a\u9280\u884c\u6cd5\u300b\u4e0b\uff0c\u6d88\u8cbb\u8005\u8cac\u4efb\u4e0a\u9650\u70ba50\u52a0\u5143\uff0c\u524d\u63d0\u662f\u4e0d\u5b58\u5728\u91cd\u5927\u758f\u5ffd\u3002<\/p>\n\n\n\n

\u5176\u4ed6\u652f\u4ed8\u65b9\u5f0f\uff1a\u7121\u660e\u6587\u6cd5\u5f8b\u4fdd\u8b77\uff0c\u9700\u6839\u64da\u6c11\u4e8b\u8cac\u4efb\u898f\u5247\u6216\u8207\u9280\u884c\u4e4b\u9593\u7684\u5408\u540c\u689d\u6b3e\u5224\u65b7\u3002<\/p>\n\n\n\n

\u6d88\u8cbb\u8005\u6b0a\u76ca\u7d44\u7e54Option consommateurs\u7684\u6cd5\u5f8b\u5206\u6790\u5e2bSara Eve Levac\u6307\u51fa\uff0c\u5f88\u591a\u60c5\u6cc1\u4e0b\u9280\u884c\u6703\u8a8d\u70ba\u53d7\u5bb3\u8005\u201c\u81ea\u9858\u201d\u8f49\u8cec\uff0c\u5373\u4fbf\u4ed6\u5011\u662f\u88ab\u9a19\u7684\u3002<\/p>\n\n\n\n

\u570b\u969b\u505a\u6cd5\uff1a\u5171\u540c\u8cac\u4efb\u6a5f\u5236<\/strong><\/p>\n\n\n\n

\u82f1\u570b\u63a1\u7528\u201c\u5171\u540c\u8cac\u4efb\u201d\u6a21\u5f0f\uff1a\u82e5\u767c\u751f\u201c\u6388\u6b0a\u63a8\u9001\u652f\u4ed8\u9a19\u5c40\u201d(\u5373\u88ab\u9a19\u8005\u4e3b\u52d5\u6253\u6b3e\u7d66\u5192\u5145\u6536\u6b3e\u4eba\u7684\u9a19\u5b50)\uff0c\u767c\u9001\u884c\u548c\u63a5\u6536\u884c\u5404\u627f\u64d450%\u7684\u8ce0\u511f\u8cac\u4efb\u3002<\/p>\n\n\n\n

\u65b0\u52a0\u5761\u5be6\u884c\u201c\u8cac\u4efb\u905e\u9032\u5236\u201d\uff1a\u5148\u7531\u9280\u884c\u8ca0\u8cac\uff0c\u82e5\u9280\u884c\u5c65\u884c\u4e86\u7fa9\u52d9\uff0c\u8cac\u4efb\u518d\u8f49\u81f3\u96fb\u4fe1\u516c\u53f8\uff0c\u6700\u5f8c\u624d\u662f\u5ba2\u6236\u81ea\u5df1\u3002<\/p>\n\n\n\n

Equifax\u52a0\u62ff\u5927\u53cd\u6b3a\u8a50\u4e3b\u7ba1 Carl Davies\u8aaa\uff0c\u201c\u5171\u540c\u8cac\u4efb\u6a21\u5f0f\u81f3\u5c11\u80fd\u8b93\u6240\u6709\u53c3\u8207\u65b9\u90fd\u6709\u52d5\u529b\u53bb\u9632\u8a50\u9a19\u3002\u201d<\/p>\n\n\n\n

\u547c\u7c72\u52a0\u62ff\u5927\u4fee\u6cd5<\/strong><\/p>\n\n\n\n

Option consommateurs\u547c\u7c72\u4fee\u8a02\u300a\u9280\u884c\u6cd5\u300b\uff0c\u5efa\u7acb\u7d71\u4e00\u6cd5\u5f8b\u6846\u67b6\uff0c\u4e26\u660e\u78ba\uff1a\u5982\u6d88\u8cbb\u8005\u662f\u5728\u6b3a\u8a50\u8a98\u5c0e\u4e0b\u63d0\u4f9b\u8cec\u6236\u4fe1\u606f\uff0c\u8a72\u4ea4\u6613\u4e0d\u61c9\u88ab\u8996\u70ba\u201c\u6388\u6b0a\u201d\u3002<\/p>\n\n\n\n

\u9b41\u7701\u4e5f\u5728\u63a8\u9032\u7acb\u6cd5\uff0c\u8a08\u5283\u5c07\u672a\u7d93\u6388\u6b0a\u7684\u501f\u8a18\u5361\u4ea4\u6613\u7684\u6d88\u8cbb\u8005\u8cac\u4efb\u9650\u5236\u70ba50\u52a0\u5143\uff0c\u8207\u4fe1\u7528\u5361\u898f\u5247\u770b\u9f4a\u3002<\/p>\n\n\n\n

\u5404\u65b9\u9700\u8981\u5171\u540c\u9632\u9a19<\/strong><\/p>\n\n\n\n

\u52a0\u62ff\u5927\u9280\u884c\u5bb6\u5354\u6703(CBA)\u5df2\u53ec\u96c6\u884c\u696d\u5713\u684c\u6703\u8b70\uff0c\u63a8\u52d5\u6210\u7acb\u201c\u52a0\u62ff\u5927\u53cd\u8a50\u9a19\u806f\u76df\u201d\u3002\u767c\u8a00\u4ebaNathalie Bergeron\u8868\u793a\uff1a\u201c\u9280\u884c\u53ea\u662f\u9632\u7dda\u4e4b\u4e00\uff0c\u5ba2\u6236\u4e5f\u9700\u59a5\u5584\u4fdd\u7ba1\u5bc6\u78bc\u3001PIN\u78bc\u3002\u201d<\/p>\n\n\n\n

\u4e00\u4efd\u4f86\u81ea\u83ef\u76db\u9813\u9280\u884c\u653f\u7b56\u7814\u7a76\u6240\u7684\u5831\u544a\u547c\u7c72\uff1a\u79d1\u6280\u3001\u793e\u4ea4\u5a92\u9ad4\u548c\u96fb\u4fe1\u516c\u53f8\u4e5f\u61c9\u53c3\u8207\u53cd\u8a50\u9a19\u6230\u9b25\uff0c\u4e0d\u80fd\u628a\u8cac\u4efb\u5168\u58d3\u5728\u9280\u884c\u8eab\u4e0a\u3002<\/p>\n\n\n\n

Quast<\/strong>\u7684\u7d50\u5c40\uff1a\u9000\u6b3e\u8271\u96e3\uff0c\u7d93\u9a57\u96e3\u5fd8<\/strong><\/p>\n\n\n\n

Crystal Quast\u7528\u5169\u5f35\u4fe1\u7528\u5361\u652f\u4ed8\u4e86\u5047\u5192\u201c\u4e9e\u99ac\u905c\u51fa\u7248\u793e\u201d\u7684\u8cbb\u7528\uff1a<\/p>\n\n\n\n

\u52a0\u62ff\u5927\u8c50\u696d\u9280\u884c(Scotiabank)\u5df2\u7d93\u9000\u9084\u4e86\u5176\u4e2d\u4e00\u7b46;<\/p>\n\n\n\n

\u9053\u660e\u9280\u884c(TD)\u5247\u5728\u5979\u9577\u6642\u9593\u4ea4\u6d89\u5f8c\u6700\u7d42\u4e5f\u9000\u9084\u4e86\u4ed8\u6b3e\u3002<\/p>\n\n\n\n

\u5979\u6700\u7d42\u901a\u904e\u771f\u6b63\u7684\u4e9e\u99ac\u905c\u51fa\u7248\u5e73\u53f0\u6210\u529f\u51fa\u7248\u4e86\u81ea\u5df1\u7684\u5c0f\u8aaa\uff0c\u66f8\u4e2d\u6070\u5de7\u4e5f\u5beb\u5230\u4e00\u500b\u201c\u4e9e\u99ac\u905c\u91e3\u9b5a\u8a50\u9a19\u201d\u7684\u60c5\u7bc0\u3002<\/p>\n\n\n\n

Crystal Quast\u8aaa\uff0c\u201c\u96d6\u7136\u5f88\u9ad8\u8208\u5c0f\u8aaa\u51fa\u7248\u4e86\uff0c\u4f46\u6574\u500b\u7d93\u6b77\u8b93\u539f\u672c\u559c\u6085\u7684\u4e8b\u60c5\u8b8a\u6210\u4e86\u4e00\u5834\u5669\u5922\u3002\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"

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