{"id":60368,"date":"2025-07-24T14:56:07","date_gmt":"2025-07-24T18:56:07","guid":{"rendered":"https:\/\/www.chinesepress.com\/2025\/07\/24\/%e6%88%bf%e5%b1%8b%e4%bf%9d%e9%99%a9%e5%b9%b4%e5%b9%b4%e7%96%af%e6%b6%a8%ef%bc%8c%e7%94%a8%e4%bb%80%e4%b9%88%e6%96%b9%e6%b3%95%e8%83%bd%e6%89%be%e5%88%b0%e4%be%bf%e5%ae%9c%e5%8f%af%e9%9d%a0%e7%9a%84\/"},"modified":"2025-07-24T14:56:07","modified_gmt":"2025-07-24T18:56:07","slug":"%e6%88%bf%e5%b1%8b%e4%bf%9d%e9%99%a9%e5%b9%b4%e5%b9%b4%e7%96%af%e6%b6%a8%ef%bc%8c%e7%94%a8%e4%bb%80%e4%b9%88%e6%96%b9%e6%b3%95%e8%83%bd%e6%89%be%e5%88%b0%e4%be%bf%e5%ae%9c%e5%8f%af%e9%9d%a0%e7%9a%84","status":"publish","type":"post","link":"https:\/\/www.chinesepress.com\/pre\/archives\/60368","title":{"rendered":"\u623f\u5c4b\u4fdd\u9669\u5e74\u5e74\u75af\u6da8\uff0c\u7528\u4ec0\u4e48\u65b9\u6cd5\u80fd\u627e\u5230\u4fbf\u5b9c\u53ef\u9760\u7684\u4fdd\u9669\uff1f"},"content":{"rendered":"<p>\u968f\u7740\u91ce\u706b\u7b49\u81ea\u7136\u707e\u5bb3\u98ce\u9669\u4e0a\u5347\uff0c\u52a0\u62ff\u5927\u7684\u8d39\u7528\u4e0e\u4fdd\u8d39\u6301\u7eed\u6500\u5347\u3002\u6ce8\u518c\u8d22\u52a1\u89c4\u5212\u5e08\uff08CFP\uff09\u3001\u6ce8\u518c\u91d1\u878d\u5206\u6790\u5e08\uff08CFA\uff09\u6301\u8bc1\u4eba\u53ca\u524d\u91d1\u878d\u987e\u95eeChristopher Liew\u5728Blueprint Financial\u5e73\u53f0\u4e3a\u6bcf\u65e5\u6210\u5343\u4e0a\u4e07\u7684\u52a0\u62ff\u5927\u8bfb\u8005\u64b0\u5199\u4e2a\u4eba\u7406\u8d22\u5efa\u8bae\u3002<\/p>\n<figure class=\"image\" data-attachment-id=\"5961712\" data-aspect-ratio=\"1.4641\" data-width=\"694\" data-height=\"474\">\n<img decoding=\"async\" src=\"https:\/\/p0.51img.ca\/i\/688229c1de8b4.png\"><\/figure>\n<p>\u4ece\u66b4\u96e8\u548c\u6d2a\u6c34\u5230\u91ce\u706b\u548c\u51b0\u96f9\uff0c\u6c14\u5019\u53d8\u5316\u6b63\u5bfc\u81f4\u52a0\u62ff\u5927\u4e43\u81f3\u5168\u7403\u6781\u7aef\u5929\u6c14\u4e8b\u4ef6\u66f4\u9891\u7e41\u3001\u66f4\u4e25\u91cd\u3002<\/p>\n<p>\u8fd9\u4e9b\u7a81\u5982\u5176\u6765\u7684\u707e\u5bb3\u4ee3\u4ef7\u9ad8\u6602\uff0c\u4fdd\u9669\u516c\u53f8\u4e5f\u56e0\u6b64\u652f\u4ed8\u4e86\u521b\u7eaa\u5f55\u7684\u8d54\u507f\u91d1\u3002\u7ed3\u679c\uff0c\u623f\u4e3b\u5f00\u59cb\u901a\u8fc7\u66f4\u9ad8\u7684\u623f\u5c4b\u4fdd\u9669\u4fdd\u8d39\u611f\u53d7\u5230\u5f71\u54cd\u3002<\/p>\n<p>Christopher Liew\u89e3\u91ca\u6c14\u5019\u53d8\u5316\u5982\u4f55\u63a8\u9ad8\u4fdd\u8d39\uff0c\u5e76\u63d0\u4f9b\u4e00\u4e9b\u5b9e\u7528\u5efa\u8bae\uff0c\u5e2e\u52a9\u623f\u4e3b\u5728\u672a\u6765\u51e0\u5e74\u63a7\u5236\u4fdd\u9669\u6210\u672c\u7684\u4e0a\u6da8\u3002<\/p>\n<p>\u53d7\u6c14\u5019\u53d8\u5316\u5f71\u54cd\uff0c\u52a0\u62ff\u5927\u9762\u4e34\u7684\u6781\u7aef\u5929\u6c14\u4e8b\u4ef6\u8d8a\u6765\u8d8a\u591a\u3002<\/p>\n<p>\u4f8b\u5982\uff1a\u963f\u5c14\u4f2f\u5854\u7701\u7684\u91ce\u706b\u3001\u5b89\u7701\u7684\u7a81\u53d1\u6d2a\u6c34\u4ee5\u53ca\u8349\u539f\u57ce\u5e02\u7f55\u89c1\u4f46\u731b\u70c8\u7684\u51b0\u96f9\uff0c\u8fd9\u4e9b\u4e8b\u4ef6\u6539\u53d8\u4e86\u4fdd\u9669\u516c\u53f8\u7684\u8d22\u52a1\u5e73\u8861\u3002\u4fdd\u9669\u516c\u53f8\u539f\u672c\u4f9d\u8d56\u7cbe\u5bc6\u7684\u7b97\u6cd5\uff08\u57fa\u4e8e\u53ef\u9884\u6d4b\/\u5386\u53f2\u5929\u6c14\u6a21\u5f0f\uff09\u6765\u8bbe\u5b9a\u623f\u4ea7\u4fdd\u8d39\u3002<\/p>\n<p>\u6d2a\u6c34\u548c\u91ce\u706b\u5c24\u5176\u6210\u4e3a\u65e5\u76ca\u4e25\u5cfb\u7684\u5a01\u80c1\uff0c\u5176\u4e2d\u6d2a\u6c34\u5df2\u6210\u4e3a\u8bb8\u591a\u793e\u533a\u6700\u5e38\u89c1\u3001\u6700\u6602\u8d35\u7684\u81ea\u7136\u707e\u5bb3\u3002\u9664\u4e86\u623f\u5c4b\u53d7\u635f\uff0c\u8fd9\u4e9b\u707e\u5bb3\u8fd8\u53ef\u80fd\u7834\u574f\u7535\u529b\u7cfb\u7edf\uff0c\u4f7f\u5c45\u6c11\u5728\u96f6\u4e0b\u5bd2\u51ac\u4e2d\u65e0\u6cd5\u53d6\u6696\u3002<\/p>\n<p>\u968f\u7740\u8fd9\u4e9b\u707e\u5bb3\u6108\u52a0\u4e0d\u53ef\u9884\u6d4b\u4e14\u9891\u7e41\u53d1\u751f\uff0c\u623f\u4e3b\u9762\u4e34\u4fdd\u8d39\u6fc0\u589e\uff0c\u4fdd\u9669\u516c\u53f8\u4e5f\u5728\u52aa\u529b\u5e94\u5bf9\u8c03\u6574\u3002<\/p>\n<p>\u6839\u636e\u52a0\u62ff\u5927\u4fdd\u9669\u5c40\uff08Insurance Bureau of Canada\uff09\u7684\u4e00\u4efd\u6700\u65b0\u62a5\u544a\uff0c\u7531\u6c14\u5019\u9a71\u52a8\u7684\u707e\u5bb3\u57282024\u5e74\u9020\u6210\u7684\u8d54\u507f\u989d\u521b\u4e0b80\u4ebf\u52a0\u5143\u65b0\u9ad8\uff0c\u51e0\u4e4e\u662f\u4e0a\u4e00\u5e74\u7684\u4e09\u500d\uff0c\u662f2000\u5e74\u4ee3\u521d\u671f\u5e73\u5747\u6c34\u5e73\u768412\u500d\u3002<\/p>\n<p>\u8fd9\u4e9b\u635f\u5931\u6700\u7ec8\u8f6c\u5ac1\u7ed9\u4e86\u4fdd\u8d39\u3002\u6839\u636e\u300aCanadian Underwriter\u300b\u7684\u4e00\u9879\u884c\u4e1a\u7814\u7a76\uff0c2025\u5e74\u52a0\u62ff\u5927\u5e73\u5747\u623f\u5c4b\u4fdd\u9669\u4fdd\u8d39\u4e0a\u6da8\u4e865.3%\uff0c\u800c\u963f\u5c14\u4f2f\u5854\u7701\u5c45\u6c11\u7684\u6da8\u5e45\u8d85\u8fc79%\u3002<\/p>\n<figure class=\"image\" data-attachment-id=\"5961714\" data-aspect-ratio=\"1.7912\" data-width=\"1064\" data-height=\"594\">\n<img decoding=\"async\" src=\"https:\/\/p0.51img.ca\/i\/688229fa1ea58.png\"><\/figure>\n<p>\u9664\u4e86\u642c\u8fc1\u81f3\u6c14\u5019\u98ce\u9669\u66f4\u4f4e\u7684\u5730\u533a\u5916\uff0c\u5927\u591a\u6570\u623f\u4e3b\u5b9e\u9645\u4e0a\u80fd\u505a\u7684\u6709\u9650\uff0c\u4f46\u4ee5\u4e0b\u51e0\u79cd\u7b56\u7565\u53ef\u4ee5\u5e2e\u52a9\u51cf\u8f7b\u4fdd\u8d39\u4e0a\u6da8\u538b\u529b\uff1a<\/p>\n<h3 class=\"content-style title-2\">1. \u63d0\u9ad8\u514d\u8d54\u989d\uff08deductible\uff09<\/h3>\n<p>\u514d\u8d54\u989d\u6307\u7684\u662f\u5728\u53d1\u751f\u7d22\u8d54\u65f6\uff0c\u7531\u4fdd\u6237\u81ea\u884c\u627f\u62c5\u7684\u90e8\u5206\u3002\u63d0\u9ad8\u514d\u8d54\u989d\u662f\u964d\u4f4e\u6bcf\u6708\u4fdd\u8d39\u6700\u76f4\u63a5\u7684\u65b9\u5f0f\u4e4b\u4e00\u3002<\/p>\n<p>\u63d0\u9ad8\u613f\u610f\u81ea\u884c\u627f\u62c5\u7684\u90e8\u5206\uff0c\u5c06\u964d\u4f4e\u4f60\u5bf9\u4fdd\u9669\u516c\u53f8\u7684\u8d54\u4ed8\u98ce\u9669\uff0c\u4ece\u800c\u6709\u8d44\u683c\u4eab\u53d7\u66f4\u4f4e\u4fdd\u8d39\u3002\u8fd9\u79cd\u7b56\u7565\u540c\u6837\u9002\u7528\u4e8e\u6c7d\u8f66\u4fdd\u9669\u3002<\/p>\n<p>\u4e0d\u8fc7\u8981\u6ce8\u610f\uff0c\u4f60\u9700\u8981\u6709\u8db3\u591f\u7684\u50a8\u84c4\u6765\u5e94\u5bf9\u66f4\u9ad8\u7684\u514d\u8d54\u989d\u3002\u53e6\u5916\uff0c\u5982\u679c\u635f\u5931\u91d1\u989d\u53ea\u7565\u9ad8\u4e8e\u514d\u8d54\u989d\uff0c\u53ef\u80fd\u4e0d\u503c\u5f97\u63d0\u51fa\u7d22\u8d54\uff0c\u6b64\u65f6\u81ea\u884c\u627f\u62c5\u4f1a\u66f4\u5212\u7b97\u3002<\/p>\n<h3 class=\"content-style title-2\">2. \u6346\u7ed1\u4fdd\u9669\u653f\u7b56\uff08Bundle insurance policies\uff09<\/h3>\n<p>\u4f60\u53ef\u80fd\u5728\u5e7f\u544a\u4e2d\u542c\u8fc7\u8fd9\u4e00\u5efa\u8bae\u3002\u51e0\u4e4e\u6240\u6709\u4fdd\u9669\u516c\u53f8\u90fd\u4e3a\u613f\u610f\u5728\u540c\u4e00\u516c\u53f8\u8d2d\u4e70\u591a\u4e2a\u4fdd\u5355\u7684\u5ba2\u6237\u63d0\u4f9b\u6298\u6263\u3002<\/p>\n<p>\u6700\u5e38\u89c1\u7684\u505a\u6cd5\u662f\u5c06\u623f\u5c4b\u4fdd\u9669\u548c\u6c7d\u8f66\u4fdd\u9669\u6346\u7ed1\u8d2d\u4e70\uff0c\u8fd9\u901a\u5e38\u80fd\u83b7\u5f97\u660e\u663e\u7684\u4f18\u60e0\u3002<\/p>\n<h3 class=\"content-style title-2\">3. \u5f3a\u5316\u623f\u5c4b\u9632\u62a4\uff08Fortify your home\uff09<\/h3>\n<p>\u82e5\u4f60\u5c45\u4f4f\u5728\u9ad8\u98ce\u9669\u5730\u533a\uff0c\u901a\u8fc7\u589e\u5f3a\u623f\u5c4b\u7684\u9632\u707e\u80fd\u529b\u53ef\u964d\u4f4e\u7d22\u8d54\u6982\u7387\uff0c\u8fdb\u800c\u964d\u4f4e\u4fdd\u8d39\uff0c\u4f8b\u5982\uff1a<\/p>\n<ol>\n<li>\u589e\u52a0\u623f\u5c4b\u5916\u90e8\u7684\u9632\u706b\u6d82\u5c42<\/li>\n<li>\u5b89\u88c5\u96c6\u6c34\u6cf5\u6216\u989d\u5916\u6392\u6c34\u7cfb\u7edf\u4ee5\u9632\u6d2a<\/li>\n<li>\u5b89\u88c5\u53ef\u62b5\u5fa1\u5f3a\u98ce\u7684\u73bb\u7483\u7a97<\/li>\n<li>\u4f7f\u7528\u9ad8\u5f3a\u5ea6\u5c4b\u9876\u6750\u6599<\/li>\n<li>\u914d\u5907\u9632\u76d7\u62a5\u8b66\u548c\u5b89\u4fdd\u7cfb\u7edf<\/li>\n<\/ol>\n<p>\u8fd9\u4e9b\u63aa\u65bd\u867d\u4e0d\u80fd\u5b8c\u5168\u675c\u7edd\u98ce\u9669\uff0c\u4f46\u80fd\u5927\u5e45\u964d\u4f4e\u635f\u5931\u7a0b\u5ea6\uff0c\u4e5f\u53ef\u80fd\u83b7\u5f97\u4fdd\u9669\u516c\u53f8\u7684\u4fdd\u8d39\u51cf\u514d\u3002<\/p>\n<p>\u63d0\u793a\uff1a\u6bcf\u5f53\u4f60\u8fdb\u884c\u8fd9\u7c7b\u6539\u9020\u65f6\uff0c\u52a1\u5fc5\u901a\u77e5\u4fdd\u9669\u516c\u53f8\u3002\u6709\u4e9b\u623f\u5c4b\u6539\u5584\u9879\u76ee\u8fd8\u53ef\u80fd\u4f7f\u4f60\u83b7\u5f97\u8054\u90a6\u6216\u7701\u7ea7\u7a0e\u6536\u62b5\u514d\u3002<\/p>\n<h3 class=\"content-style title-2\">4. \u4e3b\u52a8\u8be2\u95ee\u4e2a\u522b\u6298\u6263\uff08Ask about individual discounts\uff09<\/h3>\n<p>\u6709\u4e9b\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u7279\u5b9a\u4eba\u7fa4\u7684\u6298\u6263\uff0c\u4f8b\u5982\uff1a<\/p>\n<ol>\n<li>\u8001\u5e74\u4eba\u6298\u6263<\/li>\n<li>\u519b\u4eba\u6298\u6263<\/li>\n<li>\u5fe0\u8bda\u5ba2\u6237\u6298\u6263\uff08\u591a\u5e74\u4f7f\u7528\u540c\u4e00\u4fdd\u9669\u516c\u53f8\uff09<\/li>\n<li>\u65e0\u623f\u8d37\u6298\u6263\uff08\u5b8c\u5168\u62e5\u6709\u623f\u4ea7\uff09<\/li>\n<\/ol>\n<p>\u8fd9\u4e9b\u6298\u6263\u53ef\u80fd\u4e0d\u4f1a\u5728\u6295\u4fdd\u65f6\u81ea\u52a8\u63d0\u4f9b\uff0c\u56e0\u6b64\u5efa\u8bae\u81f4\u7535\u4e0e\u4fdd\u9669\u4ee3\u7406\u4eba\u6c9f\u901a\u3002<\/p>\n<h3 class=\"content-style title-2\">5. \u6bd4\u8f83\u4e0d\u540c\u4fdd\u9669\u516c\u53f8\uff08Compare insurance companies\uff09<\/h3>\n<p>\u5982\u679c\u4f60\u5f53\u524d\u4fdd\u9669\u516c\u53f8\u6ca1\u6709\u63d0\u4f9b\u671f\u671b\u7684\u6298\u6263\uff0c\u4e0d\u59a8\u591a\u6bd4\u8f83\u51e0\u5bb6\u4fdd\u9669\u516c\u53f8\u7684\u62a5\u4ef7\u3002<\/p>\n<figure class=\"vote\"><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u968f\u7740\u91ce\u706b\u7b49\u81ea\u7136\u707e\u5bb3\u98ce\u9669\u4e0a\u5347\uff0c\u52a0\u62ff\u5927\u7684\u8d39\u7528\u4e0e\u4fdd\u8d39\u6301\u7eed\u6500\u5347\u3002\u6ce8\u518c\u8d22\u52a1\u89c4\u5212\u5e08\uff08CFP\uff09\u3001\u6ce8\u518c\u91d1\u878d\u5206\u6790\u5e08\uff08CFA\uff09\u6301\u8bc1\u4eba\u53ca\u524d\u91d1\u878d\u987e\u95eeChristopher Liew\u5728Blueprint Financial\u5e73\u53f0&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[131],"tags":[],"class_list":["post-60368","post","type-post","status-publish","format-standard","hentry","category-canada"],"_links":{"self":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/60368","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/comments?post=60368"}],"version-history":[{"count":0,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/60368\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/media?parent=60368"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/categories?post=60368"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/tags?post=60368"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}