{"id":21879,"date":"2025-02-26T17:56:09","date_gmt":"2025-02-26T22:56:09","guid":{"rendered":"https:\/\/www.chinesepress.com\/2025\/02\/26\/%e5%8a%a0%e5%9b%bd%e5%bc%80%e5%90%af%e6%8a%a5%e7%a8%8e%e5%ad%a3%ef%bc%81%e8%bf%99%e4%ba%9b%e6%98%af%e5%bf%85%e7%9f%a5%e7%9a%84%e5%85%b3%e9%94%ae%e4%bf%a1%e6%81%af\/"},"modified":"2025-02-26T17:56:09","modified_gmt":"2025-02-26T22:56:09","slug":"%e5%8a%a0%e5%9b%bd%e5%bc%80%e5%90%af%e6%8a%a5%e7%a8%8e%e5%ad%a3%ef%bc%81%e8%bf%99%e4%ba%9b%e6%98%af%e5%bf%85%e7%9f%a5%e7%9a%84%e5%85%b3%e9%94%ae%e4%bf%a1%e6%81%af","status":"publish","type":"post","link":"https:\/\/www.chinesepress.com\/pre\/archives\/21879","title":{"rendered":"\u52a0\u56fd\u5f00\u542f\u62a5\u7a0e\u5b63\uff01\u8fd9\u4e9b\u662f\u5fc5\u77e5\u7684\u5173\u952e\u4fe1\u606f"},"content":{"rendered":"

\uff08\u52a0\u897f\u7f51\u7efc\u5408\uff09\u968f\u7740\u7684\u62a5\u7a0e\u5b63\u6b63\u5f0f\u542f\u52a8\uff0c\u65b0\u7684\u7a0e\u52a1\u53d8\u52a8\u53ef\u80fd\u4f1a\u5bf9\u52a0\u62ff\u5927\u4eba\u7684\u94b1\u5305\u4ea7\u751f\u5f71\u54cd\u3002<\/p>\n

\u81ea\u672c\u5468\u4e00\uff082\u670824\u53f7\uff09\u8d77\uff0c\u52a0\u62ff\u5927\u4eba\u53ef\u5728\u7ebf\u63d0\u4ea4\u6240\u5f97\u7a0e\u548c\u798f\u5229\u7533\u62a5\u8868\uff0c\u5f00\u59cb\u62a5\u7a0e\u5de5\u4f5c\u3002<\/p>\n

\n<\/figure>\n

(\u52a0\u62ff\u5927\u653f\u5e9c\u7f51\u7ad9)<\/p>\n

\u6839\u636e\u300a\u5168\u7403\u65b0\u95fb\u300b\u7684\u62a5\u9053\uff0c\u52a0\u62ff\u5927\u8d22\u52a1\u4e13\u5bb6\u514b\u83b1\u00b7\u8d3e\u7ef4\u65af\uff08Clay Jarvis\uff09\u63d0\u9192\u9053\uff1a\u201c\u8003\u8651\u5230\u5f53\u524d\u52a0\u62ff\u5927\u4eba\u9762\u4e34\u7684\u8d22\u52a1\u538b\u529b\uff0c\u4eca\u5e74\u7279\u522b\u9700\u8981\u4ed4\u7ec6\u68c0\u67e5\u7a0e\u6536\uff0c\u786e\u4fdd\u5df2\u7533\u8bf7\u5230\u6240\u6709\u53ef\u4ee5\u4eab\u53d7\u7684\u7a0e\u6536\u62b5\u514d\u3002\u201d<\/p>\n

\u6839\u636e\u52a0\u62ff\u5927\u7a0e\u52a1\u5c40\uff08CRA\uff09\u7684\u6570\u636e\uff0c\u53bb\u5e74\u5171\u6709\u8d85\u8fc73300\u4e07\u4efd\u7533\u62a5\u8868\u9012\u4ea4\uff0c\u4e14\u53d1\u653e\u4e86\u8d85\u8fc71900\u4e07\u7b14\u9000\u6b3e\uff0c\u5e73\u5747\u9000\u6b3e\u989d\u4e3a2294\u5143\u3002<\/p>\n

\u91cd\u8981\u622a\u6b62\u65e5\u671f<\/strong><\/p>\n

\u5bf9\u4e8e\u5927\u591a\u6570\u4e2a\u4eba\u62a5\u7a0e\u8005\uff0c\u7533\u62a5\u548c\u7f34\u7eb3\u7a0e\u6b3e\u7684\u622a\u6b62\u65e5\u671f\u4e3a4\u670830\u65e5\uff0c\u903e\u671f\u672a\u7f34\u7eb3\u53ef\u80fd\u4f1a\u9762\u4e34\u7f5a\u6b3e\u548c\u5229\u606f\u3002\u5bf9\u4e8e\u81ea\u8425\u804c\u4e1a\u8005\uff0c\u7533\u62a5\u622a\u6b62\u65e5\u671f\u5ef6\u540e\u81f36\u670816\u65e5\uff0c\u4f46\u4efb\u4f55\u6b20\u6b3e\u4ecd\u9700\u57284\u670830\u65e5\u4e4b\u524d\u652f\u4ed8\uff0c\u4ee5\u514d\u4ea7\u751f\u5229\u606f\u3002<\/p>\n

\u8d3e\u7ef4\u65af\u5efa\u8bae\u5c3d\u65e9\u63d0\u4ea4\u62a5\u7a0e\u6587\u4ef6\uff0c\u201c\u5c3d\u65e9\u62a5\u7a0e\uff0c\u4e0d\u4ec5\u80fd\u66f4\u5feb\u6536\u5230\u9000\u6b3e\uff0c\u8fd8\u80fd\u8ba9\u4f60\u6709\u66f4\u591a\u65f6\u95f4\u5411CRA\u5bfb\u6c42\u5e2e\u52a9\uff0c\u6216\u8ffd\u8e2a\u6240\u9700\u7684\u6536\u636e\u3002\u201d<\/p>\n

\u6700\u65b0\u7a0e\u7ea7<\/strong><\/p>\n

\u8003\u8651\u5230\u901a\u8d27\u81a8\u80c0\uff0c\u8054\u90a6\u6240\u5f97\u7a0e\u7ea7\u6570\u5c06\u589e\u52a0 2.7%\u30022024 \u5e74\u5c06\u589e\u957f 4.7%\u3002<\/p>\n

2025 \u5e74\uff0c\u6536\u5165\u4e0d\u8d85\u8fc7 57,375 \u5143\u7684\u8054\u90a6\u7a0e\u4e3a 15%\uff1b57,375.01 \u5143\u81f3 114,750 \u5143\u4e4b\u95f4 20.5%\uff1b114,750.01 \u5143\u81f3 177,882 \u5143\u4e4b\u95f4\u5360 26%\u3002<\/p>\n

\u6536\u5165\u5728 177,882.01 \u5143\u81f3 253,414 \u5143\u4e4b\u95f4\u7684\u7a0e\u7387\u4e3a 29%\uff0c\u8d85\u8fc7\u6b64\u8303\u56f4\u7684\u7a0e\u7387\u4e3a 33%\u3002<\/p>\n

\u6b64\u5916\uff0c\u5404\u7701\u548c\u5730\u533a\u4f7f\u7528\u81ea\u5df1\u7684\u4e2a\u4eba\u6536\u5165\u6c34\u5e73\u6765\u8ba1\u7b97\u7a0e\u7387\u3002<\/p>\n

RRSP\u3001CPP \u548c TSFA<\/strong><\/p>\n

2025 \u7eb3\u7a0e\u5e74\u5ea6\u6ce8\u518c\u9000\u4f11\u50a8\u84c4\u8ba1\u5212 (RRSP) \u7684\u7f34\u6b3e\u9650\u989d\u4ece\u4e0a\u4e00\u5e74\u7684 31,560 \u5143\u589e\u81f3 32,490 \u5143\u3002<\/p>\n

\u6700\u9ad8\u9000\u4f11\u91d1\u6536\u5165\u548c\u7f34\u6b3e\u4e5f\u6709\u6240\u589e\u52a0\u30022025 \u5e74\u7684\u5e74\u5ea6\u6700\u9ad8\u517b\u8001\u91d1\u6536\u5165 (YMPE) \u5c06\u4e3a 71,300 \u5143\uff0c\u9ad8\u4e8e\u4e0a\u4e00\u5e74\u7684 68,500 \u5143\u3002<\/p>\n

\u96c7\u5458\u548c\u96c7\u4e3b\u52a0\u62ff\u5927\u517b\u8001\u91d1\u8ba1\u5212\u7684\u6700\u9ad8\u7f34\u6b3e\u989d\u5df2\u4ece 2024 \u5e74\u7684 3,867.50 \u52a0\u5143\u589e\u81f3\u6bcf\u4eba 4,034.10 \u52a0\u5143\u3002\u4f46 2025 \u5e74\u7684\u7f34\u6b3e\u7387\u4fdd\u6301\u5728 5.95% \u4e0d\u53d8\u3002<\/p>\n

\u6839\u636e CRA \u7684\u6570\u636e\uff0c\u81ea\u8425\u804c\u4e1a\u8005\u7684 CPP \u7f34\u6b3e\u7387\u4ecd\u4e3a 11.90%\uff0c\u6700\u9ad8\u7f34\u6b3e\u989d\u5c06\u4e3a 8,068.20 \u5143\uff0c\u9ad8\u4e8e 2024 \u5e74\u7684 7,735.00 \u5143\u3002<\/p>\n

\u8fde\u7eed\u4e24\u6b21\u4e0a\u8c03\u540e\uff0c\u514d\u7a0e\u50a8\u84c4\u8d26\u6237\uff08TFSA\uff09\u7684\u4f9b\u6b3e\u7a7a\u95f4\u5c06\u7ef4\u6301\u57287,000\u5143\u4e0d\u53d8\u3002<\/p>\n

BPA \u548c EI<\/strong><\/p>\n

\u5728 2025 \u7eb3\u7a0e\u5e74\u5ea6\uff0c\u57fa\u672c\u4e2a\u4eba\u91d1\u989d (BPA)\uff08\u60a8\u65e0\u9700\u7f34\u7eb3\u8054\u90a6\u6240\u5f97\u7a0e\uff09\u8303\u56f4\u4e3a 14,538 \u5143\u81f3 16,129 \u5143\uff0c\u5177\u4f53\u53d6\u51b3\u4e8e\u60a8\u7684\u603b\u4f53\u6536\u5165\u3002<\/p>\n

\u8fd9\u9ad8\u4e8e 2024 \u5e74\u7684\u6570\u5b57\uff0c\u8303\u56f4\u4e3a 14,256 \u5143\u81f3 15,705 \u5143\u3002\u6536\u5165\u8f83\u4f4e\u7684\u4eba\u4eab\u6709\u8f83\u9ad8\u7684\u57fa\u672c\u4e2a\u4eba\u7a0e\u6536\u62b5\u514d\u3002<\/p>\n

\u81f3\u4e8e\u5c31\u4e1a\u4fdd\u9669 (EI)\uff0c\u6700\u9ad8\u53ef\u53c2\u4fdd\u6536\u5165\u5df2\u4ece 63,200 \u5143\u589e\u81f3 65,700 \u5143\u3002<\/p>\n

2025 \u5e74\uff0c\u5458\u5de5\u6bcf\u5e74\u652f\u4ed8\u7684\u6700\u9ad8 EI \u4fdd\u8d39\u4e3a 1,077.48\u5143\uff0c\u9ad8\u4e8e 2024 \u5e74\u7684 1,049.12\u5143\u3002<\/p>\n

\u6bcf\u5468\u6700\u9ad8EI\u798f\u5229\u7387\u4e5f\u4ece\u6bcf\u5468668\u5143\u4e0a\u6da8\u81f3695\u5143\u3002<\/p>\n

\u5728\u7ebf\u62a5\u7a0e\u4e0e\u81ea\u52a8\u62a5\u7a0e\u670d\u52a1<\/strong><\/p>\n

\u4e3a\u65b9\u4fbf\u7eb3\u7a0e\u4eba\u62a5\u7a0e\uff0cCRA\u7f51\u7ad9\u8fdb\u884c\u4e86\u4e00\u7cfb\u5217\u66f4\u65b0\uff0c\u7b80\u5316\u4e86\u767b\u5f55\u6d41\u7a0b\uff0c\u7528\u6237\u53ef\u4e00\u6b21\u6027\u8bbf\u95ee\u201c\u6211\u7684\u8d26\u6237\u201d\u3001 \u201c\u6211\u7684\u4f01\u4e1a\u8d26\u6237\u201d\u7b49\u5e73\u53f0\u3002\u6b64\u5916\uff0cCRA\u8fd8\u63a8\u51fa\u4e86\u65b0\u7684\u6587\u4ef6\u9a8c\u8bc1\u670d\u52a1\u548c\u5728\u7ebf\u804a\u5929\u529f\u80fd\uff0c\u4fbf\u4e8e\u7eb3\u7a0e\u4eba\u5728\u9047\u5230\u95ee\u9898\u65f6\u5f97\u5230\u53ca\u65f6\u5e2e\u52a9\u3002<\/p>\n

\u5728\u4eca\u5e74\u7684\u62a5\u7a0e\u5b63\uff0c\u8d85\u8fc7200\u4e07\u52a0\u62ff\u5927\u4eba\u5c06\u4eab\u53d7\u81ea\u52a8\u62a5\u7a0e\u670d\u52a1\u3002CRA\u5df2\u5ba3\u5e03\u5c06\u4e3a\u4f4e\u6536\u5165\u548c\u56fa\u5b9a\u6536\u5165\u7684\u7eb3\u7a0e\u4eba\u63d0\u4f9bSimpleFile by Phone\u670d\u52a1\uff0c\u7b26\u5408\u6761\u4ef6\u7684\u7528\u6237\u5c06\u901a\u8fc7\u90ae\u4ef6\u6216CRA\u8d26\u6237\u6536\u5230\u9080\u8bf7\u3002<\/p>\n

\u8d44\u672c\u5229\u5f97\u7a0e\u63a8\u8fdf\u5b9e\u65bd<\/strong><\/p>\n

\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u8d44\u672c\u5229\u5f97\u7a0e\u7684\u4e0a\u8c03\u8ba1\u5212\u5df2\u88ab\u63a8\u8fdf\uff0c\u539f\u5b9a\u4e8e2024\u5e746\u6708\u5b9e\u65bd\u7684\u8d44\u672c\u5229\u5f97\u7eb3\u5165\u7387\u4e0a\u8c03\u5c06\u63a8\u8fdf\u81f32026\u5e741\u67081\u65e5\u3002<\/p>\n

\u8d3e\u7ef4\u65af\u8868\u793a\uff0c\u8fd9\u4e00\u53d8\u5316\u5c06\u5e2e\u52a9\u5bcc\u6709\u7684\u52a0\u62ff\u5927\u4eba\u8282\u7701\u4e00\u7b14\u94b1\u3002<\/p>\n

\u96f6\u5de5\u4e0e\u9000\u7a0e\u5efa\u8bae<\/strong><\/p>\n

\u8d3e\u7ef4\u65af\u8fd8\u6307\u51fa\uff0c\u96f6\u5de5\u5de5\u4f5c\u8005\u5c24\u5176\u662f\u521a\u521a\u5230\u52a0\u62ff\u5927\u7684\u79fb\u6c11\u5e94\u7279\u522b\u6ce8\u610f\u7a0e\u6536\u62b5\u514d\u548c\u798f\u5229\u7684\u7533\u8bf7\u3002\u4ed6\u5efa\u8bae\uff0c\u4f4e\u6536\u5165\u96f6\u5de5\u53ef\u901a\u8fc7\u7a0e\u52a1\u8bca\u6240\u83b7\u53d6\u514d\u8d39\u7684\u7a0e\u52a1\u5efa\u8bae\u3002<\/p>\n

\u6700\u540e\uff0c\u8d3e\u7ef4\u65af\u63d0\u9192\u4eba\u4eec\uff0c\u9000\u7a0e\u5e76\u975e\u201c\u989d\u5916\u6536\u5165\u201d\uff0c\u5e94\u8c28\u614e\u4f7f\u7528\uff0c\u201c\u5982\u679c\u4f60\u83b7\u5f97\u4e86\u5927\u7b14\u9000\u7a0e\uff0c\u4e0d\u8981\u5f53\u4f5c\u610f\u5916\u4e4b\u8d22\uff0c\u5b83\u5b9e\u9645\u4e0a\u662f\u4f60\u4ece\u653f\u5e9c\u62ff\u56de\u7684\u5c5e\u4e8e\u4f60\u7684\u94b1\u3002\u201d<\/p>\n

ref:<\/p>\n","protected":false},"excerpt":{"rendered":"

\uff08\u52a0\u897f\u7f51\u7efc\u5408\uff09\u968f\u7740\u7684\u62a5\u7a0e\u5b63\u6b63\u5f0f\u542f\u52a8\uff0c\u65b0\u7684\u7a0e\u52a1\u53d8\u52a8\u53ef\u80fd\u4f1a\u5bf9\u52a0\u62ff\u5927\u4eba\u7684\u94b1\u5305\u4ea7\u751f\u5f71\u54cd\u3002 \u81ea\u672c\u5468\u4e00\uff082\u670824\u53f7\uff09\u8d77\uff0c\u52a0\u62ff\u5927\u4eba\u53ef\u5728\u7ebf\u63d0\u4ea4\u6240\u5f97\u7a0e\u548c\u798f\u5229\u7533\u62a5\u8868\uff0c\u5f00\u59cb\u62a5\u7a0e\u5de5\u4f5c\u3002 (\u52a0\u62ff\u5927\u653f\u5e9c\u7f51\u7ad9) \u6839\u636e\u300a\u5168\u7403\u65b0\u95fb\u300b\u7684…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[131],"tags":[],"class_list":["post-21879","post","type-post","status-publish","format-standard","hentry","category-canada"],"_links":{"self":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/21879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/comments?post=21879"}],"version-history":[{"count":0,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/posts\/21879\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/media?parent=21879"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/categories?post=21879"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.chinesepress.com\/pre\/wp-json\/wp\/v2\/tags?post=21879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}