{"id":42998,"date":"2025-05-18T19:56:02","date_gmt":"2025-05-18T23:56:02","guid":{"rendered":"https:\/\/www.chinesepress.com\/2025\/05\/18\/%e5%8a%a0%e6%8b%bf%e5%a4%a75%e5%b9%b4%e6%9c%9f%e5%9b%ba%e5%ae%9a%e6%88%bf%e8%b4%b7%e5%88%a9%e7%8e%87%e9%87%8d%e5%9b%9e4%e5%ad%97%e5%a4%b4%ef%bc%816%e6%9c%88%e9%99%8d%e6%81%af%e8%bf%98%e6%9c%89\/"},"modified":"2025-05-18T19:56:02","modified_gmt":"2025-05-18T23:56:02","slug":"%e5%8a%a0%e6%8b%bf%e5%a4%a75%e5%b9%b4%e6%9c%9f%e5%9b%ba%e5%ae%9a%e6%88%bf%e8%b4%b7%e5%88%a9%e7%8e%87%e9%87%8d%e5%9b%9e4%e5%ad%97%e5%a4%b4%ef%bc%816%e6%9c%88%e9%99%8d%e6%81%af%e8%bf%98%e6%9c%89","status":"publish","type":"post","link":"https:\/\/www.chinesepress.com\/pre\/archives\/42998","title":{"rendered":"\u52a0\u62ff\u59275\u5e74\u671f\u56fa\u5b9a\u623f\u8d37\u5229\u7387\u91cd\u56de4\u5b57\u5934\uff016\u6708\u964d\u606f\u8fd8\u6709\u620f\u5417"},"content":{"rendered":"

\u5c31\u5728\u4e24\u4e2a\u6708\u524d\uff0c\u7531\u4e8e\u7f8e\u56fd\u5173\u7a0e\u95ee\u9898\u5f15\u53d1\u7684\u56fd\u503a\u6536\u76ca\u7387\u5927\u5e45\u4e0b\u8dcc\uff0c\u5e26\u52a8\u52a0\u62ff\u5927\u6309\u63ed\u4e0b\u8c03\u3002<\/p>\n

\u7136\u800c\uff0c\u636eCanadian Mortgage Trends\uff08CMT\uff09\u62a5\u9053\uff0c\u8fdb\u51655\u6708\u540e\uff0c\u968f\u7740\u7f8e\u56fd10\u5e74\u671f\u56fd\u503a\u6536\u76ca\u7387\u4ece4%\u5347\u81f34.5%\u4ee5\u4e0a\uff0c\u52a0\u62ff\u5927\u4e94\u5e74\u671f\u56fd\u503a\u6536\u76ca\u7387\u4e5f\u4ece2.50%\u4e0a\u5347\u81f32.85%\u5de6\u53f3\u3002<\/p>\n

\n<\/figure>\n

\u53d7\u6b64\u5f71\u54cd\uff0c\u56fa\u5b9a\u623f\u8d37\u5229\u7387\u540c\u6b65\u4e0a\u6da8\uff0c\u52a0\u62ff\u5927\u591a\u5bb6\u94f6\u884c\u5df2\u5f00\u59cb\u8c03\u6574\u4ea7\u54c1\u5229\u7387\uff1a<\/p>\n

\u00b7CIBC\u548cRBC\u5c06\u4e94\u5e74\u671f\u56fa\u5b9a\u623f\u8d37\u5229\u7387\u4e0a\u8c03\u7ea610\u4e2a\u57fa\u70b9\uff0c\u5305\u62ec\u9ad8LTV\u6bd4\u4f8b\u8d37\u6b3e\u7c7b\u578b\uff1b<\/p>\n

\u00b7TD\u5219\u5bf9\u4e09\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u623f\u8d37\u4e0a\u8c0310\u57fa\u70b9\uff0c\u4e94\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u623f\u8d37\u4e0a\u8c0315\u57fa\u70b9\u3002<\/p>\n

\n<\/figure>\n

\u800cScotiabank\u5219\u9006\u52bf\u800c\u884c\uff0c\u5927\u5e45\u4e0b\u8c03\u7279\u522b\u623f\u8d37\u548ceHome\u5728\u7ebf\u623f\u8d37\u4ea7\u54c1\u7684\u5229\u7387\uff1a<\/p>\n

\u00b7\u4e00\u5e74\u671f\u623f\u8d37\u4ea7\u54c1\u5229\u7387\u964d\u5e45\u9ad8\u8fbe90\u57fa\u70b9\uff1b<\/p>\n

\u00b7\u4e24\u5e74\u671f\u623f\u8d37\u4ea7\u54c1\u5229\u7387\u964d\u5e45\u9ad8\u8fbe60\u57fa\u70b9\u3002<\/p>\n

\u52a0\u62ff\u5927\u623f\u8d37\u5229\u7387\u4e3a\u4f55\u8ddf\u968f\u7f8e\u56fd\u6ce2\u52a8\uff1f<\/p>\n

RMG\u5168\u56fd\u9500\u552e\u526f\u603b\u88c1Bruno Valko\u5411CMT\u89e3\u91ca\u9053\uff1a”\u52a0\u62ff\u5927\u4e94\u5e74\u671f\u623f\u8d37\u5229\u7387\u4e0e\u56fd\u5185\u540c\u671f\u56fd\u503a\u6536\u76ca\u7387\u5bc6\u5207\u76f8\u5173\uff0c\u800c\u540e\u8005\u53c8\u53d7\u7f8e\u56fd10\u5e74\u671f\u56fd\u503a\u6536\u76ca\u7387\u5f71\u54cd\uff0c\u5f71\u54cd\u7f8e\u503a\u6536\u76ca\u7387\u7684\u56e0\u7d20\u6781\u5176\u590d\u6742\u591a\u6837\u3002”<\/p>\n

\n<\/figure>\n

Valko\u6307\u51fa\uff0c\u5e02\u573a\u5f71\u54cd\u56e0\u7d20\u53ef\u5206\u4e3a\u663e\u6027\u548c\u9690\u6027\u4e24\u4e2a\u5c42\u9762\uff1a\u663e\u6027\u5c42\u9762\u5305\u62ec\u901a\u80c0\u6570\u636e\u3001\u5c31\u4e1a\u6307\u6807\u3001\u5229\u7387\u653f\u7b56\u7b49\u4f20\u7edf\u7ecf\u6d4e\u6307\u6807\uff1b\u800c\u9690\u6027\u5c42\u9762\u5219\u6d89\u53ca\u5e02\u573a\u60c5\u7eea\u3001\u5730\u7f18\u653f\u6cbb\u7b49\u96be\u4ee5\u91cf\u5316\u7684\u56e0\u7d20\u3002<\/p>\n

\u8fd1\u671f\u5e02\u573a\u52a8\u6001\u5370\u8bc1\u4e86Valko\u7684\u8fd9\u4e00\u89c2\u70b9\uff1a\u672c\u5468\u7f8e\u56fd\u901a\u80c0\u6570\u636e\u653e\u7f13\uff0c\u5f3a\u5316\u4e86\u5e02\u573a\u5bf9\u5e74\u5185\u964d\u606f\u7684\u9884\u671f\uff0c\u8fdb\u800c\u63a8\u52a810\u5e74\u671f\u56fd\u503a\u6536\u76ca\u7387\u4e0a\u884c\u3002<\/p>\n

\u4f46\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u7f8e\u503a\u5e02\u573a\u540c\u65f6\u53d7\u5230\u591a\u91cd\u590d\u6742\u56e0\u7d20\u7684\u5236\u7ea6\u3002<\/p>\n

\u6ede\u80c0\u98ce\u9669\u7684\u9634\u4e91<\/p>\n

“\u5f53\u524d\u7f8e\u56fd\u5e02\u573a\u6700\u5927\u7684\u62c5\u5fe7\u83ab\u8fc7\u4e8e\u6ede\u80c0\u98ce\u9669\uff0c”Valko\u5f3a\u8c03\uff0c”\u867d\u7136\u4e0d\u80fd\u65ad\u8a00\u6ede\u80c0\u5fc5\u7136\u53d1\u751f\uff0c\u4f46\u8fd9\u79cd\u62c5\u5fe7\u786e\u5b9e\u5b58\u5728\u2014\u2014\u8981\u77e5\u9053\uff0c\u7f8e\u56fd\u5df2\u6709\u534a\u4e2a\u4e16\u7eaa\u672a\u7ecf\u5386\u8fd9\u79cd\u7ecf\u6d4e\u56f0\u5883\u3002”<\/p>\n

\n<\/figure>\n

\u5730\u7f18\u653f\u6cbb\u4e0e\u8d44\u672c\u6d41\u52a8<\/p>\n

\u5173\u7a0e\u653f\u7b56\u8c03\u6574\u5e26\u6765\u7684\u4e0d\u786e\u5b9a\u6027\uff0c\u6b63\u5728\u6539\u53d8\u5168\u7403\u8d44\u672c\u914d\u7f6e\u683c\u5c40\u3002Valko\u900f\u9732\uff1a”\u5e02\u573a\u4f20\u95fb\u90e8\u5206\u56fd\u5bb6\u6b63\u5728\u51cf\u6301\u7f8e\u503a\uff0c\u8f6c\u5411\u9ec4\u91d1\u7b49\u66ff\u4ee3\u8d44\u4ea7\u3002\u7279\u522b\u662f\u50cf\u4e2d\u56fd\u8fd9\u6837\u7684\u5927\u578b\u7f8e\u503a\u6301\u6709\u8005\u82e5\u51cf\u5c11\u8d2d\u4e70\uff0c\u5c06\u8feb\u4f7f\u7f8e\u56fd\u8d22\u653f\u90e8\u901a\u8fc7\u63d0\u9ad8\u6536\u76ca\u7387\u6765\u5438\u5f15\u65b0\u4e70\u5bb6\u3002”<\/p>\n

\u53f2\u65e0\u524d\u4f8b\u7684\u518d\u878d\u8d44\u538b\u529b<\/p>\n

\u4eca\u5e74\u5c06\u6709\u7ea6$7\u4e07\u4ebf\u7f8e\u5143\u7f8e\u503a\u5230\u671f\u9700\u8981\u518d\u878d\u8d44\u3002Valko\u89e3\u91ca\u9053\uff1a”\u5982\u6b64\u5de8\u91cf\u7684\u503a\u5238\u4f9b\u5e94\u82e5\u9047\u4e0a\u9700\u6c42\u75b2\u8f6f\uff0c\u53ef\u80fd\u5f62\u6210’\u4f9b\u8fc7\u4e8e\u6c42’\u7684\u5c40\u9762\u3002\u4e3a\u5438\u5f15\u6295\u8d44\u8005\uff0c\u503a\u5238\u4ef7\u683c\u53ef\u80fd\u88ab\u8feb\u4e0b\u8c03\uff0c\u4ece\u800c\u8fdb\u4e00\u6b65\u63a8\u9ad8\u6536\u76ca\u7387\u3002”<\/p>\n

\u8fd9\u610f\u5473\u7740\u4ec0\u4e48\uff1f<\/p>\n

\u7f8e\u56fd\u5e02\u573a\u6ce2\u52a8\u6027\u52a0\u5267\uff0c\u8ba9\u5229\u7387\u8d70\u52bf\u96be\u4ee5\u9884\u6d4b\uff0c\u8fd9\u79cd\u590d\u6742\u7684\u56fd\u9645\u91d1\u878d\u73af\u5883\u610f\u5473\u7740\u52a0\u62ff\u5927\u4eba\u5728\u505a\u51fa\u8d37\u6b3e\u51b3\u7b56\u65f6\u9700\u8981\u66f4\u52a0\u8c28\u614e\u3002<\/p>\n

\u90a3\u4e9b\u98ce\u9669\u627f\u53d7\u80fd\u529b\u8f83\u4f4e\u3001\u6ce8\u91cd\u8fd8\u6b3e\u7a33\u5b9a\u6027\u7684\u501f\u6b3e\u4eba\uff0c\u66f4\u5e94\u4f18\u5148\u8003\u8651\u4e94\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u4ea7\u54c1\uff0c\u4ee5\u9501\u5b9a\u6210\u672c\u3001\u907f\u514d\u5229\u7387\u4e0a\u6da8\u5e26\u6765\u7684\u538b\u529b\u3002<\/p>\n

\n<\/figure>\n

\u540c\u65f6\uff0c\u63a5\u4e0b\u6765\u8981\u516c\u5e03\u76844\u6708\u901a\u80c0\u6570\u636e\u5c06\u662f\u89c2\u5bdf\u52a0\u62ff\u5927\u592e\u884c\u653f\u7b56\u98ce\u5411\u7684\u5173\u952e\u8282\u70b9\u3002\u82e5\u6570\u636e\u663e\u793a\u5173\u7a0e\u63a8\u5347\u4e86\u7269\u4ef7\uff0c\u53ef\u80fd\u4f1a\u8fdb\u4e00\u6b65\u63a8\u8fdf\u964d\u606f\u8fdb\u7a0b\uff1b\u53cd\u4e4b\uff0c\u5219\u53ef\u80fd\u4e3a\u5e74\u5185\u542f\u52a8\u964d\u606f\u6253\u5f00\u7a7a\u95f4\u3002<\/p>\n

\u8d37\u6b3e\u4eba\u5e94\u5bc6\u5207\u5173\u6ce8\u8fd9\u4e9b\u4fe1\u53f7\uff0c\u4ee5\u4fbf\u5728\u5408\u9002\u65f6\u673a\u505a\u51fa\u8c03\u6574\u3002<\/p>\n

\u7ecf\u6d4e\u5b66\u5bb6\u5bf9\u901a\u80c0\u7684\u9884\u6d4b<\/strong><\/p>\n

\u5c3d\u7ba1\u5e02\u573a\u5bf9\u8fd1\u671f\u5173\u7a0e\u53ef\u80fd\u5e26\u6765\u7684\u901a\u80c0\u4e0a\u884c\u5b58\u5728\u62c5\u5fe7\uff0c\u4f46BMO\u8d44\u672c\u5e02\u573a\u8d44\u6df1\u7ecf\u6d4e\u5b66\u5bb6Sal Guatieri\u8ba4\u4e3a\uff0c\u4e0b\u5468\u516c\u5e03\u7684\u901a\u80c0\u6570\u636e\u201c\u5927\u6982\u7387\u4f1a\u7ef4\u6301\u5728\u5f53\u524d\u6c34\u5e73\u9644\u8fd1\u201d\uff0c\u5373\u52a0\u62ff\u5927\u592e\u884c\u8bbe\u5b9a\u76842%\u76ee\u6807\u5de6\u53f3\u3002<\/p>\n

\n<\/figure>\n

\u4ed6\u8868\u793a\uff1a\u201c\u6211\u4eec\u8ba4\u4e3a\u52a0\u62ff\u5927\u901a\u80c0\u4e0d\u4f1a\u660e\u663e\u4e0a\u5347\uff0c\u800c\u8fd9\u4e5f\u4e3a\u592e\u884c\u57286\u6708\u91cd\u542f\u964d\u606f\u63d0\u4f9b\u4e86\u57fa\u7840\u3002\u201d<\/p>\n

Guatieri\u5728\u52a0\u62ff\u5927\u53e6\u7c7b\u623f\u8d37\u8d37\u6b3e\u4eba\u534f\u4f1a\u591a\u4f26\u591a\u4f1a\u8bae\u4e0a\u8fdb\u4e00\u6b65\u6307\u51fa\uff0cBMO\u9884\u8ba1\u52a0\u62ff\u5927\u592e\u884c\u5c06\u57286\u6708\u6062\u590d\u964d\u606f\uff0c\u4eca\u5e74\u5c06\u7d2f\u8ba1\u964d\u606f\u4e09\u6b21<\/strong>\uff0c\u800c\u5e02\u573a\u9884\u671f\u57fa\u672c\u4e0e\u4e4b\u4e00\u81f4\u3002\u8fd9\u610f\u5473\u7740\uff0c\u6d6e\u52a8\u5229\u7387\u623f\u8d37\u6216\u5c06\u8fce\u6765\u65b0\u4e00\u8f6e\u4e0b\u8c03<\/strong>\u3002<\/p>\n

Butler Mortgage\u8d44\u6df1\u623f\u8d37\u7ecf\u7eaa\u4ebaRon Butler\u4e5f\u8868\u8fbe\u4e86\u7c7b\u4f3c\u770b\u6cd5\u3002\u4ed6\u8ba4\u4e3a\uff0c\u5728\u56fa\u5b9a\u5229\u7387\u4ecd\u7136\u5904\u4e8e\u76f8\u5bf9\u9ad8\u4f4d\u7684\u80cc\u666f\u4e0b\uff0c\u52a0\u62ff\u5927\u501f\u6b3e\u4eba\u5f53\u524d\u66f4\u9002\u5408\u9009\u62e9\u7075\u6d3b\u6027\u66f4\u5f3a\u7684\u6d6e\u52a8\u5229\u7387\u4ea7\u54c1\u3002\u201c[\u56fa\u5b9a]\u5229\u7387\u5df2\u7ecf\u6500\u5347\u81f34%\u4ee5\u4e0a\uff0c\u6211\u4eec\u51e0\u4e4e\u53ef\u4ee5\u786e\u5b9a\u6d6e\u52a8\u5229\u7387\u5728\u67d0\u4e2a\u65f6\u95f4\u70b9\u5c06\u518d\u6b21\u4e0b\u964d\u2014\u2014\u65e0\u8bba\u662f6\u67084\u65e5\u8fd8\u662f7\u6708\u5e95\uff0c\u964d\u606f\u90fd\u53ef\u80fd\u91cd\u542f\u3002\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"

\u5c31\u5728\u4e24\u4e2a\u6708\u524d\uff0c\u7531\u4e8e\u7f8e\u56fd\u5173\u7a0e\u95ee\u9898\u5f15\u53d1\u7684\u56fd\u503a\u6536\u76ca\u7387\u5927\u5e45\u4e0b\u8dcc\uff0c\u5e26\u52a8\u52a0\u62ff\u5927\u6309\u63ed\u4e0b\u8c03\u3002 \u7136\u800c\uff0c\u636eCanadian Mortgage Trends\uff08CMT\uff09\u62a5\u9053\uff0c\u8fdb\u51655\u6708\u540e\uff0c\u968f\u7740\u7f8e\u56fd10\u5e74\u671f\u56fd\u503a\u6536\u76ca\u7387\u4ece4%\u5347\u81f34…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[131],"tags":[],"class_list":["post-42998","post","type-post","status-publish","format-standard","hentry","category-canada"],"_links":{"self":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/42998","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/comments?post=42998"}],"version-history":[{"count":0,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/42998\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/media?parent=42998"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/categories?post=42998"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/tags?post=42998"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}